Jason, you can still use it. But you need to pay the P300 service fee for falling below maintaining balance. So, if you deposit money (let's say P2,000) in your account, your account will be automatically deducted by P300. Therefore, your account balance would be P1,700.
Sir, Immediate implication ba ang service fee after mag fall below maintaining balance or after a month pa na walang deposit? pwede ko bang withdraw for now and deposit it back within a week without having any service fee?
Badjao, the service charge will be imposed on active accounts that falls below the required monthly Average Daily Balance (ADB) for at least two (2) consecutive months.
I don't know the details of your deposit-withdrawal transactions and the average balance within a month. If the average balance falls below the maintaining balance, Metrobank will deduct or charge P300.
jg, inactive accounts within 2 years will not be closed. After 2 years, your account will be regarded as dormant and a corresponding dormancy fee will be deducted to your account balance. It's recommended that you should make at least one transaction in a year.
Hi i have an atm account at metrobank and the last time i deposited money was last july and now is december so its been 5months i didnt put money in there do they consider that as a dormant i mean do they charge me for that?i have almost 200k maitaining balance and now im woried they keep charging me if i will not deposit any money for 6months,pls i will wait for reply,thanks
Jo, your account is still considered active (not dormant). Dormant accounts are those that are inactive (no withdrawal, no deposit, no pay bills, no transfer funds or without any transaction) for two years.