If you can just use cash or your credit card, why would you use PayMaya? First of all, using an e-wallet like PayMaya makes it easy to pay for your purchases without having to carry around a lot of peso bills. You can pay for your online purchases or bills with PayMaya's virtual card instead of your credit card. You can also deduct the amount from your PayMaya wallet by scanning a QR code.
The ease and convenience of PayMaya are yet another benefit. Imagine doing your shopping and paying your bills online without having to leave your house or stand in line. With PayMaya, you can pay your electric bills, book hotel rooms and plane tickets, order items from online shopping websites, buy prepaid load, and send money to another person. ,'_com-medrectangle-3','ezslot_5',191,,_('div-gpt-ad-_com-medrectangle-3-0');
Because PayMaya is regulated by the Bangko Sentral ng Pilipinas, you can be confident that your e-wallet is safe. Text notifications, one-time passwords (OTPs), fingerprint or pattern login, and other security features are included in PayMaya to protect your financial transactions. In order for a transaction to proceed, PayMaya will send an OTP to your mobile phone number each time.
You've come to the right place if you want to learn how to sign up for PayMaya and use the app for cashless transactions. Signing up for PayMaya, upgrading your account, using the app for online and in-store payments, and claiming your virtual prepaid card are all covered in detail in our comprehensive guide.
Table of ContentsHow to Register for PayMayaUpgrade and Verify Your PayMaya AccountUpgrade Your PayMaya AccountUpload Money via Over-the-Counter PartnersUpload Money via Online BankingUpload Money via Debit or Credit CardUpload Money from PayPal to PayMayaThings You Can Do With PayMayaSend MoneyReceive MoneyPayMaya to Bank TransfersPay BillsBuy Cellphone LoadUpload Treats and Gaming PinsPay With QR CodeShop OnlineFinal Open the app and select ""Register."" ”{300,250],'_com-medrectangle-4','ezslot_6',192,,_('div-gpt-ad-_com-medrectangle-4-0');
Enter your email address (optional), password, mobile phone number, and first and last name. Tap ""Continue"" when you are finished.
By selecting ""Agree"" and checking the box next to ""To experience the best of Paymaya's services..."", you agree to the terms and conditions and data privacy policy.
You can get 50 yen free of charge in your PayMaya wallet by using my PayMaya invite code, 23pfpum. Since I will also receive 50 yen, it is a solution that benefits both of us.
Enter the OTP that was sent to your mobile number. Click ""Proceed.""
A text message will inform you that your registration was successful. To access your PayMaya wallet, enter your mobile number and password on the login screen. '_com-box-4','ezslot_7',193,,_('div-gpt-ad-_com-box-4-0');
Upgrade and Verification of a PayMaya Account In accordance with its ""Know Your Customer"" policy, PayMaya requires account verification to permit fund transfers. Your monthly transaction limit is increased to 100,000 by account verification, up from 50,000.
Even if you don't have an account, you can still use PayMaya to load your wallet, pay your bills, shop online, and buy prepaid load. However, you will not be able to add funds with a debit or credit card, transfer funds to a bank account, or send money to another PayMaya user.
You get certain privileges when you upgrade your PayMaya account, such as the ability to:
Pay other PayMaya users money. Use the physical card to withdraw money from any BancNet ATM in the world. Increase your monthly cap to 100,000 yen.
Prepare a valid ID before beginning the upgrade process. For the verification process, PayMaya requires either one primary ID or two secondary IDs. [300,250], ""_com-banner-1,"");
The most common IDs are as follows:
PassportNBI clearance Driver's licenseUnified Multi-Purpose ID (UMID) or SSS IDPhilHealth ID (digitized PVC)Postal ID (issued after 2015) Government office and GOCC ID, such as Armed Forces of the Philippines (AFP ID) and Integrated Bar of the Philippines (IBP IDAlien Certification of Registration or Immigrant Certificate of Registration
Certification from the National Council for the Welfare of Disabled Persons (NCWDP)DSWD certification Company IDs issued by private entities or institutions that are registered with or supervised or regulated either by the SEC, BSP, or IC How to Upgrade Your PayMaya Account Tap the app menu on the left and press ""Upgrade my Account."" Click ""Next.""
Read the requirements and verification checklist. Prepare your birth certificate if you are younger than 18 years old.
Please keep in mind that the verification procedure necessitates a reliable and fast Internet connection. If you keep getting errors, your Internet may be acting slowly.
Enter your personal information, including your name, date of birth, birthplace, and income source. Tap ""Next"" when you are finished.'',_;
Enter the street, barangay, city, province, and zip code of your current address. Check to see that your address matches the one on your identification. Click ""Next.""
Enter your ID number after selecting the ID type.
Upload a picture of your identification. You must provide both the front and back of your ID.
Place the camera on your phone in front of your face and take a four- to five-second video selfie. Tap the record button in red. Follow the instructions and make an effort to fit your face into the frame. Upload the video when you are finished.
To provide your identification information, tap ""Next.""
After reviewing your application, tap ""Submit.""
Your upgrade application will be confirmed via text message. PayMaya will review and evaluate your application within up to 48 hours. When the upgrade is finished, you will get another text message.,,_;
Additionally, you can check the application's status by selecting ""Check My Upgrade Status"" from the app menu. Send them a message on Facebook or send an email to support@paymaya.com if your upgrade application has not been approved after 48 hours.
How to Load PayMaya Your PayMaya wallet must be loaded before you can use it to shop online, pay bills, and do other things.
Tap ""Add Money"" when the app is opened. Any one of these Add Money partners can be selected:
Add Money Through Over-the-Counter Partners It's best to ask the cashier first because some over-the-counter Add Money partner branches may not accept PayMaya. '',_('div-gpt-ad--0');
Complete the transaction slip by providing your PayMaya mobile number and the amount you wish to pay. Include a valid ID with your payment and transaction slip. Hold off until you receive a text confirming your cash-in transaction.
You will need to generate a seven-digit Add Money Code for some Add Money partners, such as Cebuana Lhuillier, Bayad Center, Tambunting, and ExpressPay, which you will indicate on the transaction slip. Keep in mind that the Add Money Code is only good for 30 minutes before you have to make a new one.
Add Money Through Online Banking You can use your bank account to load your PayMaya wallet by transferring funds through your online banking account.
BPI – Select ""Load to E-wallet"" from the menu under ""Payments/Load."" From the drop-down menu, select ""PayMaya."" UnionBank: Select ""PayMaya"" in the ""Biller Name"" field, then select ""Bills Payment."" RCBC – Select ""PayMaya"" from the ""e-Money"" selection. ""Metrobank – Click ""InstaPay"" after selecting ""Transfer to Other Bank."" Select ""PayMaya. ""PNB – Tap ""Other Local Banks – InstaPay"" and select ""Transfer Funds."" Choose ""PayMaya"" and ""New Payee.""
Keep in mind that the mobile number associated with your PayMaya account is the same as your PayMaya account number (for instance, 639123456789).'_com-large-mobile-banner-2','ezslot_15',198,,_('div-gpt-ad-_com-large-mobile-banner-2-0);
Add Money with a Debit or Credit Card You can add money to your PayMaya wallet with a debit or credit card. Upgraded accounts are the only ones able to use this feature. JBC, Visa, and MasterCard are all accepted by PayMaya.
Simply select ""Using Debit or Credit Card"" under ""Add Money,"" then tap ""Using New Card.""
Enter your card information, including the number, expiration date, and CVV, after selecting the amount from 500 to 10,000 yen. Click ""Continue.""
Click ""Submit"" on the confirmation screen to load your PayMaya wallet with your credit or debit card.
When you use your credit card to load PayMaya, there are currently no transaction fees. 580,400],'_com-leader-2','ezslot_16',199,,_('div-gpt-ad-_com-leader-2-0');
Transfer funds from PayPal to PayMaya to add them to your PayMaya wallet is another way to do so. Learn how to register and verify your PayPal account by reading this article.
Connecting your PayMaya wallet to your PayPal account is what you need to do. PayPal will deduct the equivalent of one dollar from your account when you link, so make sure you have at least 100 yen in your wallet. After successful linking, the money will be returned immediately.
The procedure for connecting your PayPal and PayMaya accounts is as follows:
Go to ""Wallet"" after logging in to your PayPal account. “Link a Credit Card,” click. “Enter the details of your credit card. On the PayMaya app, tap ""My Cards"" followed by ""Online Payment Card Number"" to view your card. Check to see if the billing address matches the one in your PayMaya account. Click ""Link Card."" If the linking is successful, you will receive an email and text message notification.
You can now transfer money once your PayPal and PayMaya accounts are linked. To transfer funds from PayPal to PayMaya, follow these steps:
Click ""Transfer Funds"" in your PayPal account. Choose the PayMaya card you linked earlier. Select ""Next."" “Enter the amount that needs to be moved. $5.01 is the minimum amount. Select ""Next."" ""Look over the transfer. Click ""Transfer (amount) Now"" to check that everything is in order. ""PayPal will notify you that the money was successfully transferred.
Take note of the 50-cent fee for transfers of funds under 7,000 yen. Despite the fact that PayMaya claims it will take 5-7 banking days to receive the funds, I received them almost immediately in my PayMaya wallet. 300,250],'_com-leader-3','ezslot_17',600,,_('div-gpt-ad-_com-leader-3-0');
Things You Can Do With PayMaya Now that you've upgraded your PayMaya account and registered for it, it's time to use all of its features. Verify that you have sufficient funds in your PayMaya wallet. You can get 50 yen for free if you use my invite code, 23pfpum.
Send Money You can send money to anyone in the world who has a PayMaya or Smart Money account by using the PayMaya app.
Tap ""Send Cash"" on your PayMaya application and enter the versatile number or PayMaya account number of your beneficiary (you can likewise browse your contacts). Enter the amount to be sent and select the recipient's account type (PayMaya or Smart Money). Additionally, you can include an optional message.
PayMaya or Smart Money accounts are the only ones that can be used to send money to recipients.
Receive Money Using the PayMaya app, you can scan a QR code to make a cash request. Simply tap ""Request Money,"" and both your mobile number and the QR code to be scanned will be displayed.300,250],'_com-leader-4','ezslot_18',601;
With PayMaya's bank transfer feature, which is powered by InstaPay, sending money to a bank account is quick, simple, and convenient. Tap ""Bank Transfer"" on your PayMaya app to begin.
Enter the amount and select the destination bank. Input the recipient's information, including the bank account number, first and last names, an optional mobile number, and the transaction's purpose. Click ""Continue.""
Verify that everything on the confirmation screen is correct. To proceed with the bank transfer, tap ""Send.""
Transferring funds from PayMaya to a bank account is currently free. The following is a partial list of banks that are supported (for the full list, open the PayMaya app):
BDO UnibankBank of CommerceBank of the Philippine Islands (BPI)Development Bank of the Philippines (DBP)Land Bank of the PhilippinesMetropolitan Bank and Trust Company (Metrobank)Philippine National Bank (PNB)Rizal Commercial Banking Corporation (RCBC)Security BankUnion Bank of the Philippines Pay Bills When you use your PayMaya app, you don't have to stand in long lines to pay your bills. Instead, you can do so online. Select any of the following billers by tapping ""Pay Bills"": [300,250], ""_com-mobile-leaderboard-1,"" ""ezslot_19,"" and ""602,"" respectively;
Batangas Electric, Cotabato Light and Power, Davao Light and Power, MERALCO, and others are examples of electric utilities. BP Waterworks, Manila Water, Maynilad Water, Prime Water, and others are water utilities. Cignal, Converge, Destiny Cable, Globe Broadband, PLDT Home, Sky Cable, and other cable and internet providers Globe Telecom, Smart Communications, Bayantel, and other telecoms Insurance companies include Caritas Health Shield, Grepalife, Manulife, Philamlife, and Pru Life UK. Loan companies include AEON, Asialink Finance Corporation, Cash ni Juan, and Home Credit. Government agencies include DFA, MMDA, NBI, NSO, Pag-IBIG, POEA, and others. Transportation: Cebu Pacific, Easytrip It's so simple to pay your bills. Simply enter your name (if present), account number, payment amount, and any other information that is required. Check to see that there is enough money in your PayMaya wallet to cover the payment before it is taken out.
Prepaid load for Smart, Globe, TNT, and Sun can be purchased through the PayMaya app. Simply select your denomination or package by tapping ""Load."" currently offers a 5% discount on load purchases. For instance, if you purchase a 100-pound load, you will only pay 95.
Treats and gaming pins can be purchased from the PayMaya shop in addition to cellphone load.
You can buy virtual items on gaming websites like Steam and Garena with gaming pins. Gaming pins are available for Mobile Legends, Ragnarok, and Dragon Nest, among other games.
Additionally, you can purchase sweets from the following retail and commercial establishments: [250,250], ""_com-mobile-leaderboard-2,"" ""ezslot_20,"" and ""603,"" respectively;
After purchasing a treat, you will receive a code via SMS from Cignal, Chowking, Grab, Jollibee, Red Ribbon, Robinson's Movie World, Zalora, Coffee Bean and Tea Leaf, Hooq, Angkas, and McDonald's. Present the code to the cashier to redeem the treat. The treat can also be shared with friends.
Scan a QR code with your smartphone to make a payment instead of paying in cash.
Scan the QR code using your PayMaya app (tap the Scan to Pay icon on the home screen) and look for the sign that says ""PayMaya QR Accepted Here."" You won't have to worry about paying the wrong store or merchant because each has its own QR code.
Tap ""Send Payment"" after entering the payment amount. The merchant should see the confirmation message. That's all! Using a credit card or cash is no longer an option.
Shop Online With PayMaya, you can make online purchases with a virtual credit card (VCC). While similar to a debit or credit card, a VCC is a ""virtual"" product rather than a physical one. If you have at least 100 in your wallet, you will receive a free PayMaya Visa virtual credit card. 300,250],'_com-narrow-sky-1','ezslot_21',604,,_('div-gpt-ad-_com-narrow-sky-1-0');
On the PayMaya app, tap ""My Cards"" and select ""Online Payment Card Number"" to view your virtual credit card.
Just like you would with a real debit or credit card, you can use your PayMaya virtual card to shop online. Unfortunately, you can't use it to buy things in stores. You might need a PayMaya prepaid card for that, which you can get from the PayMaya store.
You can shop with the PayMaya prepaid card at websites and stores that accept credit or debit cards. It is usable at Visa payWave terminals, where you can simply ""wave"" your card to make payments, as well as at point-of-sale terminals that have EMV chip readers. Additionally, the physical PayMaya card can be used to withdraw cash from any BancNet ATM in the Philippines. Here, you can learn more about PayMaya prepaid cards.
In order for the app to function, you will need to connect your PayMaya prepaid card to it. You can also use this to monitor all of your card transactions through the app.
Conclusion PayMaya unquestionably simplifies the process of shopping and sending money. To take full advantage of PayMaya's features, upgrade your account. Make sure to use the invite code 23pfpum to instantly receive 50 yen in your wallet. Although it is insignificant, it can assist you in evaluating PayMaya's features, such as buying load, before adding funds to your account.250,250],'_com-narrow-sky-2','ezslot_22',605;
Contact support@paymaya.com or call the toll-free number 1800-1084-57788 if you have any questions or concerns about PayMaya.
Tags: PayMaya is an online banking, payment, and shopping platform." - https://www.affordablecebu.com/
