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How to Get or Apply a UnionBank EON Card (bank account)?

UnionBank EON Card is useful for offline and online transactions. Though EON Card is not a credit card, it has more advantages than the credit card. EON Card (or EON Debit Card) has minimal fees and no maintaining balance. You can open an EON Debit Card Account for only 350 pesos. 350 pesos is its annual fee for the bank. You can initially deposit any amount for as little as 100 pesos. It has less documents required for opening the account.

The documents required to open an EON Debit Card are listed below. You can use EON Debit Card to purchase in any Unionbank affiliated stores such as SM, Robinsons, Ayala, Gaisano mall and many other major stores in the Philippines. You can also use this card to purchase products or services in the internet - "online shopping". Online shoppers and online entrepreneurs are using this card to purchase anything in the internet. Like me, I use this card when I purchase products in Ebay, Amazon or any other e-commerce websites. I also use EON Debit Card to purchase domain and hosting for my websites.
Below are pictures of a real Unionbank EON Card:

Unionbank EON Card - front view
Unionbank EON Card - front view photo


Unionbank EON Card - back view
Unionbank EON Card - back view photo

Opening an EON card is easy and simple. To apply for an EON Card, follow the steps below:

Step 1

Bring the needed requirements to open a Unionbank EON Card:
  • Only 350 pesos - initial deposit.
  • At least two (2) valid ID's:
    • School ID
    • Company ID
    • Postal ID
    • NSO Birth Certificate
    • Barangay Clearance/Certificate
    • Passport
    • Current Driver's License
    • Permit to Carry Firearms
    • New Social Security System (SSS) card
    • Government Services Insurance System (GSIS) eCard
    • Professional Regulation Commission (PRC) ID
    • New Tax Identification Number (TIN) Card
    • NSO authenticated Marriage Certificate
    • Original & unexpired National Bureau of Investigation (NBI) Clearance
    • Police Clearance
    • Digitized Voter’s ID
    • Philhealth card
    • Office of Senior Citizen Affairs (OSCA) / Senior Citizen card
    • ACR Identity Card (I-Card)
    • Consular ID
    • Philippine Overseas Employment Association (POEA) / Overseas Workers Welfare Administration (OWWA) Card
    • OFW ID
    • Seaman’s Book
    • Government office ID (e.g., Armed Forces of the Philippines, Home Development Mutual Fund [HDMF] IDs)
    • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
    • Department of Social Welfare and Development (DSWD) Certification
    • PRA Special Resident Retiree Visa (SRRV) ID
    • Other valid IDs issued by the Government and its instrumentalities
  • 2 pieces 1x1 or 2x2 ID pictures
Bring the original copies of the ID's and you must photocopy/xerox them. The bank requires a photocopy of the id's. Please note that the branch may require other documents and information such as your Tax Identification Number (TIN) and SSS Number so please have this ready.

Step 2

Go to a nearest or to your preferred UnionBank branch and submit a fully accomplished EON Cyber Account Application form. This form will be provided by the bank.

Step 3

Pay P350 for your first year annual fee. Bring your initial deposit (not required but recommended) so that you can start using your EON account. For me, I initially deposited 350 pesos. You'll be told by the bank to fill-out an application form. And pass the necessary requirements. 

Waiting Period for Claiming

You can claim your EON Debit Card after 1 week. After you receive your card, you need to wait 2 days. Then, enroll your EON card in Unionbank website (www.unionbankph.com/).

Enrolling Your EON Account to Unionbank's Online Banking

Go to the official website of Unionbank (http://www.unionbankph.com). Click the EON Cyber Account link on Unionbank's homepage. This where you are going to enroll for Unionbank's online banking.

After registering and logging in to their website, you can see your amount deposited there.

Expiration

Unionbank EON card will expire in three (3) years. After 3 years, you should renew your EON card to continue using it. Here's an article on how to renew your expired EON account: "How to Renew Old Expired Unionbank EON Card?"

Using Unionbank EON on Online Transactions

Before you can do online transactions (online banking), it's very important and it's required to link your EON Cyber Account Debit Card to Paypal. Paypal lets you pay online transactions worldwide. Here is the video tutorial. When your EON Cyber Account Debit Card is already linked to Paypal, you can now use your EON in paying online transactions.

What are you waiting for? You should apply for an EON Debit Card now! For faster, easier and more convenient way of shopping and transacting business online, EON Debit Card is a must.

Frequently Asked Questions

Can a person below 18 years old open or apply an EON card?
  • No. 18 years old and above is the age requirement in opening an EON account.
Is EON card a credit card?
  • No. It's a debit card
Does EON card have a required maintaining balance?
  • No. It's a zero-maintaining balance
Can I transfer money from my Unionbank EON account to different bank (example, BDO, Metrobank, Landbank, BPI, etc.)?
  • No.
How to pay bills online with Unionbank EON account?
Does EON card act as an ATM card?
  • Yes. You can withdraw money from any ATM machines (with VISA, PLUS, Megalink logo) in the Philippines.

Note: I'm not endorsing Unionbank here. I'm just sharing my experience and the great benefits you can enjoy in using Unionbank EON Debit Card

Do you have any question or concern? Please tell me in the comment below.
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"How to Get or Apply a UnionBank EON Card (bank account)?" was written by Mary under the Banking category. It has been read 89473 times and generated 169 comments. The article was created on and updated on 11 June 2015.
Total comments : 169
Jean Bermil [Entry]

Hi, I just want to ask if SSS and tin numbers are required to get an EON card. I only have postal ID and NSO birth certificate! Hope to hear from you soon...
vanessa [Entry]

hi, just wanna ask, i badly need an eon card for linking of my paypal account. i stopped studying so i dont have a valid student id, i only have a philhealth id. is that enough?.
leen van roosele [Entry]

My question is ....

can i use the paypall
Claire Q [Entry]

I went to Unionbank SM Cebu branch few months ago. The lady in charge (who was rather grumpy) told me I couldn't get an EON card because I need to present a proof of income or whatever. I told her still a student so she suggested I should ask my parents and have them apply instead. My parents are not in the country and they are very busy they can't attend to such small matter. She told me I need someone that has a JOB in order to apply for this. I also told her I've read stuff on the net about other people who are students (without showing proof of income) being able to get this card.
I should have got that lady's name and reported her, she has a severe attitude problem. UGH. Well, anyway, I hope you guys can help me. I wanted to purchase something online and my parents don't trust me with CC anymore because I maxed out
ian [Entry]

it is so easy to get the EON debit card on Union Bank as long as you have all the requirements needed for apply.. like me.. its just 1-2 hours only, it will take 2 hours if there are many customers waiting.. :)
Jaysan Cabag [Entry]

Can I get my 100 pesos in paypal?
jess [Entry]

debit card offunionbank, I am in online trading or trader. Can I withdraw in Unionbank's debit card? or via wire transfer? please reply
Erick [Entry]

Nice instructions, EON Card is the easiest card to use when it comes in online shopping, most important thing is that you can use it with your PayPal Account..

Hope this helps other people...
bernzz [Entry]

i wanna ask.. how to get a reference number? can anybody tell me the steps on how to get the number.. thanks..
Ji Yan [Entry]

Hi. Can I use passport size or 1.5x1.5 recent pictures rather than the written 2x2 or 1x1? Thanks!
Chris [Entry]

Hi, thanks for the helpful post. I just graduated and the only ID I have is the official alumni ID issued by the college. If I bring an NSO Birth Certificate and a Barangay Clearance/Certificate together with my alumni ID, would these be enough? Thanks.
vlad [Entry]

I want to ask if is it possible to get an EON card for my friend. He's credit card is being denied even if it's legitimate. For whatever reasons maybe he's block listed in the credit cards companies previously...He wants this card because this kind of card will also help discipline himself in terms of finances.
wolfa [Entry]

I want to ask if I'm living abroad. How can I get my Eon Debit Card? Can I get it through my family or representative?
Legitperson [Entry]

Can I apply online? I'm a student and I'm afraid something is required for a student to submit.
Legitperson [Entry]

Postal I.D and a Voter's I.d
Voter I.D and Birth Certificate
and 350 Pesos

Are there any requirements?
Guest [Entry]

Legitperson, 2 pieces 1x1 recent pictures.
Legitperson [Entry]

Can an unemployed apply for this? I'm a studnet in TESDA. Can I successfuly get an EON Card?

Occupation : Student - what are the requirements as students
Do I need to submit TIN/SSS/UMID?
Guest [Entry]

Legitperson, yes. Just present your school ID and another 1 valid id such as Barangay Clearance, Police Clearance, NBI Clearance, Postal ID, NSO Birth Certificate, etc.
Silhoutte [Entry]

Hello Good afternoon..I went to Unionbank a while ago...I asked if what's the requirements for applying a EON(Debit Card). The lady told me to bring two valid ID's and a Reference Number..Where I can get the Reference Number?
Guest [Entry]

Silhoutte, did you ask the lady in the bank where to get the reference number? What type of reference number did the lady referring to?
MICHAEL JASON ANICETA [Entry]

when i shop on ebay, will i pay in u.s. dollars?
echo [Entry]

can i use it directly online to pay like a creditcard? im planning to fund my account on traderush
Vince [Entry]

What are the requirements for a 10 years old to apply for an eon card?
Guest [Entry]

Vince, only 18 years old and above can open an EON card.
angelicajade [Entry]

i signed up online last friday,
and received my reference number

i went to the unionbank this afternoon(tuesday).
the lady there asked for my
baranggay clearance,
school id and
my certificate of registration that proves i'm a current student at our university

then photocopied (2 copies each)

asked for Php 350
and asked me to deposit 200

and after 5-10 minutes
i already have my eon card

but the teller asked me to wait for 2 banking days to enroll online and call them for my expuse number

what is an expuse number? where will i use it?
joselito777 [Entry]

angelicajade, Expuse number is use for Paypal verification. It's also the Paypal code that you're going to enter on your Paypal account.
joe [Entry]

Do I have to signup online first then go to the bank OR I could get everything done if I went to the bank with all the requirements?
joselito777 [Entry]

joe, you have to go to the bank first? Everything is not done if you went to the bank. Online enrollment is different from applying an account. You have to apply an EON account first before enrolling it to Unionbank's website.
Karim [Entry]

Hi, Can I present only photocopies of my birth certificate? Or do I need to present my originals?
joselito777 [Entry]

Karim, yes, you must bring the original copies because the bank will verify the photocopies to your original copies.
Dale Amandoron [Entry]

Hello. If i present my school i.d, do i also have to present my study load? or just the i.d, and if i work online and transfer my money on eon bank account, is it possible? i'm freelancing and i need to transfer my money from odesk to eon bank account. its possible right?
Guest [Entry]

Dale Amandoron, just present your school ID.

Yes, if your a freelancer from ODESK, your employer can transfer money to your EON account through Paypal.
Cess Moncupa [Entry]

Hi. Is there an age requirement to apply for EON? Can a 16-year old like me apply? Thanks in advance!
laila [Entry]

I want to know if is this a credit card? how much is the credit limit?
Guest [Entry]

laila, Unionbank EOn card is not a credit card.
Diana [Entry]

Hi Mr. Khen, I registered 2 days ago, had claimed my card yesterday, and had enrolled in the EON Account in the UnionBank Website just today. I can't access my account. So as I review your responses to everyone and also your article above, you said to wait 1 week for the card & we have to wait 2 days before enrolling. In my case, I received it earlier that 1 week so I though I can immediately enroll. So what will happen now? Do I have to enroll again? Thanks.
Guest [Entry]

Diana, you're lucky enough that you recieve your EON card earlier than 1 week. It also depends on the Branch.

If you can't access your account, contact Unionbank's customer service email address: customer.service@unionbankph.com
Elizabeth [Entry]

Hi, Will an application for EON card be approved by just submitting one Postal ID and NSO birth certificate? This is my first time application and I want EON/paypal.
Guest [Entry]

Elizabeth, yes.
rommel david [Entry]

good day..how about liberty reserve? is it possible to use it,to withdraw funds from any online jobs..can we do that from liberty reserve to eon..thanks
Guest [Entry]

Rommel David, no.
edz [Entry]

so I'll be needing to wait for 2 days before I can use my EON card?
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