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How to apply for BDO ATM Card?

Let's get quick and easy. These are the steps on how to apply for Banco de Oro or BDO ATM Card, specifically the BDO ATM Debit Card.

Step 1

Prepare and bring the needed requirements:
a.) At least two (2) valid id's (original copies and photocopies):
  • School ID
  • Company ID
  • Driver's License ID
  • NSO Birth Certificate
  • Baranggay Clearance
  • NBI Clearance
  • Police Clearance
  • Postal ID
  • Passport
  • SSS ID
  • TIN ID
  • or any government-issued id's...

b.) Two pieces 1x1 colored pictures
c.) ₱2,000 initial deposit
BDO may require you to present other valid id's to verify your identity. So don't forget to bring other ID's if necessary.

Step 2

Go to a nearest or to your chosen BDO branch and tell a bank officer in the New Account section that you want to open a BDO ATM Debit Card. Prepare the requirements. A bank officer will give you some forms/documents to fill out.

Step 3

After filling-out the forms, give P2,000 initial deposit and receive the deposit slip. The bank officer will tell you to come back after a week.

Claiming Your BDO ATM Card (Waiting Period)

You can claim your atm card after 7 days (1 week). Be sure to bring and present your deposit slip and your valid id upon claiming.
Below are pictures of a real BDO ATM Debit Card:

The NEW BDO ATM CARD (with EMV chip)

New BDO ATM Card - with EMV Chip (front view)
Front view of the New BDO ATM Card

New BDO ATM Card back view
Back view of the New BDO ATM Card


BDO ATM debit card with visa logo
BDO ATM Card back
BDO ATM Card - Mastercard
BDO ATM Debit Card with MasterCard logo
BDO ATM Card back-rear view
If you receive your new BDO ATM Debit Card, congratulations! Happy banking with BDO!

Maintaining Balance

BDO offers many types of accounts with ATM. Each has different required maintaining balance:
  • ATM Card with Passbook (Peso Passbook Savings Account): P5,000
  • ATM Card without Passbook: P2,000
If you open or apply for ATM card only (without passbook), then you are required to maintain at least P2,000 or else you will be charged a fee if you fall below the maintaining balance.

Falling Below Maintaining Balance Penalty

BDO charges P300 (per month) if your atm account falls below the required maintaining balance.

What you can do with your BDO ATM Card?

  • You can withdraw cash through any BDO, MegaLink, Expressnet, BancNet ATMs in the Philippines and through Visa/Plus, MasterCard/Cirrus ATMs worldwide.
  • You can inquire about your account balance, transfer money, pay bills, buy prepaid cellphone load anytime and anywhere using BDO ATMs and through BDO online banking.
  • You can use your BDO ATM Card to purchase on any malls (SM, Ayala, Robinsons, Gaisano, Emall, etc.) departments stores, convenience stores, gasoline stations that uses MasterCard and VISA swipe machine.
  • You can apply for BDO online banking through your BDO ATM Debit Card.
Do you have any concern or problem with your BDO ATM Card?

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"How to apply for BDO ATM Card?" was written by under the Banking category. It has been read 140504 times and generated 183 comments. The article was created on and updated on 03 July 2018.
Total comments : 183
Honey May Lacanlale   (14 May 2020 12:10 PM) [Entry]

Agnes   (13 November 2017 6:22 AM) [Entry]

Hello, BDO said it will take 2 weeks for debit card with mastercard to arrive.
Pietro Ringo E. Badayos   (06 September 2017 7:05 PM) [Entry]

Do you really need to bring ₱2,000.00? What if dahil sa employment purpose mo sa pag apply?
Gerald Nadnaden Mabiasan   (19 August 2017 5:06 PM) [Entry]

Hellow maam, accepted ba if mag aaply ako ng debit card and my reguirement ko ay barangay clearance, nso at tin id.
andrea   (17 August 2017 11:58 AM) [Entry]

and yung ID ko lng pong andito is Philhealth and umid ID..
andrea   (17 August 2017 11:54 AM) [Entry]

pwedi po bang sa ibang lugar ako magopen ng atm savings?kaso yung address ko po sa ID ay iba po..and ang mapapakita ko lng po na billing is yung tinitirahan ko po ngayon paano po yun?
Fritzie L. Cabaron   (25 July 2017 10:10 AM) [Entry]

good day po maam.meron po akong debit card,provided po yun ng employer ko which is mcdonalds company,nagstop napo ko ng work for 1 year and 5 months,so hindi ko na po nagagamit yung debit card ko,pwede ko pa po bang magamit yung debit card ko ngayun?activated pa rin po ba yung debit card ko ngayun?
JOHN MARK C. FRANCISCO   (21 July 2017 9:38 AM) [Entry]

good day!!!

sir/ma'am pede po bang school id ang gagamitin ko kahit na graduate na ako ,pero po wala naman pong validation ,,,at fresh graduate po ako ....

thank you.....
christian paul delacruz   (18 June 2017 12:12 PM) [Entry]

Ask ko lang po panu po pag 50 pesos nlng po laman ng debit card kopp close npo kgad yun
Christine Soronio   (07 June 2017 9:30 AM) [Entry]

Hi good morning bdo debit card po gamit nang aming company para sa salary pwd po na mag deposit ako sa account na un kahit sa company yon? Or pwede kaya except sa company KO my ibang maghulog thin sa account na un?
Jessie Lubenaria   (07 May 2017 0:52 AM) [Entry]

hello po tanong ko lang po sana ok lang po ba kahit iisa lng po and valid. i.d na hawak mo?

thank you in advacne sa mga sasagot
Jes   (02 May 2017 8:17 PM) [Entry]

Paano po kumuha ng ganyan para sa student po/ minor pa lang? Ano po mga requirements?
Nueve condez   (04 February 2017 12:03 PM) [Entry]

This is a helpful article.thank you
andrey   (20 January 2017 4:39 AM) [Entry]

Hi good day,

I just would like to ask which is better visa or master debit card?

Thank you.. looking forward for your fast response
Charlene vinas   (05 January 2017 7:05 PM) [Entry]

Ano po requirements pag nag-open account para po sa studyante?
Charlene vinas   (05 January 2017 7:03 PM) [Entry]

What are the requirements to open account in arm card for student?
andrey   (22 December 2016 6:16 AM) [Entry]

How much is the minimum amount that you can withdraw using the BDO ATM card?

thank you
Jovelyn   (26 November 2016 10:10 PM) [Entry]

Good evening. Itatanong ko lng kasi naiclose ko Ang debit card ko last September of this year. Pwede pa po ba ako mag open ng New savings account?

Thanks in advance for the reply.
Charlene r. Sapio   (16 November 2016 1:09 PM) [Entry]

Mam panu po mag apply ng master card na debit card para sa abroad po . kasi po yung id ko po nong college pa po yun nong 1014 pa po . Tapos meron lang po ako passport ..
Daisy A. Dongga-as   (31 October 2016 12:08 PM) [Entry]

Good Morning ma'am/sir,
Ask ko lang po, sa ATM card po ba pweding magpadala jan yong nasa abroad?
Regiene R. Onelan   (12 October 2016 10:25 AM) [Entry]


I'm Regiene Onelan and i'm 18 years old, i just want to ask which ATM Card should i choose? I'm just a beginner and probably i don't know which ATM Card should i apply for my savings. And also i only have PhilHealth ID and Company ID is it ok if i only have that two to present? Please advice. Thank You.
Ray Mark felipe Malaguit   (11 October 2016 1:19 AM) [Entry]

mind if i ask,paano naman po kapag magdadagdag ako ng pera sa debit card,,,saan ko sya ipapasok,through ATM Machine nalang po ba o pupunta pa ako sa loob ng bangko para mkipag-ugnayan sa teller
Ilyn   (22 September 2016 0:25 AM) [Entry]

Good Morning po.
Inquire lang po ako kung pwede po bang mag apply ng debit card abroad? Dito po kasi ako sa Taiwan ngayon. Pwede po bang maka apply sa mga remittance dito like EEC? Maraming Salamat po.
kerin magsayo   (02 September 2016 10:36 AM) [Entry]

is it possible if my son or sister on behhalf to open an account for me?as im in thailand and my account is already closed since it cannot reopen i want to apply a savings account with atm...do i need an authorization or SPA? what are the requirements for it

Madz   (08 August 2016 7:05 AM) [Entry]

Hi! Mind if I ask, what is it about with BDO Debit Card without Visa and or Mastercard logo on it? Can I still use it to pay my purchases without withdrawing cash? Just asking. Thank you!
Manelskie 1903   (23 July 2016 12:15 PM) [Entry]

The BDO branch near on our house required for a landline at home. Pag wala di daw pwede.
Cristie Jamero   (08 June 2016 7:17 AM) [Entry]

Hello ! GOOD morning ,I visited your bank last saturday. I asked on how to open an account and they give me the requirements ..Can I ASK what is Junior Savers account? Is it for those who wants to open and account and they are still student?
jay loid desoyo   (04 May 2016 6:05 PM) [Entry]

hi!!! I just want to ask how a student can open a new savings account or debit card. i only have here a student ID and a NSO birth certificate. would i be able to qualify if i only provided those two?
Melchor B Tuazon Jr   (28 April 2016 10:59 AM) [Entry]

i can use this card for paying in lazada philipines? if i can use this how?
marilen dobla   (13 April 2016 6:20 PM) [Entry]

hi just wanna ask how to reactivate my atm
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