Court-ordered child support and maintenance payments, whether current or delinquent, are exempt from discharge in a bankruptcy proceeding. This implies that if you are receiving child support payments, the courts cannot assist you. You will be required to pay for these expenses regardless of the circumstances. This also encompasses chapter 7 and chapter 13 bankruptcy.
Generally, any debt owed to the government is also exempt. This could be a loan or any delinquent taxes that you owe. Many government-sponsored student loans, for instance, must be repaid in full regardless of your financial situation. Any amounts owed to the IRS must also be remitted.
Court orders that were issued against you before you filed for bankruptcy cannot be discharged either. This means that anyone who has taken you to court over an unpaid debt and received a judgment ordering you to pay a certain amount must receive the agreed-upon amount in full.
These are some of the debts that cannot be discharged in the event of bankruptcy. If you choose this path, it is crucial that you conduct a thorough audit of your financial situation. If you have any of these types of debt, you should reconsider filing for bankruptcy. It could result in you owing a substantial quantity of money, and your reputation and credit rating could be damaged.""
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