The opportunity to apply for a personal housing loan that is appropriate for both your income and your ability to pay is one of the perks of being a Pag-IBIG Fund member. Ordinary Filipinos, particularly those earning less than the minimum wage and those with low incomes, can finally realize their dream of owning a house or property without being heavily in debt thanks to generous payment terms of up to 30 years. Members of Pag-IBIG can also get low-interest multi-purpose and disaster loans with payment terms of up to three years.
However, the Pag-IBIG Fund has a different strategy in mind. Members can apply for a Pag-IBIG Loyalty Card, which entitles them to exclusive discounts and rewards at over 350 partner establishments, including supermarkets, restaurants, hotels, hospitals, schools, appliance stores, and even beauty salons, in addition to housing and personal loans. With the Pag-IBIG Loyalty Card, you could potentially save thousands of pesos each month on things like groceries, meals at restaurants, tuition, hospital bills, fuel, and many other costs. ,'_com-medrectangle-3','ezslot_5',191,'0','0'_('div-gpt-ad-_com-medrectangle-3-0');
Every Pag-IBIG Fund member absolutely requires the Pag-IBIG Loyalty Card. After all, who wouldn't want to reduce their monthly living costs by a few pesos? Those seemingly insignificant costs add up, and before you know it, you'll have saved tens of thousands of pesos per month. The amazing thing about the Pag-IBIG Loyalty Card is that it costs only 125 pesos and doesn't cost anything to keep your card active on a monthly or annual basis.
We have created this step-by-step guide to assist you in applying for a Pag-IBIG Loyalty Card because we are pretty sure that you are already excited to have one. We'll walk you through how to claim your card, complete the application, and return it to the Pag-IBIG branch.
Pag-IBIG Loyalty Card vs. Pag-IBIG Loyalty Card Plus Features and BenefitsPag-IBIG Loyalty Card Requirements and EligibilityStep-by-Step Guide on How to Apply for a Pag-IBIG Loyalty Card PlusStep 1: Step 2: Print the Pag-IBIG Loyalty Card Plus Application Form after downloading it. Complete the Pag-IBIG Loyalty Card Plus Application Form with the following information: Membership Category, Member's Personal Information, Address and Contact Information, Current Employment Information, Previous Employment Information, and Date of Pag-IBIG Fund Membership. Step 4: Send the Application Form and a Valid ID to Pag-IBIG. Step 5: Pay the Card Application Fee Step 6: Get a picture and your fingerprints taken. Claim Your Pag-IBIG Loyalty CardA Brief Overview of the Application ProcessPartners and Discounts for the Pag-IBIG Loyalty CardFrequently Asked QuestionsFinal Considerations What Is the Pag-IBIG Loyalty Card?
An exclusive rewards and discount card for Pag-IBIG Fund members is the Pag-IBIG Loyalty Card. More than 350 partner establishments, including Puregold, Bo's Coffee, David's Salon, McDonald's, Petron, Shakey's, Air21, Human Nature, Vision Express, and Papa John's, offer cardholders exclusive rewards and discounts of up to 50%.300,250],'_com-medrectangle-4','ezslot_6',192,'0','0'_('div-gpt-ad-_com-medrectangle-4-0
Members can conveniently receive the proceeds of their multi-purpose loans, Pag-IBIG MP2 dividends, and other Pag-IBIG benefits using the Pag-IBIG Loyalty Card as a cash card. At BancNet ATMs, cardholders can now withdraw dividends and loan proceeds without having to wait for their checks to clear.
The Pag-IBIG Loyalty Card program, which began in 2014, now has more than 5 million cardholders. The Pag-IBIG Fund introduced the more recent and significantly improved Pag-IBIG Loyalty Card Plus in 2019, which has an EMV chip for increased security.
The Pag-IBIG Loyalty Card is not only used as a cash card at ATMs but also as a discount card. The card can be used as a secondary ID by members for a variety of private and public transactions. Additionally, a Virtual Pag-IBIG account can be created and activated using the Pag-IBIG Loyalty Card without having to visit the Pag-IBIG office.
Pag-IBIG Loyalty Card vs. Pag-IBIG Loyalty Card Plus The new Pag-IBIG Loyalty Card Plus, which was launched in 2019 in collaboration with Union Bank of the Philippines (UnionBank) and Asia United Bank (AUB), offers significant enhancements over the previous Pag-IBIG Loyalty Card.336,280],'_com-box-4','ezslot_7',193,'0',
With its EMV chip, the more recent Pag-IBIG Loyalty Card Plus can be used as an ATM card to deposit and withdraw Pag-IBIG benefits and dividends. For quick and easy access to the member's prepaid or savings account, it can also be linked to the mobile app of the issuing bank.
The Pag-IBIG Loyalty Card's predecessor and the more recent Pag-IBIG Loyalty Card Plus, which was created in collaboration with UnionBank and AUB, are compared in the following table.
The following are some of the features and benefits of the Pag-IBIG Loyalty Card Plus:
At more than 350 partner establishments and shops across the Philippines, you can take advantage of exclusive discounts and rewards.
Benefit from Pag-IBIG MP2 dividends, short-term loans, and other sources.
You can withdraw cash worldwide at any UnionBank, AUB, or BancNet ATM.
Nationwide, swipe at more than 200,000 POS terminals.
Pay online and in stores without cash.
There are no upkeep, initial deposit, or monthly fees.
UnionBank or AUB are good options for making deposits to your prepaid or savings accounts.
From your UnionBank savings account, earn interest.
By linking your Pag-IBIG Loyalty Card Plus to the mobile app of your bank, you can access online banking at any time.
Using your card, create and activate a Virtual Pag-IBIG account.
For both private and public transactions, you can use the card as a valid secondary ID.
Make sure you meet the eligibility requirements and requirements for owning a Pag-IBIG Loyalty Card before you proceed with your application.300,250],'_com-banner-1','ezslot_9',194,'0','0'_('div-gpt-ad-_com-banner-1-0');
If you meet the following requirements, you can submit an application for a Pag-IBIG Loyalty Card:
A Pag-IBIG Membership ID (MID) number is required of you.
In accordance with Circular No., you must be an active Pag-IBIG member or an MP2 retiree member. 407 people who chose to receive dividends annually.
You can apply for a Pag-IBIG Loyalty Card by providing the following information if you meet the above eligibility requirements:
Completed Loyalty Card Plus application form (HQP-PFF-108), which can be downloaded from this website or the Pag-IBIG website.
The Pag-IBIG Fund accepts valid identification (one original and one photocopy).
125 for the application fee.
How to Apply for a Pag-IBIG Loyalty Card Plus: A Step-by-Step Guide At this time, applications for the Pag-IBIG Loyalty Card Plus (LCP) can only be made in person at certain Pag-IBIG branches that have LCP kiosks. The Pag-IBIG Loyalty Card application online is currently unavailable. Using this branch locator, you can see a list of Pag-IBIG branches all over the country that have LCP kiosks.
Are you prepared to submit an application for a Pag-IBIG Loyalty Card? You can get one by following this detailed, step-by-step guide: 333,280],'_com-large-leaderboard-2','ezslot_11',195,'0','0'_('div-gpt-ad-_com-large-leaderboard-2-0');
Step 1: Download and Print the Pag-IBIG Loyalty Card Plus Application Form The Loyalty Card Plus application form should be downloaded first. Open the document with a free PDF reader like Adobe Acrobat after downloading the form. You won't need a PDF reader because the form will open in a new tab when you use Chrome on your desktop.
Download Application Form To print the LCP application form, select File > Print or hold down the Ctrl key and press the P key on your keyboard. When you do this, make sure your printer is connected to you.
Print the LCP application form on long bond paper (8.5"" x 13"") for the best results. However, as long as you adjust the page sizing to fit, you can print it on A4 paper or any other size.
The application for the Pag-IBIG Loyalty Card Plus can also be obtained at any Pag-IBIG branch that is closest to you. Please keep in mind that you only require one copy of the form. ,'_com-leader-1','ezslot_12',196,'0','0'_('div-gpt-ad-_com-leader-1-0');
Step 2: Complete the Pag-IBIG Loyalty Card Plus Application Form The Loyalty Card Plus application form must be completed next. When completing the application, follow these steps:
Complete the application form in just one copy.
Only use BLOCK or CAPITAL letters for all entries.
Required fields are those marked with an asterisk (*).
If the information is irrelevant, write N/A.
On the form's upper-right portion, don't forget to write your 12-digit Pag-IBIG Membership ID (MID) number and the partner bank that issued it (for example, UnionBank, AUB). Learn your Pag-IBIG MID number by reading this article.
Membership Category Select the option that best describes your membership's coverage under Republic Act No. 9679.
Pag-IBIG Fund membership that is required or mandatory is referred to as mandatory.
Employed Private – If you are employed by a private employer, such as a foreign company that has an administrative agreement with the Pag-IBIG Fund, mark this box.
Employed Government: If you work for a government office that is covered by the Government Service Insurance System (GSIS), select this option. This includes members of the judiciary and Constitutional Commissions, as well as uniformed personnel from the Armed Forces of the Philippines (AFP), Philippine National Police (PNP), Bureau of Fire Protection (BFP), and Bureau of Jail Management and Penology (BJMP).
Overseas Filipino Worker (OFW): If you are working for a foreign employer abroad, whether on land or at sea, check this box.
The term ""self-employed"" (SE) refers to a person who does not exceed the age of 60, is engaged in any occupation, trade, or business, does not have an employment relationship, and earns at least $1,000 per month.
If you are a professional or business owner, mark this box if you are directly involved in a trade or business.
Job Order Personnel: Select this option if you are hired for work or an intermittent position with a pay rate of either daily or hourly for less than six months.
Other Earning Groups (OEGs): OEGs are small businesses that produce goods and services with the intention of earning money. Farmers, fishermen, drivers of public utility vehicles, and market vendors are examples.
Pag-IBIG Fund membership that is neither required nor voluntary is referred to as voluntary.
Employed Foreign Government – If you work for a foreign government (such as an embassy or consulate) or an international organization that does not have an administrative agreement with the Pag-IBIG Fund, check this box.
Barangay Official/Employee: If you are an employee or a person with authority in your barangay, check this box.
Non-Working Spouse: If you and your spouse (husband or wife) are full-time household and family affairs managers, mark this box.
Member of Religious Group: If you are a member, head, or leader of a religious organization, check this box.
A pensioner is a person who has received a lump sum or is receiving an old-age or permanent total disability pension. They can also be an investor or a lender. Shares of stock, such as those issued by a Real Estate Investment Trust (REIT) or its derivatives, are owned by investors. A residential unit's owner, administrator, or agent is a lessor.
Member of a Cooperative or Trade Union – If you are a member of a cooperative or trade union, mark this box.
Overseas Filipino Immigrant: Select this option if you are a Filipino who is a citizen or permanent resident of another country and lives outside of the Philippines.
Others: Check this box and specify the type of voluntary membership you hold if you are not a member of any of the groups listed (for example, Unemployed).
Personal Information of the Member Last Name: Enter your family name or surname here.
Write your first name and your given name.
Name Extension: If you have a name extension, include it, such as Jr., III, or IV.
Your mother's maiden surname is typically referred to as your middle name. The father's surname is used as the middle name for married women.
If you are currently married, write your full maiden name before marriage.
Date of Birth: Enter your date of birth in the format MM/DD/YYYY. For instance, if March 20, 1990, is your birth date, write 03/20/1990.
Place of Birth: Mention the country, city, or municipality in which you were born. Only if you were born outside of the Philippines should you specify your country.
Citizenship: Mention your nationality (like Filipino, for instance).
Sex: Mark the box that corresponds to your biological sex—male or female?).
Marital Status – Mark the box that corresponds to your marital status, such as Single or Married.
Mother's Maiden Name: Before your mother got married, write her full name.
Name of the Spouse: If you are married, write the first name of your husband or wife.
Taxpayer Identification Number (TIN): If you have one, provide your nine-digit TIN from the Bureau of Internal Revenue (BIR).
SSS/GSIS Number: Enter your 10-character Social Security Number here. Write down your 11-digit Business Partner Number if you work for the government.
Employee Number: Provide your company's identification number.
If you have a Common Reference Number (CRN or UMID), please provide it.
Address and Contact Subtleties
Long-lasting Street number - Show the total location of your extremely durable home including barangay, city/district, region and Postal division. Only if your home address is outside of the Philippines should you include the state or country.
Current Residence Address: Enter the full address of your current residence here. Only if your home address is outside of the Philippines should you include the state or country.
Contact Information: Provide your home telephone number, cell phone number, and, if applicable, business telephone number. If you live outside Metro Manila, include the area code as well as the country code.
Address for Email: Enter your email address (Gmail or Yahoo! (Mail is preferable).
Details about your current employment Employer/Business Name: Mention the name of your employer or business as it appears on your employment contract or registration certificate (this applies to formal employees, OFWs, self-employed professionals, and business owners).
Address for Employer or Business: Enter the address that appears on your employment contract or registration certificate for your employer or business.
Monthly Income Range: Mark the box that corresponds to your salary or monthly income.
Occupation: Please describe your position, field of work, or profession (for example, nurse).
Nature of Your Work, Business, or Funding Source: Describe your work, business, or funding source. Take, for instance, the Virtual Assistant
Employment Status: Select the appropriate box to indicate your employment status, such as temporary, contractual, permanent/regular, or other.
Previous Employers Since Joining the Pag-IBIG Fund In this section, list all of your previous employers since joining the Pag-IBIG Fund. If necessary, you may use a different sheet. [336,280], ""_com-large-mobile-banner-1,"" ""ezslot_14,"" 197, ""0,"" ""0"","" ""div-gpt-ad-_com-large-mobile-banner-1-0"");
Employer/Business Name: Mention the name of your previous employer or business as it appears on your employment contract or registration certificate.
Address for Employer or Business: Enter the address that appears on your employment contract or registration certificate for your previous employer or business.
From – Indicate the date you started working for this employer or business in the format MM/DD/YYYY. Write 01/15/2021, for instance, if you started working on January 15, 2021.
To – Use the MM/DD/YYYY format to indicate the date you left this company or employer.
Other Information Status of Home Ownership: Indicate your home ownership status by checking the appropriate box. Please indicate whether you are interested in transferring your loan to Pag-IBIG if your home is mortgaged by a bank or other financial institution.
Future Plans for Owning a Home: Indicate your plans for owning a home by checking the appropriate box. Check ""Avail of a Loan for Purchase of Residential Unit or Construction of House,"" for instance, if you intend to construct your own home.
Desired Loan Amount (If You're Interested in Pag-IBIG Fund Financing): Mark the box that corresponds to the amount you want to borrow from Pag-IBIG.
How Much Can You Afford to Pay Each Month on a Housing Loan? If you want to take advantage of a Pag-IBIG housing loan, select your preferred range of monthly payments.
Attainment in Education: Mention your highest level of education.
No. of Children or Dependents Still Taking Classes – Mention the number of your children or dependents still taking classes.
No. of Owned Vehicles – Indicate the number of motor vehicles (cars, motorcycles, etc.) you own.
Establishment You Would Like to Be a Pag-IBIG Loyalty Card Partner: Do you know of a company that you would like to be a Pag-IBIG Loyalty Card partner? Put it in here.
Agreement After carefully reading the terms, sign and indicate the date the LCP application form was completed if you accept the terms of the Pag-IBIG Fund.
Member Signature – Attach your signature on the provided date.
Date: Enter the date you completed this application (for example, May 14, 2022) here.
Step 3: Submit the Application Form to Pag-IBIG with a Valid ID After completing the LCP application form, take it to the closest Pag-IBIG branch and submit it with a valid ID. Monday through Friday, Pag-IBIG branches are open from 8:00 a.m. to 5:00 p.m. (excluding holidays).
The Pag-IBIG Fund accepts the following list of valid identifications:
Integrated Bar of the Philippines (IBP) ID Overseas Workers Welfare Administration (OWWA) ID Overseas Filipino Worker ID Seaman's Book or Seafarer's Identification and Record Book (SIRB) Alien Certification of Registration or Immigrant Certificate of Registration Government Office and GOCC ID (e.g. AFP ID, Pag-IBIG Fund Loyalty Card) Certification from the National Council for the Welfare of Disabled Persons (NCWDP) Follow up by paying the 125 yen application fee to the bank representative. Pay attention to the fact that you should only pay the fee to the bank employees who are working at the Loyalty Card Plus kiosk at the Pag-IBIG branch. 333.680]'_com-large-mobile-banner-2','ezslot_15',198,'0','0'_('div-gpt-ad-_com-large-mobile-banner-2-0');
Step 5: Take a Picture and Scan Your Fingerprints The representative for the Pag-IBIG Loyalty Card Plus will take a picture of you, scan your fingerprints, and ask you to sign on the digital tablet. The representative will then proceed with the onsite card personalization and ask you to verify your information as displayed on the computer monitor.
Step 6: You can get your brand-new Pag-IBIG Loyalty Card Plus in less than an hour by claiming it. The representative from the bank will send you your card and the PIN mailer.
That's all! You can now use your Pag-IBIG Loyalty Card to get discounts, get money from loans, use ATMs, and do a lot more. Don't forget to link your card to the mobile banking app of the bank that issued it so that you can manage your prepaid or savings account with ease and convenience. You are able to connect your Asia United Bank card to the Hello Pag-IBIG app. The UnionBank Online app can be linked to UnionBank-issued cards.
Quick Guide to Applying for a Pag-IBIG Loyalty Card Download and complete the Pag-IBIG Loyalty Card Plus Application Form (HQP-PFF-108). The form is also available for request at the Pag-IBIG branch. Pay the 125 peso application fee to the bank representative at the Pag-IBIG branch that is closest to you and bring the completed LCP application form along with a valid ID (one original and one photocopy). Your picture will be taken, your fingerprints will be scanned, and you will be asked to sign on the digital tablet by the Pag-IBIG representative. The onsite card personalization will begin after the Pag-IBIG representative asks you to verify your information as displayed on the computer monitor. The bank representative will send you the PIN mailer and the Pag-IBIG Loyalty Card Plus.
Pag-IBIG Loyalty Card Partners and Discounts With your Pag-IBIG Loyalty Card Plus, you can take advantage of exciting discounts and perks at over 350 partner establishments, including hospitals, gas stations, restaurants, supermarkets, hotels, appliance stores, and universities. When you show your Pag-IBIG Loyalty Card, you can get discounts and rewards of up to 50% at these selected businesses and stores.
FAQs Is the Pag-IBIG Loyalty Card a valid form of identification? All Pag-IBIG branches accept the Pag-IBIG Loyalty Card as proof of identity because it is a valid government-issued ID. However, it is only regarded as a secondary ID. [580,400], ""_com-leader-2,"" ""ezslot_16,"" 199, ""0,"" and ""0""]; Can I possess multiple Pag-IBIG Loyalty Cards? As long as the other card was issued by a different bank, you can have more than one Pag-IBIG Loyalty Card. Yes, you can. As a result, you can only have one UnionBank card and one AUB card. Where can I find my card number? The Pag-IBIG Loyalty Card Plus's 16-digit card number is on its back. What is my Pag-IBIG Loyalty Card Plus-related bank account number? After your registration for the Pag-IBIG Loyalty Card Plus is successful, you will receive an SMS containing your bank account number. My previous Pag-IBIG Loyalty Card was issued prior to 2019. Can I continue my application for the new card? Even if you already have the older card without the EMV chip, you can still apply for the new Pag-IBIG Loyalty Card Plus. The old non-EMV chip card is still acceptable for obtaining loyalty benefits. Can I make online purchases with my Pag-IBIG Loyalty Card Plus? The Pag-IBIG Loyalty Card Plus cannot be used for online shopping or purchase. It can only be used for transactions at an ATM or a POS. Nevertheless, if you have an AUB-issued Pag-IBIG card, you can use the Hello Pag-IBIG MasterCard virtual debit card for online transactions.300,250],'_com-leader-3','ezslot_17',600,'0','0'_('div-gpt-ad-_com-leader-3-0'); What is my Pag-IBIG Loyalty Card's PIN number? The PIN mailer that you received from the bank representative contains the Pag-IBIG Loyalty Card Plus's 4-digit PIN code. It is contained within the sealed envelope that also contains your welcome letter, brochure, and card. How do I modify my PIN number? Using the ATM at your bank, you can change your PIN code at any time. For instance, if UnionBank issued your card, you can only change your PIN at an ATM operated by UnionBank. Your mobile banking app is another option for changing your PIN. How do I add funds to my account? Over-the-counter transactions at AUB or UnionBank branches or online fund transfers via InstaPay or PESONet are both options for transferring funds to your prepaid or savings account. What are my withdrawal and deposit limits? The maximum monthly deposit for AUB cards is 500,000. This is the maximum amount that can be held in your account at any one time. Daily withdrawal limits are set at 50,000. If I lose my Pag-IBIG Loyalty Card, what should I do? If your card is lost or stolen, please notify the issuing bank immediately for blocking. UnionBank cardholders can call (02) 8841-8600, while AUB cardholders can call (02) 8282-8888. 300,250], ""_com-leader-4,"" ""ezslot_18,"" 601, ""0,"" and ""0""_(""div-gpt-ad-_com-leader-4-0""));
Final Thoughts The Pag-IBIG Loyalty Card is definitely something you should get because it lets you save hundreds or even thousands of pesos each month on things like food, fuel, medicine, tuition, and other necessities. In addition, you'll get your own savings account with access to all BancNet ATM deposits and withdrawals. If you want to use your smartphone for 24/7 online banking, don't forget to link your card to the bank's mobile app.
Go to the Pag-IBIG website or send an email to contactus@pagibigfund.gov.ph to learn more about the benefits of the Pag-IBIG Loyalty Card.
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