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Payment of Premium Contributions of Accredited Professional Health Care Providers (PHCPs) Who Are Categorized As Individually Paying Members

I. RATIONALE

Under the Implementing Rules and Regulations of the National Health Insurance Act (R.A. 7875) as amended by R.A. 9241, Section 60. Specific Accreditation Requirements and Conditions for Physicians, Section 61. Specific Accreditation Requirements and Conditions for Health Care Professionals, Item b states "they must be PhilHealth members with qualifying premium contributions."
In 2008, PhilHealth Circ 17 s. 2008 was issued requiring professional health care providers (PHCPs) categorized as individually paying members to pay the full amount equivalent to the validity of their accreditation period upon application for accreditation.

PhilHealth Circ. 24 s. 2010 re: Implementation of the New Premium Contribution of Self-employed Professional/Individuals under the Individually Paying Program reitrerates that "All members of the National Health Insurance Program (NHIP) shall contribute to the Fund, in accordance with a reasonable, equitable and progressive contribution schedule," thereby adjusting the amount of premium contributions.

To ensure that premium contributions are duly paid during the entire validity of their accreditation, this Circular is hereby issued to provide options to PHCPs on how they will pay their premium contributions.


II. Payment Schemes:

PHCPs may avail of any of the following premium payment options:
1. Full Payment
Upon submission of application for accreditation, the PHCP shall pay the amount equivalent to premium contributions for 3 years or less, depending on the validity of accreditation applied for.
2. Partial Payment
Upon submission of application for accreditation, the PHCP shall pay the amount of premium contributions equivalent to the applicable quarters of the current year. Subsequent premiums shall be paid not later than March 31 of the succeeding years of accreditation with the option to pay at least one (1) year's amount of premium contributions or pay the balance of the amount equivalent for his current accreditation on the 2nd or 3rd year. The total amount of premium contributions shall be paid up to a maximum of three (3) installments only.

When
Amount
1st Payment
Upon submission of application
Equivalent to premium contributions form date when application for accreditation is applicable up to December of the current year
2nd and 3rd payment
January 1 until March 31 of the succeedig years of accreditation
1 or more year(s) worth of premium contributions

Example: Validity of accreditation is from March 21, 2011 to March 20, 2014



Months Covered
Remarks
1st Payment
January to December 2011
12 months premium contribution because the minimum mode of payment for IPP is quarterly or 3 months; due upon application
2nd and
January to December 2012
12 months; due not later than March 31, 2012
3rd paymentJanuary to December 2013, January to March 2014
15 months; due not later than March 31, 2013

III. Non-payment of premium contributions

Each missed full or partial annual payment during the period of accreditation shall be counted as one (1) violation in reference to the PhilHealth Circular 10, s. 2008 (Grounds for Non-renewal of Accreditation/Non-Granting of Re-accreditation as a Result of Performance Monitoring of Health Care Providers), which shall be considered in their application for subsequent accreditation.

IV. Exclusion to the payment of increase in premium contributions

PHCPs whose average monthly family income in the last 12 months is P25,000.00/month or less shall continue to pay P1,200.00 per year (equivalent to P300/quarter). This shall be supported by their latest Income Tax Return (ITR) or the Community Tax Certificate (CTC) for the current year. However, if at any point in time, based on the PHIC claims data, the PHCP's monthly income is more than P25,000.00/month for 12 months, the PHCP shall pay the appropriate premium contributions as stated in PhilHealth Circ. 24 s. 2010 on the remaining applicable period of accreditation.

Currently accredited professionals who are no longer formally employed shall continue paying their premium contributions as individually paying members.

All other issuances and guidelines that are inconsistent with this circular are hereby amended and/or repealed accordingly.

This circular shall take effect fifteen (15) days from publication in the official gazette or any newspaper of general circulation.

Source: Philhealth.gov.ph - Published March 22, 2011
- https://www.affordablecebu.com/
 

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"Payment of Premium Contributions of Accredited Professional Health Care Providers (PHCPs) Who Are Categorized As Individually Paying Members" was written by Mary under the Health category. It has been read 2423 times and generated 1 comments. The article was created on and updated on 08 June 2011.
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