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How to Open a Bank Account in Philippine National Bank (PNB)
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Philippine National Bank (PNB) which was established on July 22, 1916, is one of the largest and trusted banks in the Philippines. Your money is guaranteed safe and secure if you open an account with PNB due to its many years of banking and financial service in the Philippines. Added to that are the awards that PNB received. PNB won the Outstanding Commercial Bank Reporter Award from the Bangko Sentral ng Pilipinas (BSP), the Reader’s Digest Gold Award as one of the most trusted banks in the country and the SSS Balikat Award for Best SSS Paying Commercial Bank and Best Collecting Bank for OFW Remittances.



Picture Snapshot of Client Information (CI) Form of PNB


If you are interested to apply for a PNB account (savings, checking, time deposit, investments, etc.) with PNB, here are the guidelines and some tips you can follow.

1. Prepare beforehand the needed requirements in opening an account in PNB.
Philippine National Bank (PNB) Requirements in Opening an Account:
  • Duly Accomplished Client Application (CI) Form, Account Information (AI) Form and Signature Card. These are available in any PNB branches.
  • As per Bangko Sentral ng Pilipinas (BSP) Monetary Board Resolution No. 553 dated May 8, 2008 released under BSP Cir. No. 608 series of 2008 and PNB Gen.  Cir.  3-1498/2008 Clients who engage in a financial transaction with the Bank for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. "Official Authority" in BSP term, shall refer to the following:
    • Government of the Republic of the Philippines;
    • Its political subdivisions and instrumentalities;
    • Government-owned  and/or  controlled  corporations (GOCCs);
    • Private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas
    • (BSP) or Securities and Exchange Commission (SEC) or Insurance Commission (IC)
  • Bring at least two (2) of the following valid id:
    • Passport
    • Driver's License
    • Professional Regulation Commission (PRC) ID
    • National Bureau of Investigation (NBI) Clearance
    • Police Clearance
    • Postal ID
    • Voter's ID
    • Barangay Clearance
    • Government Service Insurance System (GSIS) e-card
    • Social Security System (SSS) Card
    • Senior Citizen Card
    • Overseas Workers Welfare Administration (OWWA) ID
    • OFW ID
    • Seaman's Book
    • Alien Certification of Registration/Immigrant Certification of Registration
    • Government Office and GOCC ID, e.g., Armed Forces of the Philippine (AFP ID), Home Development Mutual Fund (HDMF ID)
    • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
    • Integrated Bar of the Philippines
    • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC.
2. Have a personal appearance in any Philippine National Bank (PNB) branch.

3. Determine what type of account you want to open. And know the corresponding form of the type of bank account to fill up or accomplish.
Types of Accounts:
  • Individual Depositor Account
  • Joint Depositor Account
  • Business/Corporate Account
Name Forms to Accomplished:
4. All new applicants/depositors shall be required to accomplished one copy of Client Information (CI) form.

5. Existing depositors shall not be required to accomplish another/new CI form. A depositor may open several accounts but shall be required to accomplish the CI form only once.

6. For Joint Accounts, each depositor/co-depositor shall accomplish a separate CI form. However, if any of the co-depositors is an existing depositor of the Bank, the provision stated under step no. 4 shall apply.

7. For Business/Corporate  Accounts, each designated administrator (i.e., officer/individual appointed and authorized by the company/corporation as representative) of the account shall accomplish a separate CI Form. However, if any of the administrators is an existing depositor of the Bank, the provision stated under step no. 4 shall apply.

8. No CI form shall be filled out under the name of the business or corporation.

9. If there are fields not applicable/available to the client/depositor (e.g., telephone no., name of employer, spouse's  name  etc.) and no information are provided, "N/A" shall be indicated on the field. (note: N/A means Not Applicable).

10. Business Information (BI) form shall be used exclusively for Business/Corporate Accounts only. Any of the designated administrators shall be required to duly accomplish one (1) copy of the form.

11. Existing business/corporate accounts may open several accounts but shall not be required to accomplish another/new BI form, even if the company/corporation is an existing depositor of another PNB  branch, provided that the names of designated administrators  (i.e., officer/individual appointed and authorized by the company/corporation as representative) for the new account being opened are the same.

12. Account Information (AI) form shall be used for any type of deposits (e.g. savings, checking, term) and type of accounts (e.g., individual, joint, business/corporate).

13. It shall be filled out for every deposit account opened by the depositor. In case of joint account, inform the branch of the primary owner of the account and have it written on the appropriate portion of the form.

14. For Overseas Offices, the following are valid/acceptable identification documents provided these are issued by government authorities/agencies in their respective host country and are bearing the photograph and complete address of the client:

PNB New York
 
State Issued Drivers License
State Issued Identification Card
Passport (US or Philippine issued)
Resident Alien Card
Social Security Card
PNB Los Angeles
  
State Issued Drivers License
State Issued Identification Card
Passport (US or Philippine issued)
US Military Identification Card
PNB RCC Canada
  
State Issued Drivers License 
Permanent Resident Card 
Passport (Canada or Phil issued)
Social Security Card
PNB Honolulu Hawaii

US Issued Drivers License
US Permanent Resident Card
US Passport
Hawaii State ID
US Social Security Card
PNB Guam 
  
Guam issued Drivers License 
US Permanent Resident Card 
US Passport  
Government of Guam ID
US Military Identification Card
PNB Tokyo/Nagoya

Philippine Passport with unexpired Japan Visa/Alien Card
PNB Hong Kong
 
Hong Kong ID
PNB Singapore
 
Singapore Employment Pass
Singapore Work Permit
Singapore Dependent Pass
Singapore Identity Card
Singapore Company Issued ID
PNB Europe PLC, (London)
 
Correctly Certified Passport (Philippine or UK with Proof of existing address)
 
PNB Italy SPA, Rome/Milan
 
Passport (Philippine Or Italian Issued)
Permesso Di Soggiorno
        (Permit to Stay)
Carta D'Identita (Italy ID Card)
Codice Fiscale (Individual Taxpaye Number)
PNB Madrid/Florence
 
Spanish Residence and Working Permit
Spanish National Identification Card
 
PNB Hamburg
 
Passport (Philippine Or German Issued
European Union Identity Card
Philippine Embassy Identity Card
European Union Driver's License
PNB Vienna
 
Passport (Philippine Or Austrian Issued)
Austrian Identity Card
Austrian Driver's License
 
PNB Netherlands
 
Passport (Dutch or Philippine Issued)
Dutch Residence Permit (MVV)
Dutch Driver's License
European Identity Card
Dutch Identity Card
PNB Dubai (UAE)
 
Labor Card
Health Card
Driverís License
Company/Employment ID Card
PNB Riyadh (Saudi Arabia)
 
IQAMA (National ID)
 
PNB Riyadh (Kuwait)
 
Civil ID
Health Card
Driver's License
Company/Employment ID

15. STUDENTS who are beneficiaries of remittances/fund transfers who are not yet of voting age may be allowed to present the original and submit a clear copy of ONE (1) valid photo-bearing school ID duly signed by the principal or head of the school where the student is currently enrolled.

16. For Non-resident alien they are required to submit Alien Certificate of Registration (ACR)/Immigrant Certificate of Registration (ICR).

17. Since the Bank already requires a clear photocopy of the photo bearing ID presented, branches shall no longer require pictures from clients as attachment to the Signature Card. However, clients shall be required to submit an updated picture or present the original and submit a clear copy of the photo-bearing ID every two (2) years.

18. Additional ID picture maybe required for the attachment to the CI form and for the scanned copy of picture uploaded in the flexcube if ever the photo bearing ID is not feasible for scanning.

19. Eligible to open an account at PNB (GEN. Cir. 3-1441/2007)
Savings:
  • Individual / Joint Account
    • Citizen and Resident Alien 
      • Person at least 12 years old
      • Below 12 years old ITF by parent, legal guardian, trustee, administrator
    • Non-Resident Alien
      • FX Currency Deposit 
Checking:
  • Peso and Greencheck (Dollar)
    • Citizen and Resident Alien 
      • Person of legal age (at least 18 years old) 
    • Non-Resident Alien
      • Individual / Joint Peso Checking Account 
  • Requirements (As applicable): 
    • For walk-in applicants:
      • Maintenance of savings account for at least six (6) months before he/she can open a checking account. 
    • For Business Accounts:
      • Simple credit investigation is required to ensure legitimacy and existence of Business
    • For applicants endorsed / referred by Bank Officer:
      • No credit investigation shall be required but the name and signature of the Officer must be indicated in the CI form and Signature Card. 
Time Deposit:
  • Peso and FX Currency
  • Individual / Joint Account
    • Citizen and Resident Alien
      • Person of legal age (at least 18 years old)
      • Below 18 years old IT by a parent, legal guardian, trustee, administrator
    • Non-Resident Alien
      • FX Currency Deposit
 

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Total comments: 551 2 3 4 »
55 Jan Beatriz Bantilan   (13-April-2015 3:55 PM)
Hi, I just wanna know how much is the initial deposit to open a savings account(ATM)? Thank you! Need a response as soon as possible.

54 Annie Tamayo   (19-September-2014 2:53 PM)
Hi i want to open an account a savings account...but can i widraw in other place like malaysia????

53 Annie Tamayo   (19-September-2014 2:49 PM)
Hi im here in sg and want to open savings account here...but can i widraw it also here or like in other country like malaysia or only in phil....thank you

52 vicky   (08-June-2014 6:11 PM)
good eve,i just wanna know how much is the initial deposit to open an atm?kung magout of the country ako,ok lang ba na ung brother ko gagamit for a while?

51 Elena Alpas   (22-May-2014 2:49 PM)
Misses or Sir, Please can you tell me the address of the PNB bank in the Netherlands, I have to pay an bill in the Netherlands before May-27-2014, I'm an member of the PNB bank, 234651200011, Branch 384466, E.J. van Wilsem, thank you very much.

50 Jen Dado   (29-April-2014 8:09 PM)
Hi.. Just wanna know how much is the initial deposit if I open savings account (ATM). Thanks

49 margie ducayso   (22-March-2014 11:49 AM)
how can i open an acount if i'm only 17 year of age?

48 mevielyn   (12-February-2014 4:16 PM)
i want to open an account on PNB,i just want to know the initial deposit for regular savings..

47 mhey   (26-January-2014 8:03 PM)
hi.gud day?...can i ask?..f how much ang open account for OFW beneficiary?...is it a long process?...

45 Marepel Gapo   (07-January-2014 7:15 PM)
How much the menimum so that i can open account? At kapag naka open account na po ako, pwedi po bah na ang boyfriend na nasa ibang bansa ay maka deposit po ba sa aking account

46 admin   (07-January-2014 10:18 PM)
Marepel Gapo, yes.

44 john kevin santiago   (30-December-2013 8:53 PM)
how much is the minimum deposit to apply for ATM ??

43 Czethel May Caparros   (20-November-2013 3:13 PM)
Good day! I just want to ask how much is the initial deposit if ever na mag open account po ako sa inyo. Thank you and God Bless!

42 Schechem   (07-November-2013 9:27 PM)
how much is the maintaining balance for u to able to open a savings account with an atm? is it necessary that the valid I.D u will going to present was made on the place where the PNB was located? thank you

41 rica   (04-November-2013 8:53 PM)
i Want to open an acct. how much is the minimum?

40 isadoralynda arabis   (22-October-2013 7:57 PM)
i open an account at your bank PNB last july 2013 but untill now my passbook havent arrived yet.. i openned and account and at the same time deposit some of amount.. how much longer will i recieve my passbook

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