GCash is superior to real cash for numerous reasons. One is ease of use. You can pay your utility bills, loans, credit card bills, insurance premiums, and even tuition fees with just a few taps on your smartphone! That is unquestionably superior to waiting in line at the cash register to pay your bills.
Security and safety are yet another reason to use GCash. You can use GCash to shop at a few malls, businesses, and other establishments, so you don't have to carry cash. Because your cash is electronically stored in your mobile wallet, there is no chance that a pickpocket will steal it. In addition, the robust security features of GCash make it nearly impossible for unsavory parties to access your account and steal your money. ,'_com-medrectangle-3','ezslot_5',191,,_('div-gpt-ad-_com-medrectangle-3-0');
For people like me who value the convenience and security of cashless transactions, GCash is an extremely useful application. Even so, for some users who are not particularly skilled or accustomed to modern technology, using a smartphone to pay bills and make purchases may appear to be challenging.
To help you understand how the platform works and simplify things for you, we've created this comprehensive GCash tutorial. You should be able to use the GCash app with confidence and a better understanding of the GCash mobile wallet after reading this guide.
Table of ContentsHow to Register for a GCash AccountHow to Verify Your GCash AccountHow to Load Your GCash Wallet (Cash-in)Over-the-Counter Cash-InOnline Banking Cash-InRemittance Cash-InThings You Can Do With GCashSend MoneyWithdraw Money (Cash Out)Pay BillsBuy LoadUse GCreditPay QRSave MoneyInvest MoneyGCash to Bank TransfersOnline ShoppingIm To get started with GCash, you don't have to be a Globe subscriber.300,250],'_com-medrectangle-4','ezslot_6',192,,_('div-gpt-ad-_com-medrectangle-4-0');
The mobile app is the best way to sign up for GCash. Go to this page to continue computer-based account creation for GCash. However, because it is much simpler and quicker, we suggest registering your account with the GCash app.
First, go to the App Store or Google Play and download the GCash app.
When you open the GCash app, it will ask for permission to access your camera, contacts, storage, and device location. Select ""Ok."" On the next few steps, tap ""Allow.""
Select ""REGISTER."" Press ""NEXT"" after entering your mobile phone number.'_com-box-4','ezslot_7',193,,_('div-gpt-ad-_com-box-4-0');
Keep an eye out for the SMS-sent 6-digit authentication code. The authentication code will be detected and entered automatically by the app. Select ""SUBMIT CODE.""
Enter your email address and first and last name, as well as your birthdate. Click ""CONTINUE.""
Check the information you have. Tap ""SUBMIT"" if everything is correct. If not, press the back arrow to make adjustments.
Make your four-character mobile PIN or MPIN. Avoid using a MPIN that is easy to guess, like 1234 or your birthday. To continue, press ""SUBMIT."" 300,250], ""_com-banner-1,"");
Congratulations! Your GCash account is now up and running. You will use your MPIN every time you access your account, so keep it handy.
To sign in to your mobile wallet automatically, tap ""Proceed to Login.""
In order to take full advantage of GCash's features and benefits, the next step is to verify your account.
GCash Account Verification The Bangko Sentral ng Pilipinas mandates account verification in order to safeguard financial institutions and user accounts. You might be familiar with banks' and remittance centers' ""Know Your Customer"" procedures. GCash is doing the same thing by requesting identification documentation. This assists in preventing the creation of fictitious accounts for the purpose of money laundering and other criminal endeavors.
You will still be able to use GCash without having to verify your account, but you will only be able to use it for offline (over-the-counter) cash-ins, bill payments, buying loads, and QR code payments. You won't be able to make online cash-ins, send or request money, or cash out your GCash balance. Upgrade your account to fully verified status in order to take advantage of all of GCash's features.
The maximum wallet size for basic (unverified) accounts is also 50,000 yen, whereas the maximum wallet size for semi-verified and fully verified accounts is 100,000 yen. Unverified accounts have a monthly limit of 50,000 yen and a daily limit of 40,000 yen, whereas fully verified accounts have a monthly and daily limit of 100,000 yen.
GCash has three levels of verification:
Basic Class This is a fake account with a smaller wallet and lower spending limits. Users at the basic level cannot send money or make cash outs, and features are limited. Semi-Verified. If you don't want to send a copy of your valid ID, you can choose this level. All you need is a selfie. Your status will only be in effect for one year. Completely Valid. You can use every feature of the GCash app at this level, including the maximum wallet size and transaction limits.
For a comprehensive comparison of the three verification levels' features, see the table below:
Features Basic LevelSemi VerifiedFully Verified Offline Cash-in Yes Yes Pay Bills Yes Yes Buy Load Yes Yes AMEX Virtual Pay Yes Yes Pay QR Yes Yes GCash Mastercard No No Send Money No No Cash Out No No Request Money No No Card Transactions No No Invest Money No No GCredit No No No Online Cash-in No No No International Remittance No No Please note that all users can request money, but only users who have been semi-verified and The GCash Mastercard can be used by only semi-verified and verified users, but it can be purchased by all users regardless of their level of verification. There is a limit of 20,000 per transaction for withdrawals from ATMs and over-the-counter accounts.
The differences in transaction limits are as follows:
Limits Basic LevelSemi VerifiedFully Verified Wallet Size50,000-100,000-100,000 Daily Incoming Limit50,000-50,000-100,000 Monthly Incoming Limit50,000-50,000-100,000 Daily Outgoing Limit40,000-100,000-100,000 Monthly Outgoing Limit100,000-100,000-100,000 Visit this page to learn more about transaction limits.
How to Verify Your GCash Account The verification of an account is a one-time procedure that only takes a few minutes. To begin, a slideout menu will open when you tap the hamburger icon in the upper left corner of the screen. To begin the account verification process, tap ""Verify now.""
Get a valid ID ready. Valid IDs are as follows:
IDVoter's IDSchool ID with photoHome Development Mutual Fund (HDMF) or Pag-IBIG IDPostal IDSenior citizen's IDBarangay clearanceProfessional Regulation Commission (PRC) IDIntegrated Bar of the Philippines (IBP) IDIntegrated Bar of the Philippines (IBP) IDIntegrated Bar of the Philippines (IBP) IDIntegrated Bar of the Philippines (IBP) IDIntegrated Bar of the Philippines (IBP) IDIntegrated Bar of the Philippines (IBP)
From the list, select your ID.
Place a picture of your ID inside the blue-bordered rectangular frame and take a picture. When you're done, tap ""SUBMIT."" '_com-large-mobile-banner-1','ezslot_14',197,,_('div-gpt-ad-_com-large-mobile-banner-1-0');
Take a selfie after that. Tap ""Next"" after putting your face in the frame.
Fill out the application. Tap ""Next"" when you are finished. Tap ""Confirm"" after you have checked the box indicating your acceptance of the terms and conditions.
You will receive a text message when your GCash account has been fully verified. This will take about thirty minutes.
Any Globe store or GCash partner location, including Cebuana Lhuillier and Bayad Center, can also verify your GCash account. A list of GCash partners can be found on this page. '_com-large-mobile-banner-2','ezslot_15',198,,_('div-gpt-ad-_com-large-mobile-banner-2-0');
You must fill out a GCash service form and have a picture taken in order to have your account verified at a GCash partner store. A text message will also inform you that your account has been verified.
How to Add Money to Your GCash Wallet (Cash-in) To use GCash for shopping and bill payment, you must add money to your wallet.
Tap ""Cash In"" in the GCash app to select from a list of online banking, over-the-counter, and remittance options.
You can find the closest cash-in location using your phone's location service for ease and convenience. To do so, simply tap ""View nearby Cash-In Locations."" Make sure that your GPS's location mode is set to high accuracy and that mobile data is turned on.
Over-the-Counter Cash-In To add funds to your GCash account, visit any of the following over-the-counter cash-in locations: 580,400], ""_com-leader-2,"" ""ezslot_16,"" and ""199,"" ""div-gpt-ad-_com-leader-2-0""
Tell the cashier that you would like to cash in to your GCash wallet at pawnshops (Cebuana Lhuillier, Tambunting, Palawan Pawnshop, and Villarica) and payment centers (Globe Store, Bayad Center, ECPay, PERA HUB, Expresspay, and Digipay), as well as payment centers (Globe Store, Bayad Center, ECPay, PERA HUB, Expresspay, and Digipay). Make a note of your GCash mobile number as you complete the GCash Service Form. Wait for a text message confirming your cash-in transaction after providing your payment and valid identification.
Visit the Robinsons Business Center, the SM Business Center, or the Puregold Customer Service center for department stores and supermarkets. Include your mobile number and the cash-in amount when filling out the GCash Service Form. Make your payment and show your valid identification.
Enter your 11-digit GCash mobile number for machine cash-ins (Shell Select, TouchPay, and eTap/Pay & Go) and select ""GCash Cash-In."" Add your cash payment and the cash-in amount. Wait for the SMS confirmation before grabbing the receipt.
Utilize the GCash app to check your balance following the SMS confirmation. Don't worry if your balance is still zero because the cash-in transaction may take some time to appear in your account. Give it no more than half an hour. Open a support ticket if you haven't received the money yet.
With Online Banking Cash-In GCash, you can move money to your GCash wallet from your bank account. You can withdraw money from your bank account at the following financial institutions: 300,250], ""_com-leader-3,"" ""ezslot_17,"" 600,"",""(""div-gpt-ad-_com-leader-3-0""));
BPIRCBCUnionBankMetrobankMaybankPSBankAsia United Bank (AUB)Asia United Bank (AUB) Tap the desired bank from the list. In the case of BPI and UnionBank, you may be required to enroll your bank account by entering your username and password for online banking, or by transferring funds to GCash via your bank's website or mobile app (for AUB, Maybank, Metrobank, and PSBank). Simply adhere to the guidelines provided by your specific bank.
Additionally, you can enroll your Visa or MasterCard debit card (up to three cards are permitted). This makes it possible to use a debit card from any bank, even those that aren't on the list of supported banks, to fund your GCash account. The monthly cash-in limit on enrolled cards is $1,000. To increase your maximum number of transactions, you can verify your card.
Remittance Cash-In Western Union or MoneyGram can be used to fund your GCash account. Simply enter the anticipated amount and the reference number, also known as the MTCN.
You can instantly convert funds from your PayPal account to GCash. Here, you can learn how to move money from PayPal to GCash in a tutorial. Pay attention to the fact that only Philippine pesos can be transferred from PayPal; consequently, you will first need to convert other currencies into pesos.
Things You Can Do With GCash GCash is a mobile wallet, online payment platform, and other financial services all-in-one that offers a wide range of services. Paying your electric bill or purchasing a cell phone can now be done online with a verified GCash account.300,250],'_com-leader-4','ezslot_18',601,,_('div-gpt-ad-_com-leader-4-0');
We'll walk you through each step and show you how to use the GCash app for each transaction.
Send Money You can immediately send money to another GCash user. Simply make certain that you have sufficient funds to cover the transaction.
Sending money to someone else can be done in one of these ways:
Quickly Send. Money sent to another GCash user will be received almost immediately. Use a Clip to send. Similar to Express Send, but with an attached image, audio, or video. perfect for holidays like Christmas. Deliver Ang Pao. An ang pao is a cash-filled red envelope that is given out on holidays or other special occasions in Chinese culture. With a few clicks, you can send a virtual ang pao. Send to the Bank There are numerous banks to choose from, including BDO, BPI, PNB, DBP, LandBank, and others. Simply enter the recipient's name and account number (which may be yours).
Withdraw Money (Cash Out) You can access this hidden option by selecting ""Cash Out"" under ""Fund Management"" and clicking ""Show More."" Since many Filipinos do not have access to a bank account and primarily use remittance centers to send and receive money, this ought to be the first thing that users see when they open the app.
If you don't have a bank account or don't want one, you can use the cash out option. Any of these cash out locations are available for over-the-counter withdrawals: [300,250], ""_com-mobile-leaderboard-1,"" ""ezslot_19,"" 602,,""(""div-gpt-ad-_com-mobile-leaderboard-1-0"");
Similar to cash-in transactions, you will need to fill out a GCash Service Form and present a valid ID at the Palawan Pawnshop, Puerto Rico Pawnshop, Tambunting Pawnshop, Puregold, ExpresspaySM Business Center, and Robinsons Business Center.
Additionally, you can use your GCash MasterCard to make a cash withdrawal from any Bancnet ATM. By completing the GCash MasterCard order form and paying the $150 fee, you can easily order one if you do not already have one. To get started, select ""Order Online"" after selecting ""ATM Withdrawal.""
Pay Your Bills With Just a Few Taps on Your Smartphone, You Can Pay Your Bills. Select the biller's category by tapping ""Pay Bills"" (such as ""electric utilities,"" ""water utilities,"" or ""telecommunications""). After that, select the biller and enter information about your account as well as the amount to be paid. GCredit is also accepted by some billers.
The following kinds of bills can be paid with GCash:
Telecoms (Globe Postpaid, PLDT DSL, Smart, etc.) Credit cards (BDO, BPI, Citibank, HSBC, PNB, etc.) Loans (Asialink, Cashalo, Home Credit, etc.) Government (BIR, NBI, Pag-IBIG, DFA, etc.) Insurance (AXA, Manulife, Pru Life UK, etc.) Transportation (Cebu Pacific, PAL, EasyTrip Lucia Realty, etc.) Health care (Fortune Medicare, Medicard, etc.) Schools (Adamson, Ateneo, and UE, etc.) Payment options (GCash Mastercard, HirNa, and PesoPay, etc.) Other organizations (Caritas, Grab, and Red Cross, etc.)
One of my favorite features in GCash is the ability to purchase load for a cell phone. To top up my prepaid load balance whenever I need to call or text someone, I use GCash. You can save a little money on your prepaid load by taking advantage of GCash's generous rebates on load transactions. You get a 5 percent discount for every 100 loads, which equals 250,250],'_com-mobile-leaderboard-2','ezslot_20', 603,,_('div-gpt-ad-_com-mobile-leaderboard-2-0');
The method for purchasing loads using GCash is as follows:
On the GCash app, select ""Buy Load."" Enter the recipient's mobile number by pressing the number under ""Buy Load For,"" or tap the phonebook icon to select from your contacts. Click ""Next."" “Enter the amount or select one of the denominations listed, including regular load, surf, call, and text, and other promotions. Click ""Next."" To conclude the load transaction, tap ""Confirm."" In a few minutes, the prepaid load will arrive.
Although the Borrow Load service has been discontinued, you will soon be able to borrow cellphone load using GCredit. Tap ""Manage Credit"" to apply for or use GCredit.
Utilize GCredit without fretting if you run out of cash. Even if you don't have enough money in your GCash wallet, you can still use GCredit to pay for your purchases or bills.
Similar to credit cards, GCredit works. Simply select GCredit as your payment method after shopping at a GCash QR-accepting merchant and tapping ""Pay QR"" on your GCash app. GCredit can also be used to pay your bills through the GCash app.
Tap ""Manage Credit"" and confirm your email address to use GCredit. Wait for the confirmation message after completing the GCredit application form.
Your GScore, a trust score given to each GCash user, is linked to GCredit. The more you use and spend Gcash, the higher your GScore. Your credit limit will be higher the higher your GScore. Your user profile lets you see your GScore. More information about GCredit can be found here. [300,250], ""_com-narrow-sky-2,"" ""ezslot_22,"" and ""604"";
Pay QR You can pay for your groceries, food, clothes, and other items by scanning a QR code instead of paying in cash. Over 60,000 establishments accept GCash QR payments. Simply look for the ""Gcash Accepted Here"" sign.
Photo credit: Fuse Lending's QR code payment method is as follows:
On the GCash app, select ""Pay QR."" Select ""Scan QR Code."" “Align the merchant's QR code within the frame to scan it. Select the method of payment after entering the amount to be paid. Verify the payment by reviewing it. The text message confirming your transaction should arrive soon.
You can also use the GCash app to create a one-of-a-kind QR code or barcode, and the cashier will scan it with a QR scanner. After the QR code is successfully read by the cashier's terminal, the amount will be deducted from your balance. To generate the QR code, tap ""Generate Code.""
Gcash's Save Money feature, which is powered by CIMB, lets you deposit and withdraw funds just like you would at a real bank. At 3% per year, customers can take advantage of the country's highest interest rate.
GCash will deposit funds into your CIMB account on the scheduled date if you activate auto-deposit.
Additionally, there is a ""piggy bank"" where some of your GCoin-based rebates and cashbacks will be stored. ,'_com-narrow-sky-1','ezslot_21',605,,_('div-gpt-ad-_com-narrow-sky-1-0');
Invest Money GCash makes investing and accessing various investment funds simple for common Filipinos. You can put in as little as 50 yen.
To learn more about your risk profile, tap ""Invest Money"" and fill out a brief questionnaire. Your participation in GCash Invest Money will be confirmed via email and SMS.
Choose an investment product that meets your risk profile, keep an eye on the value of your investment, and you can cash out at any time. Tap ""Subscribe"" and enter the amount you wish to invest in a product.
GCash to Bank Transfers Your GCash funds can be withdrawn to over forty partner banks without incurring any service fees. No registration is required. Simply provide the amount, the recipient's name, and the account number.
Because Instapay makes it possible to send cash to a bank, the recipient will receive the funds in a matter of minutes.300,250],'_com-netboard-1','ezslot_23',606,,_('div-gpt-ad-_com-netboard-1-0);
Online Shopping Websites Like Shopee and Lazada Accept GCash as a form of payment. You can pay online without using the GCash app. During checkout, simply enter your GCash mobile number, followed by your 4-digit GCash MPIN and the OTP sent via SMS.
Due to the fact that it is a debit card that is widely accepted by the majority of sellers and retailers, your GCash Mastercard can also be used to pay for online purchases. It can even be used to make purchases at merchants that accept credit and debit cards.
GCash American Express Virtual Pay is yet another choice. It's a virtual debit card with no annual fees that lets you buy from international websites. You can buy from Amazon and other US-based stores with lower shipping costs because GCash AMEX Virtual Pay comes with a free US shipping address from My Shopping Box.
Important GCash Hints and Reminders Activating GCash Forest can help save the environment. You will receive ""green points"" for each transaction or activity, which can be used to plant trees in the Ipo Watershed Forest Reserve in Norzagaray, Bulacan. You can launch the QR code reader on the GCash app by swiping to the right. The more you use GCash, the more you help save Mother Nature. Enter the amount to be paid after scanning the store's QR code. The total number of monthly transactions, including cash-ins, withdrawals, bill payments, and bank transfers, is the size of your GCash wallet. You will no longer be able to use GCash and will have to wait for the following month if your total transactions for the month have already exceeded 100,000, which is the maximum wallet size for verified users. To increase the safety of your GCash account, you can create security questions. To begin, simply select ""Account Authentication"" from the ""Settings"" menu. The same GCash account can be used on multiple devices. On the other hand, you can't use it on more than one device at the same time. As the password for your Gcash account, take care of your MPIN. Never let anyone else see it. Configure security questions in the settings for additional security. You don't have to sign up for an Internet data promotion because GCash works on Globe and TM numbers without charging you for data.
In conclusion, GCash makes it simple for common people to benefit from the ease and convenience of cashless transactions by letting them pay their bills or transfer money using their mobile devices. When you can use your GCash e-wallet to pay for anything, you don't have to carry around a lot of cash. Furthermore, you won't have to worry about theft because GCash is secure.
We trust that you have learned all there is to know about GCash and how it works. You can contact GCash by calling 2882, going to the helpdesk, or posting a message on Facebook if you have any questions or issues. You can also leave a comment down below, and we'll do our best to respond. 600,,_('div-gpt-ad-_com-netboard-2-0');
Tags: GCashGlobe, online banking, payment processing, and shopping" - https://www.affordablecebu.com/