Home » Articles » Technology

How to Use GGives "Buy Now, Pay Later" in GCash and Activate Them

How to Use GGives "Buy Now, Pay Later" in GCash and Activate Them
"""Wouldn't it be nice if you could shop right now and only pay for what you buy later?"" You can buy now and pay later without a credit card or the hassle of applying for one thanks to GCash GGives. On the GCash app, activating GGives and using it for shopping without spending money is a cinch. ,'_com-box-3','ezslot_4',183,'0','0'_('div-gpt-ad-_com-box-3-0');
Cash is still king in many parts of the Philippines. While virtual wallets, online banking, and credit cards are rapidly gaining popularity, cash is still the most common method of payment. As the country slowly moves toward a digital economy, that may soon change. Millions of Filipinos are benefiting from mobile wallets like GCash and online payment platforms like PayPal to reduce their reliance on cash and perform cashless transactions.
Filipinos now have even more reasons to pay for their purchases with their e-wallets rather than cash thanks to the brand-new GGives ""buy now, pay later"" feature in GCash. You can pay for all of your purchases with GGives in GCash using your mobile phone instead of carrying large sums of cash to the store. The amazing thing about GGives is that anyone with GCash can use it, and you don't even have to fill out a lot of application forms or provide proof of income. ,'_com-medrectangle-3','ezslot_5',191,'0','0'_('div-gpt-ad-_com-medrectangle-3-0');
Because it enables millions of GCash users to buy now and pay later at thousands of partner stores and retailers across the nation, GGives is unquestionably going to be a game-changer in the local fintech scene. You won't even need to top up your GCash wallet if you use your mobile phone to pay the cashier. You can go shopping right now and pay for it in manageable monthly installments with GGives.
We have created this comprehensive guide to assist you in determining whether GGives is right for you if you are eager to give it a shot. You will learn how to use GGives when shopping and how to activate them in GCash. Are you yet without a GCash account? Learn how to open a free GCash account by reading this article.
The Table of Contents explains: what GGives are; how they differ from GCredit; who is eligible for them; and how to activate them in GCash. Step 1: Step 2: Select GGives in GCash Step 3: Examine Your Personal Information Step 4: Complete the GGives Application Form Step 5: Go Over Your GGives Application Your GGives have now been activated. How to Use GGives While Eating Out or Shopping Step 2: Scan the Merchant's QR Code with GCash Step 3: Choose GGives as the Payment Method Step 4: Choose Your Payment Method Step 5: Review and Confirm Your Payment Enjoy Your Purchase!Frequently Asked QuestionsWrapping Up What Is GGives?
GCash's ""buy now, pay later"" feature, GGives, lets you shop without worrying and pay for your purchases in manageable installments. You can borrow up to 30,000 and pay it back in 3, 6, or 12 ""gives"" over the course of a year at zero percent interest. 300,250],'_com-medrectangle-4','ezslot_6',192,'0','0'_('div-gpt-ad-_com-medrectangle-4-0');
Users of GGives are pre-approved based on their GScore, a trust rating derived from their successful GCash transactions. In essence, the greater your GScore, the greater both your credit limit and the maximum amount you can spend.
You will be able to pay for your purchases at more than 5,000 partner merchants across the country once you have activated GGives in GCash. Using the GCash app, simply scan the partner merchant's QR code and select GGives as your payment method. In GCash, your GGives dashboard displays the minimum and maximum borrowing and spending limits.
What is the distinction between GCredit and GGives?
While both GGives and GCredit provide qualified GCash users with short-term loans, there are a few distinctions between the two.
Fuse Lending, Inc., a wholly owned subsidiary of GCash operator Mynt, provides GGives as a service. On the other hand, GCredit is powered by CIMB Bank, a universal bank in Malaysia with its headquarters in Kuala Lumpur. The Securities and Exchange Commission (SEC) oversees both businesses. 333,280],'_com-box-4','ezslot_7',193,'0','0'_('div-gpt-ad-_com-box-4-0');
While GCredit is available for both online payments and static QR scan-to-pay purchases, GGives is currently only available for static QR scan-to-pay purchases at selected partner merchants.
For the same GScore, it appears that GGives has a higher credit limit than GCredit. A user with a GScore of 515 who uses GCash has a credit limit of 6,000 yen on GGives but only 1,000 yen on GCredit.
Who is eligible to receive GGives?
You must meet the following eligibility requirements to use GGives:
You must have a verified GCash account. Learn how to verify your GCash account by reading this article. You must be a Filipino citizen between the ages of 21 and 65. You need to have a high GScore. You must not have made any fraudulent transactions and have a good credit history.
How to Activate GGives in GCash This guide will walk you through the process of activating your GGives in GCash. Before submitting your application, ensure that your GCash account has already been thoroughly verified and that you meet the eligibility requirements. 300,250],'_com-banner-1','ezslot_9',194,'0','0'_('div-gpt-ad-_com-banner-1-0');
Step 1: Open the GCash app and login with your MPIN to select GGives. Select ""View all GCash Services"" after logging in. Select ""GGives"" from the ""Financial Services"" section by scrolling down.

Step 2: Now that you are in the GGives dashboard, review your personal information by tapping the ""NEXT"" button until you reach the GGives application screen.
Tap ""NEXT"" after reviewing your personal information and verifying that everything is correct.
Note: Before you can apply to GGives, GCash might ask you to update your personal information first. In the event that occurs, simply select ""UPDATE ACCOUNT INFO."" Your information can be updated in less than five minutes. The majority of the time, GCash will review and approve your application within minutes, but it may take up to seven days in exceptional circumstances.336,280],'','ezslot_11',195,'0','0'_('div-gpt-ad--0');

Step 3: Complete the GGives Application Form The next step is to complete your application for GGives. In your application, provide the following information:
Example of a nickname: Juan. Sex: Select ""Male"" or ""Female."" “Civil StatusOther Mobile Number (Optional)Landline Number (Optional)Own a Small Business—If you own a small business, select ""Yes."" Emergency Contact – In the event of an emergency, this individual will be contacted. First Name, Middle Name, Last Name, and Contact Number: Enter your emergency contact's phone number or mobile number. Relationship: Decide how you want to relate to your emergency contact. For instance: Sibling.”
When you are finished filling out your GGives application, click ""NEXT.""

Step 4: Examine Your GGives Application Take the time to check all of the information you've provided in your application to ensure that it is accurate.
Both the ""I agree to the Terms & Conditions"" and ""I agree to the Data Privacy Agreement"" boxes should be checked. Last but not least, select ""ACTIVATE MY GGIVES.""

Step 5: Thank you for activating your GGives! Your GGives have been activated, and you can now pay for future purchases in installments. You will be informed that your activation was successful via email and SMS.
Simply visit your GGives dashboard in the GCash app to view your borrowing and spending limits.

How to Use GGives for Shopping and Dining As mentioned earlier, you can use GGives for shopping and dining at over 5,000 partner merchants across the country. Stores that are GGives partner merchants include, but are not limited to:
SM SupermarketRobinsons Department StorePuregoldMercury DrugWatsonsKenny Rogers RoastersLBC ExpressNikeSamsungRefer to this page for a comprehensive list of stores, restaurants, pharmacies, and supermarkets that accept GGives.336,280],'_com-large-mobile-banner-1','ezslot_14',197,'0','0'_('div-gpt-ad-_com-
Using your GCash app, use GGives to buy now and pay later:
Step 1: Open GCash on your mobile device and select the ""QR"" tab, as shown in the screenshot, to scan the merchant's QR code. The QR reader will be started by this. Make sure the QR code for the partner store is within the frame before scanning it.

Step 2: Press ""Next"" after selecting GGives as the payment option and entering the amount to be paid. Keep in mind that the amount should not go over your credit limit but must be at least equal to your minimum spending limit.
After that, pick ""GGives"" as the method of payment.

Step 3: Choose a Simple Method of Payment GGives provides three simple methods of payment: Three, six, or twelve months Tap ""NEXT"" after selecting your preferred monthly payment plan (336,000], ""_com-large-mobile-banner-2,"" ""ezslot_15,"" ""0,"" ""0,"" ""div-gpt-ad-_com-large-mobile-banner-2-0"");

Step 4: Check and Confirm Your Payment Take note of the following terms when reviewing your payment information:
The principal amount of your loan, minus any fees or interest, is called the loan amount. Monthly Hulugan: The precise monthly amount you should pay.# of Months to Pay – The length of time it will take you to repay your loan. The due date by which you must pay your first monthly hulugan.
Take the time to read the Disclosure Statement, which is required by Republic Act 3765 or the Truth in Lending Act, and tick the box that says ""I agree to the Disclosure Statement.""
Press ""PAY PHP 0.00 TODAY"" to proceed with the transaction if you comprehend and accept the loan's payment terms.
Step 5: Thank You for Purchasing!
Congratulations! You paid with GGives in GCash successfully. The Disclosure Statement and Loan Payment Schedule are in your email. To keep track of your charges and payment due dates, don't forget to visit your GGives dashboard in the GCash app.
Fees and Interest Rates at GGives The interest rate at GGives is not set in stone; rather, it changes based on your GScore and the length of your loan—the number of months you have to pay it off. The monthly interest rate varies from 0% to 4.99%. Go to the GGives dashboard in the GCash app to see your interest rate and fees.580,400],'_com-leader-2','ezslot_16',199,'0','0'_('div-gpt-ad-_com-leader-2-0');
A sample GGives dashboard amortization schedule, complete with interest rate and fees, can be found below:

In the event of late payment, there will be a fixed penalty of 100 yen per due date in addition to a variable penalty that is calculated using the following formula:
Variable Penalty Fee = 0.15 percent x Outstanding Principal Balance x Number of Days Past Due For instance, if your outstanding principal balance is 3,000 and the due date is March 15, but you only paid on March 20 (five days after the due date), the following formula will be used to calculate your penalty fee:
0.0015 x 5 days x 3,000 = 22.50 (variable penalty) x 100 (fixed penalty) = 122.50 (total penalty fee) of 300,250 ['_com-leader-3','ezslot_17',600,'0','0'_('div-gpt-ad-_com-leader-3-0');
Frequently Asked Questions: Why Do I Not Have Access to GGives? GGives is only available to a select group of GCash users. To determine whether you are eligible for GGives, you can check the eligibility requirements. Your GScore may not yet be high enough to qualify you for the program. Can I use GGives to pay online? By visiting a partner retailer's location and scanning the QR code, GGives payments function. On the other hand, you can use GGives to make online payments by scanning the merchant's QR code on a computer or other mobile device. Can I use more than one GGive at once? No, you can only get one loan from GGives at a time. Before getting a new loan, you have to pay off the one you already have. How should I settle my loan? Simply go to the GGives dashboard in the GCash app by clicking ""View all GCash Services"" and then ""GGives"" to pay your loan balance, including any interest or late payment fees. If I pay my fees early, will I receive cashback? If you pay off your loan in full before the end of the term, you will receive a cashback. The total interest balance of any unpaid monthly payments is the amount of the interest cashback.300,250],'_com-leader-4','ezslot_18',601,'0','0'_('div-gpt-ad-_com-leader-4-0');
Wrapping Up GGives is another wonderful GCash innovation that allows common Filipinos to make credit-based purchases and payments even if they do not have a bank account or credit card. Take advantage of GGives' ""buy now, pay later"" feature the next time you want to buy groceries at the supermarket but don't have enough cash. To avoid paying any extra fees, be sure to make prompt payments on time for your monthly payments.
Tags: GCash online payments mobile wallet" - https://www.affordablecebu.com/
 

Please support us in writing articles like this by sharing this post

Share this post to your Facebook, Twitter, Blog, or any social media site. In this way, we will be motivated to write articles you like.

--- NOTICE ---
If you want to use this article or any of the content of this website, please credit our website (www.affordablecebu.com) and mention the source link (URL) of the content, images, videos or other media of our website.

"How to Use GGives "Buy Now, Pay Later" in GCash and Activate Them" was written by Mary under the Technology category. It has been read 509 times and generated 1 comments. The article was created on and updated on 01 February 2023.
Total comments : 1
Dhpahx [Entry]

atorvastatin 10mg without prescription <a href="https://lipiws.top/">buy lipitor online cheap</a> order atorvastatin 10mg online cheap