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Requirements for Opening an ATM Account in BDO

Like any other banks in the Philippines, you cannot open or apply a BDO or Banco de Oro ATM account (or ATM card) without bringing the necessary requirements. Requirements to open a BDO ATM Account are listed below:

  1. 2 valid id's (original and photocopies):
    • school ID
    • Company ID
    • Driver's License ID
    • NSO Birth Certificate
    • Baranggay Clearance
    • NBI Clearance
    • Police Clearance
    • Postal ID
    • Passport
    • SSS ID
    • TIN ID
    • any other valid id issued by the Philippine Government...
  2. Two pieces recent 1 x 1 colored pictures
  3. P2,000 initial deposit
BDO ATM Debit Card (photo)
BDO ATM Debit Card
Take note: Concerning valid id's, make sure you bring at least 1 photo-bearing ID and another valid id. BDO requires you to bring a photo-bearing ID. If you don't bring that type of ID and you only bring non-photo bearing ID (such as NSO birth certificate, Baranggay Clearance, or Police Clearance), your application will not be accepted.
A bank like BDO want to verify your identity. That's why they need a photo-bearing ID.
If you want to know the complete process of opening a BDO ATM account, the article below might help you:
Do you have any concern in applying a BDO ATM card (account)?
"Requirements for Opening an ATM Account in BDO" was written by under the Banking category. It has been read 70299 times and generated 48 comments. The article was created on 28 November 2013 .
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Total comments : 48
Arianne Ilagan   (21 November 2017 10:58 AM)
Hello po, pagka-apply po ilang araw po bago makukuha yung credit card?

Rodrigocabuang   (28 October 2017 5:40 PM)
Puede po ba yun postal I'd ko kaso po expire na po pero company I'd po ko?

Michael Osborn   (16 October 2017 11:11 PM)
Dear Sir,
I travel to the Philippines often as an American Citizen. I would like to open up a savings account at your bank on my visit next week. What are the requirements for US citizens to open up an account at your bank.
Michael Osborn

Benjamin A.Navarrete   (14 July 2017 10:08 AM)
I want apply debit card

Jan Ivan Bautista   (18 June 2017 10:12 AM)
Ano po ang kelangan kong dalhin para makaopen ng savings account for college students.

edelineRodas   (01 June 2017 1:59 PM)
hi,okay lang po ba na NSO and Voter I.D ang aking dadalhin wala na po akong ibang I.D.

ruth   (17 May 2017 8:21 PM)
Bakit nung pumunta ko sa dbo hindi valid ang nso at barangay clearance. Wala pa po kasi akong mga gov id's. Sure ba yan na pwede yan kahit sang branch po ba yan?

ruth   (17 May 2017 8:19 PM)
Bkit nung pumunta ko s dbo nd pwd ang nso at barangay clearance. Wla kc ko mga gov id's. Sure b yan n pwd yan kht sang branch po b yan?

Merline encio   (11 May 2017 7:22 AM)
Puidi na po ba ang nso birth certificate at postal i.d para maka open ng atm savings account?

Jenelie L. Anggot   (04 April 2017 8:03 PM)
hi, when opening an atm account is it okay to bring a postal id only and a nso birth certificate?

kristine bautista   (08 February 2017 4:02 PM)
staka tanung ko na din kung pwede na syang magamit pag nagpadala galing ibang bansa ????

kristine bautista   (08 February 2017 4:01 PM)
pwede po ba ang pagibig i.d kc yun lang po ang id ko at police clearance ?? 2,000 na po ba ang pinakainitial na bayad para magkaroon ng ATM card

al   (07 January 2017 8:26 PM)
Okay lang po ba? Kung school id at nso birth certificate ang dalhin ko para mag pa open account

Maryjane vidor   (05 January 2017 1:54 PM)
Hi po asked ko lang po kung pwedi ko pa ba magamit yung atm with passbook account ko? 2years ko napo hindi na hulugan yung account ko? At magkano po magiging penalty ko?

Julie Francis   (06 October 2016 11:04 AM)
May ATM po Ako kaya lang po 2years mahigit na Hindi KOna hulogan pwede po parin ba pa activate thank you po

grace dado   (15 September 2016 1:25 PM)
hi . po meron akong TIN.ID and company i.D accepted nba yun pag mag open account ATM

Jiann pineda evangelista   (16 August 2016 9:13 AM)
Kailangan po ba talaga tel.# sa pag aapply ng atm bdo? Paano ff wala?

Emil arcenal   (10 August 2016 6:32 PM)
Hi admin puwede na po ba yung company id at nbi clearance? Or company id then nbi or police clearance? Thank you.

babygirl gargar   (23 June 2016 9:22 PM)
Hi..can i used my BDO CARD CASH ATM here in singapore to withdraw..

Jocel legaspi   (13 May 2016 10:03 AM)
Can i use my Singapore pass and passport to have a bank account in Philippines as my requirements? Hoping for your response.. Thank you !:)

Tiya   (27 March 2016 8:03 AM)
Will they ask for a BIR TIN aside from the 2 valid ID's? what if I don't have, but I wanna open an account?

Jessica   (02 January 2016 12:42 PM)
Hi! How can I apply for ATM? When I only have 1 valid ID, which is my passport. I do have my nso Birth Certificate or my Marriage Certificate is that acceptable or can I present them a my California ID? I remember when I went to PNB they did accept my passport only.

Rolyn I. Jovero   (17 November 2015 12:18 PM)
Good afternoon what are the requirements for students who wants to open an account?

admin   (18 November 2015 7:13 AM)
Rolyn, your SCHOOL ID and NSO Birth Certificate would be enough. You can also submit supplementary ID's such as Baranggay Clearance, Police Clearance, Postal ID, Voter's ID, etc.

Belle   (04 September 2015 8:12 AM)
I has an account with BDO but it was closed due to insufficient funds. Will I have a problem with them if I try to open another account again?


Rose Mae sSanga   (20 July 2015 8:11 PM)
Hi! How can I open a account with out any valid ID's? What should I do first to have an account? Thanks

Pilar Legaspino   (13 July 2015 9:59 AM)
Please advice me if the alumni ID.is valid for the photo bearing id?I want to open a new account with BDO but I don't have any valid id..

Michael angelo santos   (10 July 2015 10:41 AM)
How can i apply bdo atm card online. Thank you

Rosabella fuentes   (22 June 2015 9:01 AM)

Rosabella fuentes   (22 June 2015 8:45 AM)
Good morning...! I just want to have a question.I have a voters ID and police clearance,I just want to know if this is a valid requirements for me to join in BDO BANK and to have already an ATM CARD...?

jesieca levie   (17 June 2015 6:41 AM)
Goodmorning mam sir Ijust want to ask if you had an ATMcard that it has no maintaining balance..goodday anD GOD bless always

Lorivel Sagaral Fabaleña   (26 May 2015 2:30 PM)
good afternoon how long is the process for applying a BDO card?

Jomer   (22 May 2015 10:43 AM)
Good Morning,

How many days before the card will release?

Lorena Bagaipo   (05 April 2015 4:23 PM)

admin   (05 April 2015 7:02 PM)
Lorena, yes.

Albert Jabiñar   (12 January 2015 11:14 AM)
can i ask if a student can open a debit card in bdo tnx po

Odessa Fajardo Carian   (30 December 2014 8:17 AM)
Thanks for the info! :)

Krystel Averion   (03 December 2014 8:23 PM)
They asked my tin no. Why? While i have my passport and voters id

John Kevin Limbaro   (26 July 2014 8:02 PM)
can I ask a question. Can a 19-year old open an account?
Have a job but don't have an ATM. Salary is given in cash. Can they open an account?

admin   (28 July 2014 9:52 AM)
John, yes.

Jonalyne almerol   (20 May 2014 5:37 PM)

grace   (02 May 2014 7:39 AM)
Good Morning...Is it valid a voter's affidavit instead of voter's ID?I lost my voter's ID

mitz marie   (20 April 2014 9:53 AM)
i am 16yrs old this coming october i am 17yrs old can i open savings account for my self for someday i have a saving for my future thank u :

Trizia   (06 April 2014 1:14 PM)
I am a student just turned 18 can I open a debit card account all by myself? Isn't required to be at least 21 to open a debit account?

andy   (06 April 2014 3:31 AM)
I live in the UK and would like to have an account with BDO

kirsha kara b. radaza   (24 February 2014 6:28 PM)
what are the requirements if i would open an ATM? Do you have ATM cards for students and how much?

admin   (26 February 2014 9:11 PM)
kirsha kara b. radaza, requirements are listed above. Students like you can bring at least two (2) valid id's such as school ID, NSO birth certificate, Baranggay clearance, etc.

Eve   (28 November 2013 3:54 PM)
Hi, I am currently in Singapore, Can I open a savings Account Online and collect my atm or passbook when I go back to Philippines? I understand that to process a bank account it will take at least a week for me to get my ATM. However, I will only be in Philippines for 1 week, I'm worried I may not have enough time to collect my ATM card..