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BDO Kabayan Savings Maintaining Balance

Banco de Oro (BDO) really finds a way to manage your finances easily and hassle-free! BDO Kabayan Savings account is truly beneficial especially to Overseas Filipino Workers (OFWs). It has zero maintaining balance. Unlike other types of BDO accounts in which you must maintain a balance to continue using the service and to avoid service charges.

BDO Kabayan Savings Account ATM with Passbook
BDO Kabayan Savings ATM and Passbook (credit: kookyheteromorphic.blogspot.com)

BDO Kabayan Savings account comes with ATM card and Passbook. You can open for as low as 100 pesos for Peso account or $100 for Dollar account. The requirements for opening are one (1) valid ID with picture and 1 piece 1x1 picture.


You can inquire the balance of your BDO Kabayan Savings online through enrolling it to BDO's online banking facility. This might help you: "How to Apply for BDO Online Banking".

With this type of account, you can avail these amazing benefits:
  • Home Loan
  • Auto Loan
  • Personal Loan
  • Housing

You can pay your loans, insurance or utility bills through an auto-debit arrangement (ADA). Hassle-free isn't it?

You can apply for this type of account at any branches of BDO.

Do you want to apply or open a BDO Kabayan Savings Account?
"BDO Kabayan Savings Maintaining Balance" was written by under the Banking category. It has been read times and generated 78 comments. The article was created on .
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Total comments: 78
78 Almira c. Dela paz   (24 December 2017 1:25 PM)
Hi! Gud day, year 2016 nag open ako ng kabayan account , monthly nahuhulugan ko , gamit ng family ko sa pinas ang bdo ko. Ask ko lang may expiration ba ang bdo kabayan , nahuhulugan ko naman monthly.

77 lilia mutya   (01 November 2017 7:54 PM)
gud day po ask k lang last transaction april 2015 balance ni 212.62 pesos ,,active pa po ba xa till now

76 Lady hope   (29 June 2017 8:34 AM)
Morning po mam/sir..ask ko lang po 2013 pa po ako nag open ng kabayan savings and this year po hindi ko po nahulugan pero may balance pa po nang 200..activate pa po ba yon? Pls i need the answer..thank you po.

75 renalyn   (25 May 2017 12:36 PM)
hello po 2015 pa po ako nag open ng kabayan savings account.kaso never ko pa po nagamit pero may 100 depost po sya.may expiration po ba ito

74 Laarnie basig   (09 May 2017 12:09 PM)
Good day.. About po sa kabayan savings account ko.. Pano ko po siya ma-aactivate ulit kasi 3 years and 6 months ko po.siyang hindi nahulogan dahil hindi ko po alam ang address ng branch. Iniwan ko po kasi sanpinas ang passsbook kung saan nakalagay ang complete address ngaun gustyo ko po siyang hulogan para magamit ko po ulit...

73 LENLEN   (01 February 2017 0:37 AM)
asked ko lang po ako kung may nacredit na sa account ko this month ng january?

72 rosan molera   (18 January 2017 6:21 PM)
Magbalance inquired

71 Kristine joy Caedo   (31 December 2016 0:48 AM)
Good evening po gusto ko po sanang itanong kong ma aactivate ko pa po a ang account ko pag hinulugan ko po ulit,11 months na po ajong hindi nakakapaghulog.

70 yllenarrabi1986   (26 December 2016 11:55 PM)
good evening po, gusto ko lang po sana itanong kung pwede ko pa ulit hulugan ang kabayan saving account ko, kasi mga 8months ko na po kasi hindi nahuhulugan, e gusto ko po ulit sana hulugan ngayon?..ok pa po kaya kung hulugan ko ulit ang kabayan savings account ko?.

69 yllenarrabi1986   (26 December 2016 11:52 PM)
good evening po... gusto ko poh malaman kung pwede ko pa ba hulugan ang kabayan savings account ko?...kc mga 8months ko na poh di nahuhulugan, tapos gusto ko hulugan ulit?...ok pa poh kaya un?...

68 jennifer   (19 December 2016 9:38 AM)
hai sir gud am

sir paano powh activation ung bdo kabayan saving dito pinas..pinadala po lang kasi ng kapatid q dito pinas..sa dubai poh sa naopen, kakaopen lang nia nun dec. 07, 2016..
na active ko na ung password nia magbhuddy balace ako ang sabi" SELECTED ACCOUNT DOES NOT EXIST"lalabas na powh ung card!!!.pls help powh.thank you!!!..

67 mariza israel   (17 December 2016 11:08 AM)
Pwede bang mag widthraw dito sa hongkong

66 Cherry franz pili   (11 December 2016 10:54 AM)
gud morning....nagpadala po ako ng pera sa through kabayan savings kaso di na po ata active account ko....ask lang po if possible ko mawidraw ang pera kahit saang branch????thanks po....waiting for the reply

65 Cherry franz pili   (11 December 2016 10:52 AM)
gud morning po....if naghulog po ako ng pera tapos di na po pala active yung account ko....possible po ba na makukuha ko over the counter kahit saang brance po ng bdo office????thanks po....waiting for reply

64 Diane A. Manabat   (30 November 2016 10:41 AM)
Ask ko lang po ngaun lang kc naayos ung account ng asawa ko sa Oman... Nag-open pa po ako ng kabayan savings ng June 15,2016 pwedi pa po ba gamitin at maghuhulog po siya ngayon... Thanks

63 Rolie Pañe Egonia   (26 November 2016 11:27 AM)
hello po, yong Kabayan savings account hanggang kailan pa yon matapos yong may ATM Card with Passbook kasi gusto mag open ngayon kasi sabi ng kasama ko na last raw kahapon November 25, 2016 totoo ba yun?

62 francis   (20 October 2016 3:19 AM)
Dear Sir,

Tanong po ako.. 5 months ko hindi ko nahulgan account koh.....pro may pera na doon....activate paba yun....or wala ba yung problema...anyway ilang buwan o taon pa expired yung account..


61 noriel   (11 October 2016 3:16 PM)
good day, one year ko pong hindi nahulugan ang aking bank account, puede ko pa po ba itong hulugan?
thank you po sa reply...

60 alvin l aniag   (05 September 2016 3:09 PM)
paano po ba ireopen ung bdo kababayan saving accnt 12,2025 pa expire close agad nagamit ko pa last year now hinde na

59 Himerlyn   (02 September 2016 4:17 PM)
Ask ko lng po if pwedi ko pa bang hulogan ang account ko na more than a year nang hindi ko naghulogan? Pauwi po ako ng pinas at gusto ko ihulog pera ko. Pwedi pa po bang hulogan account ko?

58 Jennefer ramones   (31 August 2016 2:16 PM)
Ano po ba ang dapat na numerong e dial sa overseas worker po kasi incorrect daw andito po ako sa taipei may problema po kasi enrollment ko sa online banking ...please help po yhank you

57 luzminda R. Santianez   (28 August 2016 5:11 PM)
Ask ko lang po kung still active pa po ba ang ATM card ko kc po almost 1 year na po na hindi ko po nahulogan o deposit....thank you po...

56 noel   (26 July 2016 11:20 PM)
hello po paano po ba magpadala ng pera true online sa bdo ako po si noel c pura

55 jovienna84   (23 July 2016 1:02 PM)
hello po! alamin ko sana if active po kabayan savings account ko po kaso yong SA ko ay invalid kay 12 numbers lang po yon ang nakalagay kasi sa passbook ko dahil wala na po yong ATM card

54 alfrancisbongay   (17 July 2016 10:59 PM)
Need to ATM card and pasbook for my saving account

53 Jeanebe cordova blaso   (12 July 2016 0:31 AM)
Hello po nagtry po akong mg enroll as online banking kso hindi ako makapasok kasi ung confirmation code lagi sinasabi invalid ilang besis ko ng sinusubukan hanggang ngayon di pa rin ako makapag enroll andito kasi ako sa UAE gusto ko lang ma check ang account balance.

52 JELOU T OMPOC   (11 July 2016 9:16 PM)
I want to know my balance inquiry of BDO OFW SAVINGS...

51 Kimpee c jose   (07 July 2016 2:53 PM)
How much my balance

50 jermin carrido tabag   (03 June 2016 2:57 PM)
Did my bdo kabayan savings still active even going to 1 year already till my last deposited... I want to continue my account.still have money left in my account.please reply me immediately... Thank you

49 felix masangkay   (01 June 2016 3:57 PM)
Hi mam/sir,

I have problem on my online banking access due to accessing three times wrong password and my account was lock I try to your hotline but its hard to connect. what is the best thing to do regarding my problem your response on my query is highly appreciated thank you very much.

Sincerely yours,
Felix Masangkay

48 lhouie   (28 May 2016 1:34 PM)
Miss Virgielyn Magbanua, same issue with me before, you can update your mobile number or changed the registered mobile number so that you will received the OTP..just call the toll free number valid for saudi arabia and its free, 8008630011, call them directly and you will talk to a customer representative, if your here in saudi, Just give your saudi number to them so that they wilkl update, 72 hours before you received a confirmation, then you can log in to your account then they will send to you your OTP.., commonly ask questions are, your name , account number, ID number you used in opening your account, your old mobile number.

47 lhouie   (28 May 2016 1:27 PM)
Good day,

if you want to ask about your info about your account if its active just call the toll free no..of BDO its free and no charge you can used your phone,8008630011 (toll free number for Saudi Arabia in calling BDO )...commonly ask question if you call, your name , account number, ID number and Cellphone number.

46 Rahim salip dimalanas   (23 May 2016 0:38 AM)
How much my balance

45 Rahim salip dimalanas   (23 May 2016 0:36 AM)
How to inquire use internet?

44 charlene ocampo   (30 April 2016 7:00 PM)
i want to know if i can still deposit in my account. i stop depositing money almost 1 year now. is it possible if i will start again. my atm is kabayan savings

43 Oscar   (29 April 2016 10:43 AM)
This kabayan account, is this the correct instrument that can handle a joint account? Can it be a primary and secondary account holder or is the joint account have equal privileges?

42 felipa labarda irlandez   (25 March 2016 3:57 PM)
Send me my balance inquiry please..

41 Rose   (24 March 2016 11:59 PM)
Can we apply BDO Kabayan Savings account online? How?

40 angelyn   (13 March 2016 12:08 PM)
what is the low initial of opening ATM card at BDO

39 angelyn   (13 March 2016 12:07 PM)
is there P 500 for opening ATM at BDO

38 angelyn   (13 March 2016 12:05 PM)
do you have ATM account that initial deposit is P 500 only

37 jovencio q.salcedo   (27 February 2016 5:25 PM)
sir madam,,,im jovencio q.salcedo working here in saudia arabia.I want to chek may balance in my account..as of now.Please send me in my emaid address..Thank you very much..

36 Jennyfer almeida   (26 February 2016 1:15 PM)
Balance inquiry

35 MARY GOLD   (14 February 2016 9:02 AM)

34 MARY GOLD   (14 February 2016 9:00 AM)

33 Maria Liberty A.Torralba   (29 January 2016 1:48 PM)
Send my balance inquire

32 Maria Liberty A.Torralba   (29 January 2016 1:45 PM)
Cant you send my balance inquire

31 Alicia de jesus   (17 January 2016 1:25 PM)
Hi , my mother just open kabayan saving BDO card , i already apply for online banking and its already success but when i wanted to check balance this say this account is inactive ?
Pls advice

30 Nhap anthony casas   (09 January 2016 4:07 PM)
Balance inquiry

29 Learesponte   (06 January 2016 6:56 PM)
Please i inquire my balance

28 Lea solon   (04 January 2016 6:33 PM)
Balance inquiry

27 Lea solon   (04 January 2016 5:41 PM)
inquiry my balance

26 marilou for. romano   (04 January 2016 3:24 PM)
Teach me how to inquire balance in kabayan savings account.thanks God bless

24 Rose ann lagrimas   (04 November 2015 6:06 PM)
Cannot enroll on your online banking.. Keep on saying enter valid contact number.. But im entering a valid number.. Keep on asking me to enter 11 digit but how if im not in the philippines and the valid number that im using here in Singapore is only 10 digit including the country code.. Help please..

25 admin   (05 November 2015 8:38 AM)
Rose, you should be using a Philippine sim card (e.g. Smart, Talk N Text, Globe, Touch Mobile, Sun Cellular, etc.)

23 angeli   (28 July 2015 6:23 PM)
Is there any expiration or deactivation of bdo kabayan savings atm??even if i didnt deposit anything after i open my account 3 years ago.can i still use my account??

22 Rovelyn B. Natural   (22 July 2015 5:42 PM)
Hi i have kabayan savings account.. I would like to inquire my account how much my money on time specially when i deposit every month so Atleast I'm sure that my money is safe... thank you.

21 fernandezmanoreenanonuevo   (04 July 2015 9:58 PM)
please i just want to know my savings kabayan balance account.thank you

20 amierose_quibuyen   (09 June 2015 4:06 PM)
thank you

19 amierose_quibuyen   (09 June 2015 4:06 PM)
i have kabayan savings account the last time i sent was february 10 2013 i want to know if how much the money that i sent in my account please help me.

18 Xia Nhalang   (15 February 2015 9:19 PM)
How to continue my kabayan savings account? 1 year i ddnt deposit.. im here in kuwait. Thank you..

17 rose ann santos   (03 January 2015 6:58 PM)
hi..you said no penalty or service charge when using kabayan savings account right?then why they always get 300 from me every month as service charge sys-gen?it happens twice now...im really frustrated about this...i want to save money but they keep on charging me!please help!i want to stop this!

16 Fiel Tiempo Llano   (17 November 2014 2:22 AM)
How can I reactivate my bdo account since I open I didn't deposited more than 3 years.pls help me for this one pls.here my email for the response pls.

14 Judy Rio   (04 September 2014 1:23 PM)
Its difficult to enrol ....the last remittance of my bdo kabayan savings account I last Nov2013...and iwish to continue it now.. pls help me.

13 Gilda Ygay Padios   (22 August 2014 7:50 PM)
can i still deposit money to my account because since i opened it i didnt deposited on it almost rwo years the only amount inside my account is only 50 pesos and please let me know if my account still active hoping your positive response.

15 Assenav Alider   (29 October 2014 2:46 PM)
Hi u are same problem as mine

12 Virgielyn Magbanua   (10 July 2014 8:40 PM)
please let me know if my account is still active...

11 Virgielyn Magbanua   (10 July 2014 7:50 PM)
how will i know the status of my bank account? i am noiw in KSA and i am planning to depoait any amount on my account. I have enrolled with the online banking before i came here, about 10 months already but my ebanking account is locked due to several attempts of PIN. I am trying to retrieve my account but i cannot because the OTP will be sent to the mobile number i have registered in your bank. I am using a different mobile number since my mobile was lost when i was in manila...

Hoping for your reaponse.

10 liza   (04 June 2014 0:45 AM)
Dear Sir/ Madam;
Can i deposit my cheque to my atm bdo kabayan
savings account? because the cheque is in the
philippines and im here now in Malaysia?


9 febe dela cruz   (15 May 2014 1:47 AM)
is it possible to open a peso account while you are abroad and is it possible to do it online -i live in Texas USA

8 zaira l. magampo   (06 May 2014 5:58 PM)
After I changed the PIN, do I need to activate it first before I'm allowed to change the PINcode?

7 jhomar orro   (01 May 2014 8:45 AM)
how cam i check my account if still active because iwant to continue may savings

6 Imelda D. Corpuz   (04 April 2014 10:49 PM)
Good Day., I am an ofw here in Saudi Arabia i want to open an account through BDO, how can I do that?
Yesterday I went to al Raji bank to inquire about this matter, unfortunately they told me that it is not possible to open an acct through your bank since you don't have representatives here anymore. Kindly advice?

5 lionel   (25 March 2014 3:41 AM)
What if the ATM is captured by the machine. My wife is carrying my ATM in the Philippines. I deposit to it when she needs money. Then, she withdraws everytime I'm sending her money.

At one time, the ATM was captured and shee badly needs money. She needs to go to over-the-counter process to withdraw the money. But the problem is I'm the one holding the Passbook.

Isn't she authorized to get the ATM? Could my savings get into trouble? Thanks.

4 Culeen ehimplar   (06 March 2014 9:38 PM)
My husband opened a BDO Kabayan Savings account last 2011, but he couldn't use it until now. Is it still active until now? It will expire on 2021.. Thank you

3 martin yumul   (08 February 2014 10:22 PM)
I want to continue my kabayan account.i cannot deposit in 1year but now i want to continue.how can i activate it please reply.

2 Bernie Bermudez   (26 October 2013 5:28 AM)
I'd like to ask if my kabayan savings account is still active cause i haven't deposit any money after i opened the account and its been 2 years and 9 months now.but it has a remaining balance from the day that i opened it cause i havent used it in the philippines yet.

1 glenda santos   (10 October 2013 6:12 AM)
What are the service charge and fees for this account? Is there any?
How long does it take before it automatically closes without any remittance?
Do I have to deposit a minimum amount per month to remain active?
Thank You.