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How to Get or Apply a UnionBank EON Card (bank account)?

UnionBank EON Card is useful for offline and online transactions. Though EON Card is not a credit card, it has more advantages than the credit card. EON Card (or EON Debit Card) has minimal fees and no maintaining balance. You can open an EON Debit Card Account for only 350 pesos. 350 pesos is its annual fee for the bank. You can initially deposit any amount for as little as 100 pesos. It has less documents required for opening the account.

The documents required to open an EON Debit Card are listed below. You can use EON Debit Card to purchase in any Unionbank affiliated stores such as SM, Robinsons, Ayala, Gaisano mall and many other major stores in the Philippines. You can also use this card to purchase products or services in the internet - "online shopping". Online shoppers and online entrepreneurs are using this card to purchase anything in the internet. Like me, I use this card when I purchase products in Ebay, Amazon or any other e-commerce websites. I also use EON Debit Card to purchase domain and hosting for my websites.
Below are pictures of a real Unionbank EON Card:

Unionbank EON Card - front view
Unionbank EON Card - front view photo


Unionbank EON Card - back view
Unionbank EON Card - back view photo

Opening an EON card is easy and simple. To apply for an EON Card, follow the steps below:

Step 1

Bring the needed requirements to open a Unionbank EON Card:
  • Only 350 pesos - initial deposit.
  • At least two (2) valid ID's:
    • School ID
    • Company ID
    • Postal ID
    • NSO Birth Certificate
    • Barangay Clearance/Certificate
    • Passport
    • Current Driver's License
    • Permit to Carry Firearms
    • New Social Security System (SSS) card
    • Government Services Insurance System (GSIS) eCard
    • Professional Regulation Commission (PRC) ID
    • New Tax Identification Number (TIN) Card
    • NSO authenticated Marriage Certificate
    • Original & unexpired National Bureau of Investigation (NBI) Clearance
    • Police Clearance
    • Digitized Voter’s ID
    • Philhealth card
    • Office of Senior Citizen Affairs (OSCA) / Senior Citizen card
    • ACR Identity Card (I-Card)
    • Consular ID
    • Philippine Overseas Employment Association (POEA) / Overseas Workers Welfare Administration (OWWA) Card
    • OFW ID
    • Seaman’s Book
    • Government office ID (e.g., Armed Forces of the Philippines, Home Development Mutual Fund [HDMF] IDs)
    • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
    • Department of Social Welfare and Development (DSWD) Certification
    • PRA Special Resident Retiree Visa (SRRV) ID
    • Other valid IDs issued by the Government and its instrumentalities
  • 2 pieces 1x1 or 2x2 ID pictures
Bring the original copies of the ID's and you must photocopy/xerox them. The bank requires a photocopy of the id's. Please note that the branch may require other documents and information such as your Tax Identification Number (TIN) and SSS Number so please have this ready.

Step 2

Go to a nearest or to your preferred UnionBank branch and submit a fully accomplished EON Cyber Account Application form. This form will be provided by the bank.

Step 3

Pay P350 for your first year annual fee. Bring your initial deposit (not required but recommended) so that you can start using your EON account. For me, I initially deposited 350 pesos. You'll be told by the bank to fill-out an application form. And pass the necessary requirements. 

Waiting Period for Claiming

You can claim your EON Debit Card after 1 week. After you receive your card, you need to wait 2 days. Then, enroll your EON card in Unionbank website (www.unionbankph.com/).

Enrolling Your EON Account to Unionbank's Online Banking

Go to the official website of Unionbank (http://www.unionbankph.com). Click the EON Cyber Account link on Unionbank's homepage. This where you are going to enroll for Unionbank's online banking.

After registering and logging in to their website, you can see your amount deposited there.

Expiration

Unionbank EON card will expire in three (3) years. After 3 years, you should renew your EON card to continue using it. Here's an article on how to renew your expired EON account: "How to Renew Old Expired Unionbank EON Card?"

Using Unionbank EON on Online Transactions

Before you can do online transactions (online banking), it's very important and it's required to link your EON Cyber Account Debit Card to Paypal. Paypal lets you pay online transactions worldwide. Here is the video tutorial. When your EON Cyber Account Debit Card is already linked to Paypal, you can now use your EON in paying online transactions.

What are you waiting for? You should apply for an EON Debit Card now! For faster, easier and more convenient way of shopping and transacting business online, EON Debit Card is a must.

Frequently Asked Questions

Can a person below 18 years old open or apply an EON card?
  • No. 18 years old and above is the age requirement in opening an EON account.
Is EON card a credit card?
  • No. It's a debit card
Does EON card have a required maintaining balance?
  • No. It's a zero-maintaining balance
Can I transfer money from my Unionbank EON account to different bank (example, BDO, Metrobank, Landbank, BPI, etc.)?
  • No.
How to pay bills online with Unionbank EON account?
Does EON card act as an ATM card?
  • Yes. You can withdraw money from any ATM machines (with VISA, PLUS, Megalink logo) in the Philippines.

Note: I'm not endorsing Unionbank here. I'm just sharing my experience and the great benefits you can enjoy in using Unionbank EON Debit Card

Do you have any question or concern? Please tell me in the comment below.
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"How to Get or Apply a UnionBank EON Card (bank account)?" was written by Mary under the Banking category. It has been read 89504 times and generated 169 comments. The article was created on and updated on 11 June 2015.
Total comments : 169
shinji [Entry]

hi can I apply? im 16 years old. Bringing only student id and barangay certificate. Is it allowed?
maicy [Entry]

Is registration to EON account allowed even if you're working in a company (unemployed)?
phia [Entry]

where can I find the application form for me to fill out for EON card?
ning [Entry]

good day, why can't I type the postal code in the EON application form? Do I need to go the bank? thank you very much.
Abie [Entry]

great content here.. just what I'm looking for. I've been searching for this piece of information for a long time. And here I can find it.

kabayan thank you!
suresh [Entry]

sir/madam i have only 9th class marklist(certificate)and have a name in ration card.i want to open a new saving account.
what can i do?please reply me...
Mark Francisco [Entry]

Just a photocopy of the Birth Certificate? What's the Baranggay Certificate ? Cedula ? .
Guest [Entry]

Mark Francisco, the original copy and photo copy of Birth Certificate are needed

A baranggay certificate is a type of document that certifies the baranggay address where you live. This is issued and can be secured at the Baranggay Hall/Office.

Cedula certifies your tax payment in the government. This is called Community Tax Certificate in English.
alvin [Entry]

sir Khen, I've indicated N/A under the nature of work/business box and also under the employers business address. But when I click submit, a notification appeared that it is required to fill out the postal code of employer/business address. Please help sir.
Lance [Entry]

Sir Khen,

Do you limit just two tries per day in logging-in in the Eon Cyber account. It's more than two days and still, I can't log-in. What you can advise?

Thank you!
Guest [Entry]

Quote (Lance)
Tlgang 2 tries lang per day sa pag log in sa eon cyber account?

No.

Contact or email a Unionbank agent for help at email address: customer.service@unionbankph.com
RIZEN [Entry]

Can I link my paypal and payza account to the eon at the same time?
Mishaal [Entry]

This may sound stupid but I'm real new to this thing.

How much is it for an EON acct, is it like an ATM that needs maintaining balance, how fast is the process and can I use my EON as my ATM to withdraw my cash from?

Can it be used as an ATM debit card if say my employer sent from one local bank to my account?

I got so many questions cause I had a bad experience with BDO, they closed my account when I had just made it on the 10th. It's the 21st now. Happy end of the world day.
Eli19 [Entry]

I just want to ask if I can open an EON debit card account even if Im unemployed right now? thanks in advance!
Guest [Entry]

Eli19, yes.
Cloud Strife [Entry]

Is this applicable for those below 18? I'm just 16 years old and I want a debit card in order to buy online.
june [Entry]

hi! Do I need to open first a bank account in Unionbank before applying for an Eon Debit Card account? Please help. Thanks in advance.
Guest [Entry]

june, no need. You can open an EON right away.
Rhia [Entry]

Hi! I've been having problems logging in sa eon cyber account, did all the steps and waited over 2 days but its been 2 weeks and still I can't log in. did you ever have the same problem? that's why I can't link my Paypal.
Guest [Entry]

Rhia, did you enter the information needed in the log-in form?

Did you enter the correct user id?

Did you enter the correct PIN number?

Enter the information correctly. You're given only 2 chances a day to log-in.
Nathan [Entry]

Hi Khen! I want to ask, can I link same EON card with different Paypal account?
Guest [Entry]

Nathan, I have not tried linking same EON account with different Paypal Account.

If you have other Paypal account, there's no harm in trying to link it with your EON account.

If Paypal doesn't accept the linking of one EON account to multiple Paypal accounts, then I'm sure Paypal will automatically notify you in their website in the linking process.

Again, there's no harm in trying to link your EON account to multiple Paypal accounts.

And let us know if you successfully link your EON to another Paypal account.
ABEGAIL JEAN NADELA [Entry]

hello there,i really want to open an eon unionbank for the reason i wanted to claim my money through paypal cause only EON UNIONBANK they will accept.....the only problem is that i dont have TIN no.# or SSS no.# to present there as documents you needed.......please can you help me in an easy way?? is there other way i can open an EON UNIONBANK where is easy???and no hard documents needed?
Guest [Entry]

ABEGAIL JEAN NADELA, The Unionbank branch here in Cebu don't require me to present TIN or SSS id.

You must have at least two valid id's such as school ID, company ID, baranggay clearance, postal ID, Police clearnce, NBI clerance, etc.

What's you status? Are you employed? a student? or a an unemployed?
Zang Adrien [Entry]

Hi I want to ask. I forgot the maximum withdrawal in a day and how much is the maximum deposit for EON debit card?
i am not sure if it is 50K maximum deposit in one day please help thanks
Edrian [Entry]

Hi How many days does it take for application approval for onlin banking after online registration? thanks for the answer.
Guest [Entry]

Edrian, like I said in the above article. After you claim your EON card, you need to wait for 2 days. Then, enroll your EON account to Unionbank's website (www.unionbankph.com)
james songalia [Entry]

I'm planning to register for EON right now but "Nature of Work/Business" and "Employer/Business Address" are required to be filled-out. I'm just a student and I don't know what should be written on those fields. Please help.
Guest [Entry]

james songalia, there's no problem whether you're a student or not. Leave those fields blank or not applicable (N/A).

You must present at least 2 valid ids.
Liberty Grace Dedace [Entry]

Is there annual fee for eon card? What if, after a year I forgot to pay annual fee, will there be additional charge?
Guest [Entry]

yes, as stated above it costs P350 for the annual fee.

No additional charge. You just have to present your EON card together with your valid id to Unionbank for renewal.
marian [Entry]

I don't have TIN number, can I be accepted?
Guest [Entry]

marian, you don't need TIN number. Present at least 2 valid id's.
marian [Entry]

Hi. I want to ask a question. Is the Unionbank EON card realtime. Can it receive money from abroad? Is there any charge for remittance from australia or US or anywhere. Thanks more power!
Guest [Entry]

marian, yes po realtime. Any person in the world can deposit to your EON account.

That person/business entity can even deposit money to your EON account through Paypal. But first, you must create a Paypal account and link your EON account to your Paypal account in order to do EON to Paypal transactions.
Roni [Entry]

Is it allowed to widthdraw through solidtrustpay using eon debit card?
Guest [Entry]

Roni, no. It only accepts Paypal.
Bert [Entry]

How about the combination of NSO Birth Certificate / LTO Student Permit License / School I.D. (last semester but I have a OR being enrolled).

What if LTO Student Permit License, is the photocopy refers to the second document. For the ID, is the photocopy back to back?
Guest [Entry]

Bert, yes they can be accepted.
Dinah [Entry]

hello..im just confused po..if ever i am an online seller po then ang buyer ko po ay choose niya magbayad though bank..pwede ko ba magamit ang Union EON Bank account ko to receive money from him/her?..am i going to give them my account number sa EON para dun nalang sila magdeposit sa payment??then papanu po ang withdrawal?..automatic na ba siya ??

hope i dont sound stupid..so confused lang regarding EON..hope to hear from you..thanks
Guest [Entry]

Dinah, the buyer can pay you to your EON account. Yes, you must give the buyer your EON account number. You can do bank-to-bank transactions or Paypal-to-EON transactions.

If what you think is if your buyer is using Paypal to buy your item, and the buyer deposits money to your Paypal account, you can withdraw that money from your Paypal account to your EON account.

Withdrawing money from Paypal account to your EON account is not automatically done. Here's the procedure to do that - "How to Withdraw the Money From Your Paypal Account to Your EON Account or Any Unionbank Account"
Dert [Entry]

Hello!, is "LTO Student Permit License" accepted?

I like this blog. Updated :) author
Guest [Entry]

yes, Dert. Thanks for the compliment. biggrin
mavis [Entry]

can I apply using school ID laster semester? I stopped my studies and I want to apply for EON CARD for online stuff. Do you accept?
Guest [Entry]

mavis, you can try but it's not guaranteed. Each Unionbank branch has different policies regarding presenting ID's. Make sure to bring at least 2 more ID's such as baranggay clearance or postal id for back-up.

Baranggay clearance is the easiest way to get. Baranggay offices nowadays have photo-bearing certificates.
Mark [Entry]

Do I need to wait seven (7) days before I can claim the EON card. I think the time is too long. Thanks.
Guest [Entry]

Mark, like any other banks (BDO or Metrobank), claiming of cards (ATM) such as EON card would take at least 1 week (7 days).
jack [Entry]

hello khen. what are the requirements for students? Is birth certificate needed? or anything. Thanks.
Guest [Entry]

jack, you should bring at least 2 valid id's such as your school id, birth certificate, baranggay clearance or any of the id's posted in the above article.

Don't forget to photocopy your 2 valid id's.
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