Sir, Immediate implication ba ang service fee after mag fall below maintaining balance or after a month pa na walang deposit? pwede ko bang withdraw for now and deposit it back within a week without having any service fee?
Badjao, the service charge will be imposed on active accounts that falls below the required monthly Average Daily Balance (ADB) for at least two (2) consecutive months.
I don't know the details of your deposit-withdrawal transactions and the average balance within a month. If the average balance falls below the maintaining balance, Metrobank will deduct or charge P300.
Jason, you can still use it. But you need to pay the P300 service fee for falling below maintaining balance. So, if you deposit money (let's say P2,000) in your account, your account will be automatically deducted by P300. Therefore, your account balance would be P1,700.