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How to Pay MERALCO Bill Thru BDO Online Banking?

With the advent of online banking and e-payment, paying your MERALCO Electric Bill should be easy and hassle-free. Save your time and money. You can pay your MERALCO bill without going to any MERALCO office or any MERALCO payment centers/outlets. How? Through BDO (Banco de Oro) online banking.

Pay MERALCO Electric Bill Thru BDO Online Banking
How to Pay Your MERALCO Bill Through BDO Online Banking?
First it is required that you have a BDO account. Your BDO account should be enrolled to BDO's online banking facility. In enrolling or applying for BDO online banking, this article might help you: 

If you are already enrolled, your BDO Account should have a sufficient balance to pay your MERALCO bill.

Then, log-in to your BDO online banking account ( https://www.bdo.com.ph/ ).

To be able to pay your MERALCO bill via BDO Online Banking, or Mobile Banking App, or Phone Banking, please enroll your MERALCO as your Biller by following the steps below:
1. Go to Enrollment Services --> Enroll --> Add Company/Biller.
2. Select MERALCO for the Company/Biller Name
3. On the "Subscriber Number” field, input the first 11 digits of your ATM/Phone Reference Number. This is indicated at the bottom portion of your bill. 
4. Key in the "Subscriber Name” as reflected on your bill.
5. "Preferred Nickname” could be house, office, etc. for your own quick reference when paying.
6. Click "Submit.”
You may pay your bill/s immediately after enrollment:
1. Login to your BDO Online Banking account.
2. Select Financial Services --> Bills Payment --> Pay Bills
3. Choose which BDO deposit account to pay from.
4. Select MERALCO as the Company/Biller to pay then input the total current amount.
5. Type in the last 5 digits of your ATM/Phone reference number. These numbers vary every billing cycle.
6. Choose your payment schedule then click "Submit.”
If you have enrolled your old MERALCO account previously, you may delete it by going to Enrollment Services --> Company/Biller --> View/Edit/Delete Biller. Tick off MERALCO from your list then choose the Delete (X) icon.
Do you have any concern or problem in paying your MERALCO bill through BDO online banking? Tell us in the comment below.
"How to Pay MERALCO Bill Thru BDO Online Banking?" was written by under the Banking category. It has been read times and generated 34 comments. The article was created on .
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Total comments: 34
34 AJ   (02 November 2017 1:23 AM)
System in bdo online payment meralco is Broken. Smh. Invalid payment. Waste of time.

33 Captain obvious   (29 October 2017 2:55 PM)
Don't bother paying your Meralco bills using BDO online. After 5 different houses in 12 years and a hundred times trying to enroll and pay, the system just doesn't work. BDO should just remove this option. Other billers work flawlessly.

32 Arnel Santos   (26 September 2017 10:46 AM)
It's not accepting my online payment. It says invalid payment details. I put in 00550966977 for subscriber number and 09070 for ATM Ref number.

31 Gladys Gay Mellado   (25 September 2017 6:28 AM)
Hi. I just followed the steps above and was able to enroll my Meralco account. But when I tried to pay online, it prompted "Invalid Number".

Hope you can assist. Thanks

30 FRANK BUERCK   (13 July 2017 12:51 PM)
It is not taking the current atm/phone reference number from our current bill...
number is 06253...our account # is..1378608324

29 monica cua   (27 May 2017 4:14 PM)
i keep on getting the same "INVALID PAYMENT DETAILS" everytime i click submit.. i double triple check my details and everything is correct..

28 Efren Handumon   (02 December 2016 3:10 AM)
It shows "invalid payment amount" on the bills I am paying online. Please help as my due date is 30November and since 29th Nov till now, the issue is the same. Thanks

27 Efren Handumon   (02 December 2016 3:06 AM)
Hello, I am paying my bills online but it's always showing invalid amount. Kindly help.


26 Susan Dolon   (28 October 2016 6:08 AM)
Thank you for this blog...very helpful! I had a hard time enrolling my meralco bill until I read your tip. Thanks again.

25 Cindz   (24 July 2016 7:48 PM)
Thanks Grazelle! Your suggestion worked!
Key in the EXACT total amount due, up to the last centavo. No more, no less. I experienced the same problem, "Invalid Payment Details" when I estimated/entered more than the total amount due. Hope this helps

24 cleofe dutollo   (24 July 2016 0:11 AM)
I tried to pay my electric bill on line but it won't accept it. I followed the given instruction but the system keep showing "Invalid Payment Details".

Can you guide me why?


23 Caryll pacoma   (11 July 2016 7:03 PM)
Just asking if there is any charge in paying meralco bill thru online banking payment.thank u

22 John   (29 December 2015 2:13 PM)
Hi, I've try to pay my bill through online BDO banking for several times. I Can't able to process the transaction, due to the invalid details, but I already double checked all the necessary procedure and it seems all correct. Hope you can help me foŕ this problem.


21 Angela Aera Gariguez   (13 November 2015 9:41 AM)
Invalid Payment even though I have enrolled MERALCO as my biller and entered the correct information needed. Seriously, this is supposed to help. Not add in the hassle of paying bills.

20 Marco   (10 September 2015 5:28 PM)
Sorry, don't listen to my below comment. It's not the BRN. If it gives you an error when trying to enter the Reference Number as the first 11 digits of your ATM Reference No, just reload the page and try again. It worked on my second attempt

19 Marco   (02 September 2015 11:23 AM)
This video might help for figuring out how to enroll

For me, I used an old bill that was already paid so I didn't have the bottom stub. Just flip over your bill and in the top left corner there is a 'BRN:" Enter that number as your reference number. Done

18 Chona   (26 August 2015 11:26 PM)
Every time I pay our meralco bill online I encounter problem regarding the ATM/Phone Ref#, isn't it the last 5 digits? ex: our account # is 0 0499129903 06310 so I enter 06310 and submit and it's INVALID but the other bills like Maynilad & PLDT are ok. I also make sure I pay it before the due date. Seriously, I am getting annoyed already, Can you please help me.


17 MARI   (12 August 2015 2:16 PM)
It keeps saying "Subscriber Number is not valid.", I already entered the 11 digit number appearing on my ATM/phone reference number. And my bill is not yet overdue!

16 Evelyn B. Manongsong   (04 August 2015 2:29 PM)
Why I cannot pay my meralco monthly bills even I have sufficient account balance from my bdo? My due date is July 30, 2015. Hope to hear from you soon.
Mrs. Manongsong

15 blah   (31 July 2015 12:58 PM)

14 John   (22 June 2015 4:07 PM)
Big help. Thanks!

13 Kelley   (29 May 2015 11:15 AM)
BPI is sooo much better when it comes to these things

12 Grazelle   (27 April 2015 10:59 AM)
Key in the EXACT total amount due, up to the last centavo. No more, no less. I experienced the same problem, "Invalid Payment Details" when I estimated/entered more than the total amount due. Hope this helps.

11 Crisanta Francisco   (17 April 2015 9:25 AM)
Im OFW. I would like to ask if you accept payment thru remittance? How and Where?

10 Elaine Baluyot   (18 January 2015 2:12 AM)
This worked perfectly, thank you!

9 Jaysy Pena   (26 December 2014 11:58 AM)

8 Wilson Engada   (19 December 2014 3:53 PM)
so this means we need to enroll monthly before we can pay online. what the ........

7 Mona Jerissa Ormita Cruz   (05 August 2014 3:34 AM)
same here...it states "invalid payment details". Last month, I had the same error. I thought bec it was overdue so I had my friend settle it personally. Now, I have the new bill and tried to pay through online BDO, it has the same error and bill is not yet due.

6 Aileen Bacuyag   (24 May 2014 7:23 AM)
Hi! I was trying to pay my bills online and its keeps on saying "invalid payment details." I'm sure I input the correct details like the first 11 digit of atm/phone reference number and the last 5 digits of it below. The only reason I think why it was not successful is because of the late payment. It should've been paid last May 22 and its already 24th. Is that a possible reason for this? Will be waiting for your reply. Thank you.

5 aimee   (19 May 2014 8:36 AM)
i called bdo and they told me, for it to work:

1. bill should not be paid later than the due date. dapat daw on or before.
2. should be paid until the last centavo
3. and dapat walang previous balance.

4 holly   (16 May 2014 3:44 PM)
same here.. i entered the last 5 digits of the ATM/Phone ref but then it says INVALID :(

3 Frankie   (16 May 2014 2:47 PM)
After entering the last 5 digits still appear invalid. Im paying before the due date. its giving me hard time!!!

2 KZ   (15 May 2014 8:33 AM)
Sometimes 'invalid payment details' appears when you are paying after the due date. In this case you have to pay in person.

1 MARIA ABAYA   (13 May 2014 11:41 PM)
I was able to enrol my meralco account. but when i tried paying online, the error message said "invalid payment details". I used the last 5 digit of ATM/Phone Ref number and still the same problem. The screen didn't even mention the exact problem. Please help. Thanks!