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USSC Money Card

USSC Money Card is a re-loadable prepaid debit card provided by Universal Storefront Services Corporation. The card works like an ATM in which you can withdraw your money and pay for shopping. You can go to a nearest USSC branch where you can apply for a USSC Money Card. No need to open a bank account and no need to maintain a monthly balance. As of the present date, the fee or cost for the USSC Card application is only 70 pesos. (USSC stands for Universal Storefront Services Corporation)

USSC Money Card picture

With your USSC Money Card, it's easier and more secure to carry your hard-earned money. "Cashless ang dating, parang credit card".

You can choose from 2 types of USSC Money Card: Generic and Personalized. With the USSC Money Card, you can withdraw money to almost any ATM in the Philippines and abroad.

For your shopping convenience, you can use the USSC Money Card when purchasing to any stores, gasoline stations, restaurants, drug stores, department stores, malls or business establishments that carries a VISA logo.

When you want to load your USSC Money Card, just go to any USSC Service Store in the Philippines and load it with money. Almost 700 branches of USSC in the Philippines are ready to serve you for your convenience!

USSC Money Card picture
Picture of USSC Money Card

More Features and Benefits of USSC Money Card

With USSC Cash Card, you may:
  • Withdraw cash through any Chinatrust, Expressnet, Megalink and BancNet ATMs nationwide and  through VISA/ Cirrus and Visa/Plus ATMs worldwide.
  • Shop without cash.
  • for purchases at over 26 million Visa merchants worldwide.
  • for local purchases at over 60,000 VISA and Bancnet merchants.
  • pay or book tickets online such as tickets in Philippine Airlines, Cebu Pacific, Super Ferry, etc..

USSC Money Card Promotional Video

Frequently Asked Questions

1. How to Apply for USSC Money Card?
Prepare your Valid ID (required) and a 70 pesos cash (cost of the card as of the present date). Go to a nearest USSC branch ask an officer/employee to enroll for USSC Money Card. You will fill up an application form. And provide the needed id and cost of the card.
2. What are the types/kinds of USSC Money Card?
a. Generic Card - can be easily secured and loaded. You can get this within the time of your application. You can use this in the ATM the next banking day. This is more suitable to use as an ATM.

b. Personalized Card - the name of the cardholder is printed in this card. You can get this card within 10 days in Metro Manila and within 15 days in provincial areas (outside Metro Manila). Aside from being an ATM, this type of card is more suitable to use for paying or for shopping.
3. How to load or reload your USSC Money Card?
Go to a nearest USSC branch. Fill-out a loading form/slip. Present it together with your USSC Money Card, and give the amount you want to load and pay for an equivalent loading fee.
4. Is there a maintaining balance of the USSC Money Card?
No. Unlike a regular ATM, there's no maintaining balance of your USSC Money Card. You can even withdraw or cash-out all your money in the USSC Money Card without penalties or charges.
5. What ATM machines and retail outlets accepts USSC Money Card?
Anywhere in the Philippines or in the world, you can use your USSC Money Card in any ATM machines having a BancNet, Megalink, Expressnet or Visa logo. There are more than 8,500 ATM's in the Philippines and more than 1 million ATM's in the world.
6. Are there any charges when using USSC Money Card in shopping or buying?
No. There are no hidden charges when you purchase or shop using your USSC Money Card.
7. How to inquire load balance online?
Go to http://www.bancnetonline.com/.

Some Usual Problems You Might Encounter

1. You might be having trouble with the withdrawal fee in an ATM machine.
Some ATM machines don't deduct a withdrawal fee at the first moment you withdraw money. At the second or third time, the ATM machine will deduct double or triple withdrawal fees. The problem is not in the USSC Money Card but in the ATM machine itself. The best thing to do is report this problem to the bank.

Few Reminders (Some Limitations)
1. You cannot link USSC Money Card to Paypal. USSC is not yet affiliated to Paypal. As of now, you cannot purchase online using this card.

2. You cannot use USSC Money Card for remittances such as accepting money from outside the Philippines.

3. You cannot use USSC Money card to purchase gold credit on games in Facebook.

4. You pay 20 pesos for every 10,000 pesos load of your USSC Money Card.

5. You can't transfer money/funds from USSC to Paypal or vice versa.

Do you have questions? You can post them in the comment below.
"USSC Money Card" was written by under the Finance / Wealth category. It has been read times and generated 87 comments. The article was created on .
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Total comments: 87
87 Carolyn   (02 August 2016 11:36 PM)
Im here in UAE and i wanf to load my ussc card. Is it possible to load it here in abroad? What and where i i suppose to reload it?

86 Ritche   (30 March 2016 1:28 PM)
My card exceeds 3 incorrect pin. How to unlock this since i cant withdraw anymore

85 Cyleyndeforma   (21 November 2015 11:21 PM)
My Ussc card pin code I forget how to change the pin code

84 Cyleyndeforma   (21 November 2015 11:20 PM)
I forget my pin code how I to change the pin code?

83 mary ann tindogan   (25 September 2015 5:30 PM)
Magandang gabi po. Active parin po ba ang ussc card ko. Kahit mag 3 years ko na hindi nahulugan 2017 pa po ang expire nito. Ang problema po. Hindi ko po nahulugan. At kung active pa po ba eto pwedi ko ba eto magamit. Kasi may magpapa dala sa akin ng pera galing india. Pwedi ba e trancefer sa acount number ko ng ussc. Sana po masagot ang katanungan ko. Salamat po.

82 Rhino   (12 April 2015 2:52 AM)
How can I inquire my money on ussc cash master international online?

81 Revilo Hang   (23 October 2014 11:48 AM)
what are the bank that if you use cash card in he atm machine there will be a fee?

80 Jemarvey   (29 May 2014 3:14 PM)
I lost my pin number, How will i know that forgotten pin code of USSC Money Card??

79 josephine   (19 April 2014 9:59 AM)
pano ko poo malaman pin code ko. ? importante kasi plsss naman tell me.. kung pano..

78 jennifer rada   (01 April 2014 12:59 PM)
what if i lost the ussc card ? what will happen to the money ?

77 madelyn impoc   (16 March 2014 12:37 PM)
Paano ko po ba ma open ung ussc card ko po kc di ko po matandaan kung ano ang code sa card ko pls help me.sayang nman kc.magamit ko pa.

76 Ivory mae   (11 October 2013 3:16 PM)
Hi.i purchased this card and deposited a thousand on it, time happened that it came into zero balance. Then i've been very busy by then that i did not realized time flies so fast, its been months my ussc card was zero in balance.one day i went to the western union to deposit money to my visa card but the attendant told me i have to come back 2-3 days to deposit bcoz my accoubt gas been closed she said and asked for the details of my card (the number not included the pin) so i gave it. Then after 3 days i was able to deposit again. Is it realy posible that one card can be close because its been months in zero balance??

75 mayfrances a. maceda   (08 October 2013 10:38 PM)
sna po mgwaan ng way pra mgamit ang card na to to pay online...pls....sayang kc di k nman naggamit i thought i can use this to pay online...

74 Leng   (19 September 2013 11:39 PM)
I am so disappointed in acquiring USSC card because it's so much more than useless. I dont understand the purpose of Visa logo when u cant even use it for online transactions even on Paypal.

73 John Dave   (18 September 2013 11:03 PM)
for the newbie of using USSC card you have to activate first your card in the nearest Chinatrust bank before you can use it or deposit some cash on your USSC card thanks and God bless hope this comment will help you guys ^_^

72 Mitch   (24 July 2013 4:39 PM)
What is the minimum amount you can deposit in the USSC Card?can I deposit P100.00 minimum??
Can I also deposit at ChinaTrust Bank using my account number?

71 noel ramos   (24 May 2013 3:39 PM)
last day i deposit money in my ussc atm card.....in the few days......i want to withdraw money but the atm machine said...my atm is not activate or error..why is it??what should i do??

70 Aubrey   (16 April 2013 2:12 AM)
hi… good day… meron akong ussc card pwede po ba itong gamitin money transfer mula sa ibang bansa tulad ng california? For example may magbabayad sakin ng money through credit card pwede po bang papumtang ussc card ko yun?

69 John   (10 April 2013 9:01 PM)

68 mir   (19 March 2013 2:18 PM)
kaka deposit ko lang po ngayong araw nato at ngayon ding araw nato naku ko po yong replacement ng USSC card ko. Nagdedeposit po ako tapos pag dating namin sa bahay eni check ko through online tapos ang kinalabasan ang card ko ay inactive or naka block. Kaya pumunta ako sa USSC office kung san ako nag dedeposito at nag replce ng card. Kinuha ng employee sa westernunion yung PIN number ko? Para daw e check nya ng mabuti na naka blck po ba talaga. Kaya binigay ko para ma check nya. TAMA po ba yun na tinanong nya yong pin ko? mag aantay nalang ako ng 24 hours kung ma active na ba ung card ko nato na bago at sana pag check ko bukas andon ang pera ko. Tama po rin ba na kinuha nya yong lumang USSC card ko?Reply po.

67 jays   (11 March 2013 11:46 AM)
hindi ko ma withdraw yung pera ko sa ussc cash card ko, sabi nila kaylangan na daw ng replacement pero tatakbo ng 20 days para dumating yung card, ng sinabi ko na ipupull out kona yung pera at lilipat sa ibang bangko, ang bobo ng kausap ko sa western union zapote branch, nakikipag talo, eh anu ngayon kung galit ako, hindi nya dapat sabayan galit ko natural lang sakin yun ma disappoint dahil sa nangyari! your company sucks!!!

66 jenny   (20 February 2013 1:07 PM)
sana po... pwede na magamit USSC CARD to pay online

65 Shalini   (15 January 2013 11:21 AM)
When will you allow ussc card to be used online?its so disappointing.I thought i can use it to purchase online.

64 brgbsgbgsd   (12 January 2013 1:58 PM)
sayang naman qng d rn magagamit online.

63 dominic utod   (06 January 2013 8:56 PM)
i forgot my password how can i retrieve?

62 anne   (10 December 2012 4:42 PM)
panu ko malaman pincode ko at panu ko mabalik if nagblock sya

61 mary anne   (10 December 2012 4:41 PM)
nung last sunday nag widraw ako nagkamali atah ako pincode tapos pagcheck zero balance na then na block sya panu po mabalik .baka nagkamali ako pincode ko

60 mary anne   (10 December 2012 4:39 PM)
panu ko malaman na block and card ko nagkamali kc ako eh panu ko malaman ang pincode ko

59 merazon   (07 November 2012 4:12 PM)
it is ok i use my ussc account someone to send money to my account from other country

57 beverly   (06 November 2012 10:30 PM)
is it OK to transfer money from ussc card to debit card???

58 joselito777   (06 November 2012 10:35 PM)
beverly, no.

56 sarah hidacan   (27 September 2012 11:49 AM)
i forgot my ussc cash card pin,,.what should i do

55 jemmifer dellota   (23 September 2012 11:00 PM)
paano ko po bang malalaman ang banck code ko na 9 digits ?

54 Benjan   (21 September 2012 10:47 PM)
i forgot my password, how can i retrieve them? please help me

53 Aj aLEX   (19 September 2012 2:54 PM)
paki update naman po mga agent nyo,kc nag apply po ako ng ussc card kanina,ge ask ko siya kung pwede bayan gamitin sa online buying sabi nya sakin pwede kc parang creadit card daw e2,basi d2 sa comments and reaction po d2 sa website nyo,ay hindi pweding gamitin sa "purchase online"

52 E. Martinez   (27 August 2012 5:47 PM)
I purchase the USSC card here in Mindanao. My relative wants to send me money via USSC. And she went to a western Union branch in SM sucat with Mark USSC but the teller said she doesn't know aBOUT USSC. Plus is it possible to load money without the card just the 16 digit number? Please reply. Thanks.

51 lulu   (13 August 2012 11:34 AM)
aw haha,,,, just read the info above. yeah, cant use the card for online purchases. so sad :-(

50 lulu   (13 August 2012 11:32 AM)

Can i use my ussc money card in purchasing apple products at apple online store philippines? and if possible, will there be additional bank fees?

49 zhang   (31 July 2012 8:23 PM)
this card is a total bullcrap! it's visa but you can't purchase online. what the hell? this should be associated with paypal since it's visa. uggh! I'm totally dissapointed!!!

47 Roni   (18 July 2012 4:01 PM)
Hindi ba pwede mag inquire balance online?

48 admin   (18 July 2012 4:03 PM)

46 ayds   (21 June 2012 8:48 PM)
hello,,,,can i ask something about a new account,,,kng paano ko bah malalaman kng magkano ang laman ng atm...kng magkano ang pera? if it is ok to know that? can u pls help me

45 ayds   (21 June 2012 8:18 PM)
when u apply to get a new atm card,how much i deposit?

41 christine14   (21 June 2012 7:36 AM)
how to activate my ussc card to transfer funds from my paypal account..... do i have to visit bank or i cana ctivate it tru online?

please reply me soon

44 admin   (21 June 2012 8:55 AM)
christine14, as stated above. USSC is not yet affiliated with Paypal. So, you cannot link your USSC account to your Paypal account. You cannot transfer funds from your Paypal account to your USSC account/card.

40 christine   (21 June 2012 1:40 AM)
i mean do i need to visit the bank to activate my card to do online transfer from paypal account? in adding credit card account in paypal i cant access it bec it was denied .... they advice me to activate it first.... please help me soon

thanks a lot!


39 christine   (21 June 2012 1:38 AM)
how to activate my account in ussc to paypal account? do i need to visit the back or i can activate it tru online? please help me soon

thanks a lot and more power!


38 vanessa   (11 June 2012 12:32 PM)
my friend cant use to book ticket online in philippine airlines. USSC is lying

37 Pet   (30 May 2012 11:20 AM)
Hi,..i will be in Indonesia by September...can i still used ussc card doon..and with regards sa currency, wla na ba akong dapat eprocess to convert peso to rupiah?

36 Jaypie m. Balana   (23 May 2012 10:40 AM)

35 Jaypie m. Balana   (23 May 2012 10:40 AM)

33 grace drapiza   (10 May 2012 8:01 AM)
pwede po ba makapag open ako ng paypal account na ang gagamitin ko ay ussc card?

34 admin   (10 May 2012 8:24 AM)
grace, No. USSC is not yet affiliated with Paypal.

32 joana   (30 April 2012 6:52 PM)
pwde b mgl0ad kpag nsa abroad ka?. .i mean my branches b abroad?

31 Jo Ann L. Capua   (26 April 2012 9:07 AM)
mgkno po ang reload fee sa western union pg 200 po ang iloload sacard?

30 Famela Ladrera   (25 April 2012 5:55 AM)
hi there, i have a ussc card but it was blocked coz i entered the wrong pin 3 times already, what will i do? or where will i go?

29 krenz mojica   (16 April 2012 12:10 PM)
may validation code po ba ussc card?

28 Charissa   (20 March 2012 10:22 AM)
nawala po kasi OLD USSC CASH CARD tyapos kumuha ako ng bagong USSC CASH CARD ilang days po bang malipat yung pera ko dun sa bagong USSC cash card ko? thankyou

27 Shalini Carlos   (16 March 2012 11:16 AM)
I wish ussc card can be use for online purchasing soon

26 elvy yamit   (24 February 2012 2:25 AM)
pls ano po ung iban # ng ussc sa balibago angeles

25 elvy yamit   (24 February 2012 2:19 AM)
pls ano po ang iban # ng ussc

23 arnel rivera   (20 February 2012 5:51 PM)
nakalinutan ko ung pin number ko... pano ko uli malalaman uli un...

24 admin   (20 February 2012 5:58 PM)
Arnel, if you forgot your pin number, you can go to your USSC branch where you opened an account and report the said matter.

22 albert   (15 February 2012 12:55 PM)
please kindly inform me via email if until now USSC cash card still cannot link to PAYPAL?till when is it?and sabi ng iba they can buy e-ticket online for local travel such that zest air,air phil, or cebu pacific online booking how is it true or they are possible now at 2012?

21 cool   (03 February 2012 8:16 AM)
hello, diba ito yung sa "western union money card"? akala ko ba mas mapapadali ang pagkuha ng money sa western union dahil dito sa card na to? ano ba talaga ang purpose ng card na to? napaka misleading naman po ng info sa western union kung hindi pala to nakakapagpadali ng pagkuha ng remittance. I thought pa naman na instead na magpila ka sa western union kapag mag receive ka ng pera eh sa ATM ka nalang deritso kasi automatic sa money card mo papasok ang pera? Mali pala ang ganun?

19 DanLeen   (22 January 2012 1:02 AM)
kapag nablock po ba ung card saan sia ipapaunblock??pano??

18 missa   (21 January 2012 11:18 PM)
gud day...hindi pala pwedeng gamitin ito USSC card don sa online earning money...like kung may paypal account ako tapos transfer ko sa USSC card hindi pwede laging denied...please help me kung ok o hindi kc kung hindi walang silbi pala ito...

20 admin   (22 January 2012 7:13 AM)
missa, USSC card is not yet affiliated with Paypal. Let's just wait for the update from USSC.

42 christine14   (21 June 2012 7:39 AM)
i was really thought that ussc is use anywhere and everywhere and it is useful in transfering funds... when can able to connected with paypal ?

please reply soon

16 wiemz   (12 January 2012 7:07 PM)
di rin pala pwede makapasok ng pera for remittances abroad??? hmmpp mali yung info binigay sa akin ng teller pagkuha ko... so DISAPPOINTING!!! nasa akin ang card wala naman akong magawa, anyways gawin ko na lang sana siyang parang piggy bank but i realize lugi ako parati ng P20 everytime papasok akko ng pera....hmmmpppp

43 christine14   (21 June 2012 7:41 AM)
korek there is always a charge everytime u deposit...
well lets see what is the latest update from USSC

15 amor   (12 January 2012 6:33 PM)
in fairness po,nkapag-book po ako ng air ticket online using USSC card.

17 admin   (12 January 2012 9:10 PM)
amor, anong airline ba tinutukoy mo? Did you really use USSC card for online booking?

14 Joennel   (13 November 2011 3:53 PM)
daya.... wala rin palng kwenta 2,, di pala pwede gamitin for online buying,,,,,,, anu gagawin ko d2..?????? tae

13 Dimvillamor   (15 October 2011 10:00 PM)
i thought i could use it as a credit card, di pala. haha.. sayang.. kala ko pa naman mapapadali na yung mga babayaran ko online..

11 mutya   (06 October 2011 2:23 PM)
panu poh ba e link ang ussc card to paypal mula sa ibang bansa?it is possible daw sabi nila

12 admin   (06 October 2011 4:16 PM)
mutya, as what is being said above, you cannot link USSC Money Card to Paypal. It means, you cannot use USSC Money Card to purchase online.

9 jek   (23 September 2011 7:47 PM)
hmp.same here.. i thought i can use it to paypal hindi naman pala.. i was so excited pa naman to get my card, hmp. anyone here who knows a card that can be use to paypal except for credit card.

10 admin   (23 September 2011 7:50 PM)
jek, you can use Unionbank EON Card.

8 mutya   (22 September 2011 6:48 PM)
akala ko pwede mag transfer ng pers sa ussc debit card from paypal yun kasi sabi sakin ng agent..
hindin pala pwede anu bayan!nagkuha pa naman ako..useless lang pala..hindi ko parin ma withdraw pera ko sa paypal

7 Jays   (12 September 2011 8:40 PM)
i thought i can purchase things online with USSC thats why i created mine two days ago.... and now i've red this.. i'm so disappointed. :(

6 Noox   (06 September 2011 9:07 AM)
im so disappointed with this USSC card... andami daming nalalamang charges...

5 ronald   (20 August 2011 5:08 PM)
kung kukuha kayo ng pera sa ussc...wag nyo ipa dollar kasi mabab un bigay nila..sabihin direct to peso..malaki yan kita nila pag ni dollar to forex nila....

4 emman   (20 August 2011 5:06 PM)
USSC cash card...is useless..bakit pa ako mag ussc cash card marami naman bangko maka avail tulad nito...kaya marami ayaw ng ussc cash card...lalo pat kung wiwithdraw ka need mo pa mga banko na valid sa kanila...

3 jake   (20 August 2011 5:03 PM)
mas malaki rate ng ebiz compare to ussc,,,..subra ang tadtad ng dollar nila...mababa...

2 jake   (20 August 2011 5:02 PM)
my branches ng ussc nag papachange ng dollar? mababa ang mga rate nila

1 gem   (17 July 2011 11:08 PM)
gud day
akala ko ba pwede na mag purchase online.... yon kasi sabi na pwede daw purchase ng ticket online...