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PNB Minimum Maintaining Balance

For your reference and guidance, here's a list of the Philippine National Bank (PNB) minimum maintaining balance of accounts and it's minimum balance (amount of money) to earn interest.

Below is the table of Types of PNB Accounts, its initial deposit, corresponding minimum maintaining balance, balance to earn interest and it's interest rates:

TYPES OF ACCOUNTS
INITIAL DEPOSIT
MINIMUM MAINTAINING BALANCE
BALANCE TO EARN INTEREST
INTEREST RATES
Peso Deposit Account




  • Passbook Savings Account
Php 10,000

Php 10,000
Php 15,000
0.50%
  • SuperTeller ATM Account
Php 3,000
Php 3,000
Php 10,000
0.50%
  • PNB Prime Savings Account
Php 50,000
Php 50,000-
-
Peso Checking Account




  • Individual
Php 10,000
Php 10,000
-
-
  • Corporate
Php 10,000
P10,000
-
-
PNB Priority One Checking Account
Php 25,000
Php 25,000
1.25% rate per annum
PNBig Check




  • Individual
Php 20,000
Php 20,000
Php 25,000
1.00%
  • Corporate
Php 20,000
Php 20,000
Php 50,000
1.00%
PNB Combo Account




  • PNB Combo-Savings




  • Individual
Php 25,000Php 25,000Php 25,0000.50%
  • Corporate
Php 50,000
Php 50,000Php 50,0000.50%
  • PNB Combo-Checking




  • Individual/Corporate
None
NoneNoneNone
Foreign Currency Accounts




  • Dollar Savings Account
US$500.00
US$500.00US$1,000
0.75%
  • PNB GreenCheck
US$2,000
US$2,000US$5,0000.50%
  • PNB Greenmarket ($ Time Deposit)
US$5,000


  • PNB Direct Deposit Program
US$200
US$200US$10000.75%


Below is the list of Exempted Accounts. Meaning these type of accounts have lower minimum maintaining balance.

OFW's & BENEFICIARIES
  • Initial Deposit: P100
  • Minimum Maintaining Balance (MMB): P100
  • Balance to earn interest rate: P5,000
OTHER EXEMPTED ACCOUNTS
PNB Direct Deposit
SSS Pensioners
Payroll Accounts
Philippine War Veterans and Beneficiaries
  •  Initial Deposit: P100
  • Minimum Maintaining Balance (MMB): P100
  • Balance to earn interest: P5,000

For more information, you may call PNB Telephone no.: 551-5808, 526-3368, 536-0526 or you can drop by a PNB Branch nearest in you.
"PNB Minimum Maintaining Balance" was written by under the Banking category. It has been read times and generated 6 comments. The article was created on .
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Total comments: 6
6 Jaf Rivan   (13 November 2013 11:52 AM)
Hi. What will happen if you used some of your maintaining balance?

5 Cheryl Selibio   (24 October 2013 3:48 PM)
Good Afternoon. I would like to ask how much is the amount needed in opening for a dollar account in PNB..Thank you and hoping to hear back from you as soon as possible.

4 rose raiza miranda   (23 October 2013 3:59 PM)
if u r applying for an atm card d 5000 it can be withdrawn if u already a member?

3 ALICE SIBUG   (01 May 2013 11:12 PM)
I would like to know the initial deposit for foreign currency GBP. thank you

2 ALICE SIBUG   (01 May 2013 11:11 PM)
I would like to know the initial deposit for foreign currency savings account. GBP. Thank you

1 Hedda Tan   (19 March 2013 10:39 AM)
I'd like to know what are some benefits I could get by investing in the Green Market program as an OFW (so how much will the MMB for that?)

Thanks.

And how can I make my deposits from Thailand and keep track of my account and money?