There are credit counseling services that can help you get out of debt without the burden and cost of having a bankruptcy appear on your credit report for ten years. They offer an excellent alternative and will assist you in establishing a budget and understanding how to avoid your current situation.
If you need to know how to file for bankruptcy because your financial situation is so dire that it is necessary, then continue reading.
Using a bankruptcy attorney to assist you file for bankruptcy is your first option. They will have payment arrangements for you and will be able to advise you on the best bankruptcy option. This is a good option if you cannot follow instructions and fill out government forms or if you lack the time to do so.
Your bankruptcy attorney will cost you between $800 and $2,000, or possibly even more.
Another option is to perform the task yourself. If you have any intelligence at all, you can learn how to file bankruptcy by reading the instructions on the forms and consulting a few reference books from the library to answer your queries.""
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