One of the largest universal banks in the Philippines, Rizal Commercial Banking Corporation (RCBC), powers DiskarTech, the first Taglish super app. The DiskarTech app, which will be released in June 2020, has already been downloaded more than 3 million times on Google Play and the App Store.
DiskarTech stands out from other mobile wallet apps like GCash and PayMaya by speaking Tagalog or Filipino rather than the usual English. Due to their emphasis on Tagalog or Filipino, RCBC and DiskarTech appeal to a wide range of users, particularly those who struggle with English comprehension. However, the app's interface remains in English, so it is not entirely in Filipino. However, given that some words, such as ""account,"" lack a suitable Tagalog equivalent, that is completely understandable. ,'_com-medrectangle-3','ezslot_5',191,,_('div-gpt-ad-_com-medrectangle-3-0');
The fact that DiskarTech offers a relatively high annual interest rate of 3.25% sets it apart from its rivals in another way. A BDO savings account, on the other hand, only pays 0.125 percent interest annually. DiskarTech's interest rate, which is currently at 2.5% per annum, is even higher than ING's. and CIMB (currently 3 percent per annum).
DiskarTech, in contrast to GCash, PayMaya, and other e-wallets, is also a savings account. As a result, every peso that is deposited into your DiskarTech account will immediately begin to earn interest. To begin earning interest, you do not need to deposit money into a separate account.
Therefore, despite the fact that DiskarTech is relatively new, millions of Filipinos have already begun utilizing it to save money, pay their bills, purchase prepaid load, and earn additional income on the side. Your money is protected as a result of the fact that it is backed by RCBC and regulated by the Bangko Sentral ng Pilipinas (BSP). 300,250],'_com-medrectangle-4','ezslot_6',192,,_('div-gpt-ad-_com-medrectangle-4-0');
Are you eager to discover how to join DiskarTech and begin earning money? Let's get going!
How to Use the DiskarTech AppScan a QR CodeScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for MoneyScan for You must be at least 18 years old and a Filipino citizen (non-US resident or citizen) to join DiskarTech.
To get started with your free DiskarTech account, follow these steps:
Install the DiskarTech mobile app from the App Store or Google Play. Open the app for Diskartech. Simply select ""Mag-register na. Click ""Susunod"" and select a nickname. ""Click ""Susunod"" after entering the DiskarTech NegosyanTech invite code (optional). You can get 10 free by using the invite code ABEM5439; I'll also give you 30. Thank you!) Enter your mobile number, then select ""Susunod. “Insert the one-time password (OTP) that was sent to your mobile phone number. Create a passcode with four digits. Create a goal (optional) and enable fingerprint login (optional). Congratulations! You now have access to DiskarTech.
Go to ""Account"" to view your DiskarTech account number. ”'_com-box-4','ezslot_7',193,,_('div-gpt-ad-_com-box-4-0');
The verification of your Diskartech account is the next step before you can start adding money, paying bills, earning interest, and doing many other things.
How to Verify Your DiskarTech Account The BSP requires verification in order to verify the identity of all customers of banks and other financial institutions. You will be able to use the DiskarTech app's essential features, including deposits, transfers, withdrawals, bill payments, and more, once your verification is successful.
For verification, a genuine ID issued by the government is required. The following IDs are accepted:
Passport Driver's licenseUMIDSSS cardPostal IDVoter's IDPRC IDTIN ID Once you have all of your identification in hand, it is time to verify your DiskarTech account. Additionally, you must take a video selfie. 300,250], ""_com-banner-1,"");
To verify your DiskarTech account, follow these steps:
Log into your DiskarTech account by opening the app. ""I-verify account. ""Respond to the questions about personal information. Read the terms and conditions to make sure they correspond with the information on your ID. Photograph your identification. Verify that the image is free of glare and reflections. To take a video selfie, follow the instructions. Hold off on opening the account until the text message arrives.
That basically sums it up. Your verification request will be approved in a few minutes. After your DiskarTech account has been verified, you will receive a text message.
How to Use the DiskarTech App Now that your DiskarTech account has been verified, you can use its features. Paying bills, depositing and transferring funds, buying prepaid load, and paying by QR code are just a few examples of cashless transactions.
A brief overview of DiskarTech's features and services is as follows:
Scan a QR Code To transfer funds to and from your DiskarTech wallet without having to enter your payment information, simply scan a QR code. Scan the recipient's QR code and then enter the amount you want to transfer to send or pay. You can also share your QR code, which the recipient can scan on the DiskarTech app to send money almost immediately.
Deposit Money Any of the following payment partners can be used to make a deposit into your DiskarTech account:
Tap ""Deposit"" and select the partner (such as Bayad Center) to make a deposit. CVM PawnshopECPay (stores with the ECPay logo)GaisanoH Lhuillier PawnshopRD PawnshopTambunting PawnshopeBiz Click ""Susunod"" after entering the deposit amount. Give the amount to be deposited and the cashier the reference number.
Per transaction, you can deposit as little as 200 yen and as much as 25,000 yen. In a day, you can only make two deposits, and you have to wait at least 15 minutes before you can make another one. Deposits can only be made between the hours of 5:00 AM and 9:00 PM.
A basic deposit account at DiskarTech can only hold a maximum of $48,000.,,_;
You can also send money directly to your DiskarTech account by using GCash or PayMaya. Simply open the PayMaya or GCash app and make a bank transfer to your DiskarTech or RCBC account.
Money Withdrawal At this time, you can only do so from an RCBC ATM machine. The maximum amount that can be withdrawn per day and per transaction is 50,000 yen.
Tap ""Withdraw"" and then ""Cardless ATM Withdrawal"" to perform a cardless ATM withdrawal. Click ""Confirm"" after selecting the amount you wish to withdraw (from 100 to 20,000 ).
A reference number and an OTP will be sent to you via text message. Enter the reference number, OTP, and the amount you want to withdraw at any RCBC ATM. '',_('div-gpt-ad--0');
Transfer Funds You are able to transfer funds from your DiskarTech account to another DiskarTech account, an RCBC bank account, another bank account, or a mobile wallet.
Select ""Sa ibang DiskarTech account"" when transferring funds to another DiskarTech account. Name, amount, and the account or mobile number of the recipient are required. Choose ""Sa isang RCBC account"" when transferring funds to an RCBC account. Enter the name, amount, and RCBC account number of the recipient. Choose ""Sa iba pang bangko o mobile wallet"" when transferring funds to a bank or mobile wallet. Enter the account number, name, and dollar amount after choosing the bank or mobile wallet from the drop-down menu.
You can send money to mobile wallets like GrabPay, GCash (G-Xchange, Inc.), PayMaya, Coins.ph, and BDO, BPI, DBP, Metrobank, Landbank, RCBC, and Union Bank.
Buy Load or E-pins from DiskarTech to reload your mobile device quickly and easily. Simply select the load denomination or promotion you wish to purchase by going to ""Buy Load or E-pins"" and entering your mobile number.
Prepaid load purchases are not currently eligible for any discounts or rebates from DiskarTech. As a result, GCash, PayMaya, and Coins.ph are still the best options for purchasing cellphone load because they offer rebates ranging from 5% to 10%. '_com-large-mobile-banner-2','ezslot_15',198,,_('div-gpt-ad-_com-large-mobile-banner-2-0');
E-pins for games and applications like Garena, Google Play, iTunes, Marvel Super War, Mobile Legends, Nintendo eShop, PlayStation Network, PUBG Mobile, Roblox, and Steam Wallet are also available for purchase.
Pay Your Bills Easily and Without Leaving Your House With DiskarTech, You Can Pay Your Bills Companies and utilities such as BPI, Bayantel, Caritas Health Shield, Cignal, Globe, Meralco, Manila Water, Maynilad, Pru Life UK, and Sun Life can be used to pay your bills.
Tap ""Pay Bills,"" select your biller, and then enter your payment information to pay your bills.
Pay the Government Using your DiskarTech app, you can pay your dues and contributions to Philippine government agencies. You can only use the app to pay your Pag-IBIG Fund contributions or loans at this time.
Select the biller and click ""Government"" to make a payment. Please enter your member ID, account number, or reference number, as well as any additional payment information. 580,400], ""_com-leader-2,"" ""ezslot_16,"" 199,"" ""div-gpt-ad-_com-leader-2-0"");
You can now counsel a specialist online by picking a telemedicine bundle on the DiskarTech application. Simply tap ""Telemedicine"" and select the desired package.
Unlimited non-emergency consultations with a licensed doctor via phone, email, chat, SMS, and the iDoc application are included in the iDoc Telemedicine Package. Through the iDoc app, you will also be able to access your online health records and receive medical prescriptions and laboratory referrals. The package includes a three-month subscription and a yearly fee of 799.20.
Buy Insurance DiskarTech and Malayan Insurance have formed a partnership to provide all Filipinos with affordable insurance plans. You can purchase health and accident insurance for as little as 12 centavos per day, which will compensate you or your beneficiary in the event of death or disability.
Any one of these insurance products is available to you:
After purchasing insurance, you will receive your Certificate of Coverage (COC) via email in three to five business days. Other types of personal accident insurance include commuters insurance, dengue cash insurance, ridesafe insurance, and super personal accident insurance.
On the DiskarTech app, select ""Insurance"" and select the insurance plan you want to buy (Commuters PA, for example). Select ""Avail na!"" and enter your profession, the beneficiary's name, and your connection to the beneficiary. The beneficiary can only be the spouse, child, or parent.300,250],'_com-leader-3','ezslot_17',600,,_('div-gpt-ad-_com-leader-3-0');
How to Make Money in DiskarTech Now that we've got that exciting part out of the way, let's talk about how to make money in DiskarTech. In DiskarTech, there are two ways to make money: Utilizing your referral code, invite additional individuals and earn interest income.
Invite Others You can earn up to 30,000 per month by recommending DiskarTech to others. Share your DiskarTech NegosyanTech invite code with others, and if they sign up using your code, you'll get a 30 bonus. You won't get paid for the referral unless the person you invited verified his DiskarTech account.
Moreover, if you have not yet done so, you can use my invite code ABEM5439 to register for DiskarTech. You will receive 10 yen and I will receive 30 yen once your account is verified. I am so grateful!
Although the referral commission is lower than that of other e-wallets (GCash pays 50 per signup), the possibility of earning more outweighs this disadvantage. Why? It's easier to persuade others to sign up using your invite code because DiskarTech is a new app. You can invite an infinite number of people to join DiskarTech. However, since almost everyone already has GCash or PayMaya, it is more challenging to invite people who have not yet signed up.
Already, a number of DiskarTech users have earned 30,000 per month by simply encouraging others to join. Invite your friends, family, and even complete strangers to use your invite code to sign up for DiskarTech.300,250],'_com-leader-4','ezslot_18',601,,_('div-gpt-ad-_com-leader-4-0');
Go to ""Account"" and select ""Mag-invite ng friends sa DiskarTech"" to obtain your own invite code and begin inviting others. Your invite code, which in my case is ABEM5439, can now be seen and copied. In addition, you can see how much money you have made from referrals.
To share your invite code via email and SMS, as well as on social media and apps like Facebook, Messenger, Twitter, WhatsApp, and Viber, click ""Mag-invite ng friends."" Earn more money the more people you invite.
Start depositing money into your DiskarTech account and earning interest is another way to make money in the app. Although it takes longer and has a lower potential for income than inviting people, it is passive income in which you only need to deposit money.
DiskarTech's annual interest rate of 3.25 percent is higher than that of other banks, including high-interest digital banks like CIMB and ING, as previously mentioned. Your money is deposited at RCBC because DiskarTech accounts are Basic Deposit Accounts (BDAs) of RCBC. Additionally, the Philippine Deposit Insurance Corporation (PDIC) guarantees it as an RCBC account.
The downside is that you can only deposit a maximum of 48,000 yen, and your savings account will earn interest until it reaches 50,000 yen. This indicates that even if you put away a maximum of 48,000 yen, your annual return will only be 1,560 yen. 300,250],'_com-mobile-leaderboard-1','ezslot_19',602,,_('div-gpt-ad-_com-mobile-leaderboard-1-0');
DiskarTech, on the other hand, is a good way to save money, and you can put the extra money there to earn passive income with no effort. It is unquestionably superior to depositing your money in a bank that pays less than 1% annual interest.
Conclusion DiskarTech appears to be a promising app, despite the fact that it is still in its infancy and lacks some of the features of other mobile wallets. It is hoped that the developers will continue to offer additional methods for making payments, transferring funds, and withdrawing funds.
It's time to start promoting DiskarTech in order to make money now that you know how to sign up and are familiar with its features. Don't forget that your savings can also earn interest. Simply send an email to email@example.com if you need assistance.
Tags: RCBC mobile wallet online payments DiskarTech" - https://www.affordablecebu.com/