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Requirements for Opening an ATM Account in BDO
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Like any other banks in the Philippines, you cannot open or apply a BDO or Banco de Oro ATM account (or ATM card) without bringing the necessary requirements. Requirements to open a BDO ATM Account are listed below:

  1. 2 valid id's (original and photocopies):
    • school ID
    • Company ID
    • Driver's License ID
    • NSO Birth Certificate
    • Baranggay Clearance
    • NBI Clearance
    • Police Clearance
    • Postal ID
    • Passport
    • SSS ID
    • TIN ID
    • any other valid id issued by the Philippine Government...
  2. Two pieces recent 1 x 1 colored pictures
  3. P2,000 initial deposit
BDO ATM Debit Card (photo)

BDO ATM Debit Card

Take note: Concerning valid id's, make sure you bring at least 1 photo-bearing ID and another valid id. BDO requires you to bring a photo-bearing ID. If you don't bring that type of ID and you only bring non-photo bearing ID (such as NSO birth certificate, Baranggay Clearance, or Police Clearance), your application will not be accepted.

A bank like BDO want to verify your identity. That's why they need a photo-bearing ID.

If you want to know the complete process of opening a BDO ATM account, the article below might help you:
Do you have any concern in applying a BDO ATM card (account)?

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Total comments: 261 2 »
25 Rolyn I. Jovero   (17-November-2015 12:18 PM)
Good afternoon what are the requirements for students who wants to open an account?

26 admin   (18-November-2015 7:13 AM)
Rolyn, your SCHOOL ID and NSO Birth Certificate would be enough. You can also submit supplementary ID's such as Baranggay Clearance, Police Clearance, Postal ID, Voter's ID, etc.

24 Belle   (04-September-2015 8:12 AM)
I has an account with BDO but it was closed due to insufficient funds. Will I have a problem with them if I try to open another account again?


23 Rose Mae sSanga   (20-July-2015 8:11 PM)
Hi! How can I open a account with out any valid ID's? What should I do first to have an account? Thanks

22 Pilar Legaspino   (13-July-2015 9:59 AM)
Please advice me if the alumni ID.is valid for the photo bearing id?I want to open a new account with BDO but I don't have any valid id..

21 Michael angelo santos   (10-July-2015 10:41 AM)
How can i apply bdo atm card online. Thank you

20 Rosabella fuentes   (22-June-2015 9:01 AM)

19 Rosabella fuentes   (22-June-2015 8:45 AM)
Good morning...! I just want to have a question.I have a voters ID and police clearance,I just want to know if this is a valid requirements for me to join in BDO BANK and to have already an ATM CARD...?

18 jesieca levie   (17-June-2015 6:41 AM)
Goodmorning mam sir Ijust want to ask if you had an ATMcard that it has no maintaining balance..goodday anD GOD bless always

17 Lorivel Sagaral Fabaleña   (26-May-2015 2:30 PM)
good afternoon how long is the process for applying a BDO card?

16 Jomer   (22-May-2015 10:43 AM)
Good Morning,

How many days before the card will release?

14 Lorena Bagaipo   (05-April-2015 4:23 PM)

15 admin   (05-April-2015 7:02 PM)
Lorena, yes.

13 Albert Jabiñar   (12-January-2015 11:14 AM)
can i ask if a student can open a debit card in bdo tnx po

12 Odessa Fajardo Carian   (30-December-2014 8:17 AM)
Thanks for the info! :)

11 Krystel Averion   (03-December-2014 8:23 PM)
They asked my tin no. Why? While i have my passport and voters id

9 John Kevin Limbaro   (26-July-2014 8:02 PM)
pwede pong magtanung kung pwede na po ba magopen account 19 years old
nagwowork po pero wala po kasi silang atm cash po binibigay yung sahod nila pwede po ba silang makapagopen ng account

10 admin   (28-July-2014 9:52 AM)
John, yes.

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