Home » Articles » Technology

How to Protect Your BDO Credit Card From Unauthorized Use

How to Protect Your BDO Credit Card From Unauthorized Use
"""The widespread use of online banking has contributed, in part, to the rise in credit card fraud and theft in recent years. If you have a credit card, you might be worried that cybercriminals will use it to steal your hard-earned money. Fortunately, you can lock your credit card to prevent unauthorized transactions, which is an easy but effective way to stop this kind of fraud in its tracks. ,'_com-box-3','ezslot_4',183,,_('div-gpt-ad-_com-box-3-0');
There have been reports of credit card fraud in which thieves were able to steal the victim's credit card information and charge the account of the victim for unauthorized purchases. Senator Sherwin Gatchalian's credit card was used by hackers to order $1 million worth of food, making him a well-known example. Numerous similar incidents have not been covered by the media.
Even if these kinds of instances of credit card fraud aren't enough to make you worry and keep you up at night, did you know that you can lock your credit card to stop theft and fraud? You can lock your credit or debit card through your online banking account or mobile banking app at banks like BDO. Even if they possess all of your card information, hackers will not be able to use your credit card for unauthorized online or offline transactions if you lock it. ,'_com-medrectangle-3','ezslot_5',191,,_('div-gpt-ad-_com-medrectangle-3-0');
Card-based transactions like ATM withdrawals, in-store purchases, and online payments will be prevented if your BDO credit or debit card is locked. However, you will still be able to use your current or savings account to send money, pay bills, and conduct other transactions through BDO online, mobile, and phone banking.
The locked BDO card will also be declined for any enrolled recurring transactions. To avoid any inconvenience, you can use a different card or unlock your BDO credit card prior to the scheduled transaction. Through the mobile banking app or the BDO online website, you can unlock your card at any time.
How to Lock Your BDO Credit Card Through BDO Online Banking The steps to locking your BDO credit card through BDO Online Banking are outlined below. 300,250],'_com-medrectangle-4','ezslot_6',192,,_('div-gpt-ad-_com-medrectangle-4-0'); Keep in mind that you will still need a BDO mobile banking account to generate the OTP. At the moment, you are unable to receive the OTP via SMS.
Step 1: Register for BDO's online banking. Select ""Security Management"" and ""My Accounts"" from the left navigation menu.

Step 2: Go to the ""Credit Card"" tab on the Security Management page.
Step 3: Switch on your card's ""Unlock/Lock Card"" button. Select ""Submit.""

Step 4: After reviewing your information, select ""Submit.""

Step 5: Enter the one-time password (OTP), which you can generate by clicking ""OTP Generator"" in the BDO mobile banking app. When you are finished, select ""Submit."" '_com-box-4','ezslot_7',193,,_('div-gpt-ad-_com-box-4-0');

Step 6: Congratulations! Your BDO credit card has been securely locked. Keep the reference number in mind. A confirmation email for your security management update will also be sent to you.

How to Lock Your BDO Debit/ATM Card Through BDO Online Banking You can lock your BDO Visa or MasterCard debit card as well to stop unauthorized purchases and withdrawals. As an additional layer of security and to reduce the amount of money you could lose in the event of theft or fraud, BDO gives you the option to set limits for your debit card's purchase and ATM withdrawals.
Step 1: Register for BDO's online banking. Select ""Security Management"" and ""My Accounts"" from the left navigation menu.
Step 2: Turn on the ""Unlock/Lock Card"" button on the security management page, under the ""Savings and Checking"" tab. 300,250],'_com-banner-1',);
Step 3: To set withdrawal and purchase limits for your debit card and disable overseas transactions, you can click the ""More Options"" icon (the gear icon).

Step 4: You can now disable international transactions. These include debit transactions made outside of the Philippines through ATMs and point-of-sale (POS) terminals, as well as online transactions on websites and platforms that process international payments (such as: Netflix, Amazon).
You can also set a maximum of 200,000 yen for ATM withdrawals and 500,000 yen for PIN-based and 200,000 yen for No-PIN purchase limits, respectively.
To continue, select ""Save.""

Step 5: Click ""Submit"" after reviewing your information.

Step 6: Enter the OTP that you can generate by clicking ""OTP Generator"" on the BDO mobile banking app. Finally, select ""Submit.""

Step 7: You have successfully set transaction limits for your card and locked it. A confirmation email with the reference number and a summary of your actions will be sent to you.

How to Use the BDO Mobile Banking App to Lock Your Credit or Debit Card Locking your BDO credit or debit card is fairly simple. It doesn't let you set limits on purchases and withdrawals, but it makes it easy to lock your card quickly.
Using the BDO mobile app, follow these steps to lock your BDO credit card:
Step 1: Log in to your account using the BDO mobile banking app on your smartphone.,,_;
Step 2: Find the ""More"" option in the bottom-right corner and tap it. A menu that slides open.

Step 3: Select ""Management of Security.""
Step 4: By tapping the toggle button, you can now lock your BDO credit card or debit card. When the card is locked, the button will turn red.

Simply follow the same instructions and toggle the lock/unlock button to unlock your BDO card. After you have completed your transaction, don't forget to lock your card once more.
Conclusion Although credit card fraud can be troubling, you can prevent it from happening by using a secure password for your online banking accounts and locking your credit card when not in use. If your bank claims to have sent you an email or text message, don't click on any links. Instead, go directly to your bank's website or mobile app to complete your online transactions. '',_('div-gpt-ad--0');
You can send an email to callcenter@bdo.com.ph or call the customer service hotline at (+632) 8631-8000 or 1800-10-631-8000 (PLDT toll-free) if you have any questions or concerns regarding your BDO card or account.
Tags: BDO online banking and credit card" - https://www.affordablecebu.com/
 

Please support us in writing articles like this by sharing this post

Share this post to your Facebook, Twitter, Blog, or any social media site. In this way, we will be motivated to write articles you like.

--- NOTICE ---
If you want to use this article or any of the content of this website, please credit our website (www.affordablecebu.com) and mention the source link (URL) of the content, images, videos or other media of our website.

"How to Protect Your BDO Credit Card From Unauthorized Use" was written by Mary under the Technology category. It has been read 411 times and generated 1 comments. The article was created on and updated on 01 February 2023.
Total comments : 1
Omopfo [Entry]

purchase lipitor <a href="https://lipiws.top/">buy lipitor without prescription</a> lipitor 20mg without prescription