There are numerous instances in which you may need a copy of your records. If a creditor disputes your claim, you may be required to provide evidence of the inclusion. If you apply for a mortgage, an auto loan, a credit card, or even a bank account, you are required to provide documentation for full disclosure and completion of the process.
To accomplish this, you would need to obtain the copy and submit the proof. It is also unlikely that you would want anyone to access complimentary copies of your bankruptcy records. This is one of the numerous factors why they cannot be obtained for free. You can view these advertisements as a bait-and-switch scheme designed to lure you to their website. Considering the numerous methods of generating web traffic, it's not that unusual, but it's still disappointing as a consumer.
The good news is that you do not have to spend a fortune to obtain the copies you require. There are nominal fees, and you can typically just request the entire bundle; reputable websites will know precisely what you require. This eliminates communication problems and human error when requesting your records.
Obtaining a copy of your records has become not only costly but also time-consuming over the years. Thankfully, this has also changed. You can now obtain access without a lengthy delay. The majority of quality websites will have your information accessible within a few minutes.
In fact, the government also archives documents. This is not a rumor. The government is presently archiving documents dating back to 2003 and any year prior. Unfortunately, these records are typically more expensive because the government charges companies with access to them more, and the delay can be somewhat longer. Nevertheless, you should not pay extortionate fees and wait months for a copy of your own information.
Most reputable websites can provide this information for those who have filed Chapter 13, 11, or 7 bankruptcies, but they do not advertise that they provide free bankruptcy records. Knowing the direction to take makes it much easier to get your financial life back on course.""
" - https://www.affordablecebu.com/