For your reference and guidance, here's a list of the Philippine National Bank (PNB) minimum maintaining balance of accounts and it's minimum balance (amount of money) to earn interest.
Below is the table of Types of PNB Accounts, its initial deposit, corresponding minimum maintaining balance, balance to earn interest and it's interest rates:
TYPES OF ACCOUNTS INITIAL DEPOSIT MINIMUM MAINTAINING BALANCE BALANCE TO EARN INTEREST INTEREST RATES Peso Deposit Account Php 10,000 Php 10,000 Php 15,000 0.50% Php 3,000 Php 3,000 Php 10,000 0.50% PNB Prime Savings Account Php 50,000 Php 50,000 - - Peso Checking Account Php 10,000 Php 10,000 - - Php 10,000 P10,000 - - PNB Priority One Checking Account Php 25,000 Php 25,000 1.25% rate per annum PNBig Check Php 20,000 Php 20,000 Php 25,000 1.00% Php 20,000 Php 20,000 Php 50,000 1.00% PNB Combo Account Php 25,000 Php 25,000 Php 25,000 0.50%
Php 50,000 Php 50,000 Php 50,000 0.50%
None None None None Foreign Currency Accounts US$500.00 US$500.00 US$1,000 0.75% US$2,000 US$2,000 US$5,000 0.50% PNB Greenmarket ($ Time Deposit) US$5,000 PNB Direct Deposit Program US$200 US$200 US$1000 0.75% Below is the list of Exempted Accounts. Meaning these type of accounts have lower minimum maintaining balance. OFW's & BENEFICIARIES OTHER EXEMPTED ACCOUNTS Initial Deposit: P100 Minimum Maintaining Balance (MMB): P100 Balance to earn interest rate: P5,000 PNB Direct Deposit SSS Pensioners Payroll Accounts Philippine War Veterans and Beneficiaries Initial Deposit: P100 Minimum Maintaining Balance (MMB): P100 Balance to earn interest: P5,000 For more information, you may call PNB Telephone no.: 551-5808, 526-3368, 536-0526 or you can drop by a PNB Branch nearest in you.
"PNB Minimum Maintaining Balance"
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17 January 2014