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How to Verify a Land Title in the Philippines?

When planning to buy a property, how confident can one be that the title of the property is clean and free from problems? What if the exact land area is not actually indicated in the land title? And what if the location of the property is not the one indicated in the title? That could be real problems for your real estate investment. So, you have to verify first the land title before actually buying the property. What is land title verification and how can you verify a land title?

Title verification enables you to validate all the data that is written in the title, to check the area (size of the property), the location, and the ownership. Because this helps avoid the potential problems in the future.

Verify Land Title in Philippines


3 Important Things in Verifying a Land Title


1.)  Verification of Land Area

It's very important to check if the area indicated in the title is actually the actual area of the property. By a land survey, we would be able to know if the actual property area matches the area indicated in the title. For example, based on the title, it says that it's 300 square meter but you found out that the lot is not actually 300 square meter but only 290 square meter. So, you lose the 10 square meter. You were not able to maximize your investment.

2.)  Verification of Location of the Land

Second is location. You have to check if the location indicated in the title is really the actual location of the property. For example, in the title, it's indicated that the property is located in Pasig but in reality, that property is located in Marikina or in Makati. So without verification again, you wouldn't know.

3.)  Verification of Ownership of the Land

And third is land ownership history. It's very important to check the previous documents. The name of the previous owner should match to the other documents like Tax Declaration and Survey Plans.

Though seemingly simple, checking the authenticity of one's title requires time and the aid of experts. Before buying a property, you should remember those three things in order to avoid problems in the future.
"How to Verify a Land Title in the Philippines?" was written by under the Real Estate category. It has been read times and generated 16 comments. The article was created on .
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Total comments: 16
16 joyce geronca   (09 May 2017 3:54 PM)
The property adjacent to our lot is people by informal settlers and I was informed that it has been mortgaged to a bank that is why informal settlers have set up homes there. Can I purchase the property? How can I find out which bank hold the mortgage. What is the process of acquiring the property?

15 Ghe Tamayo   (02 May 2017 8:57 PM)
Hi Sir/Maam,

We're planning to buy a lot just have few question and clarification, does it required to transfer the title under our name (wife)? Considering if I will have notarized Absolute deed of sale, receipt of RPT payment, tax dec and owner duplicate copy? Does it have a validity of a certain period as to when you need to process to transfer the property?

14 Cezar velasco Daday   (19 April 2017 4:56 PM)
Magandang araw po, may tanong po ako tungkol sa lupa nang lolo at lola ko sa probinsya doon poh sa tagbilaran bohol ,ang alam ko poh camilo velasco ang lolo ko ,sabi nang mama ko may lupa sila doon kaso lang po wala kaming mga papers na hinawakan namin at nakita namin ang lugar naka usap namin ang isang tiyuhin naman doon sabi niya lupa daw sa lolo at lola namin at isapa patay napo ang lolo at lola namin pati na po papa at mama ko. tanong ko po pwede po ba makuha namin ang lupa at ano ang gagawin nanim sana matulongan nyo po ako. maraming salamat poh

13 cynthia pino   (15 April 2017 10:34 AM)
Magandang araw po, may tanong po ako tungkol sa lupa nang lolo at lola ko sa probinsya sabi nang papa ko may lupa sila doon kaso lang po wala kaming mga papers na hinawakan namin at nakita namin ang lugar naka usap namin ang isang tiyuhin naman doon sabi niya lupa daw sa lolo at lola namin at isapa patay napo ang lolo at lola namin pati na po papa at mama ko. tanong ko po pwede po ba makuha namin ang lupa at ano ang gagawin nanim sana matulongan nyo po ako. maraming salamat po .

12 Elenita D. Salvador   (30 January 2017 5:31 PM)
Magandang araw po, gusto ko po kasing makakuha ng mga dokumentong ginamit sa pagkakatransfer ng title no. CLOA-T-2754, salamat po.

11 Leonor Ramonel   (13 December 2016 8:25 AM)
Gusto ko pong bumili ng 200 squaremeter sa Siriaya Quezon ito daw po ay under tax declaration at wala pang titulo paano po bumili sa ganitong sitwasyon?sana po mabigyan nyo ako ng idea.

10 Nita urcullo   (27 November 2016 12:25 PM)
ask lang po ako ,yong lot title namin nasa sister ng friend ko kasi umutang ako ng pera sa kanya .tapos wala sa usapan pero pina pa annotate niya sa register of deeds for security reasons daw.hindi ko alam na nagpagawa siya ng mortgage agreement at pinapa notaryohan sa isang patay na notary public para kuwari notarized ang paper na yon.at gusto pa niya e forclosed ang property namin house and lot,ano kaya dapat kong gawin?

9 Cherly Areva   (10 November 2016 4:30 PM)
Paano po kami makakuha na Original Title sa lupa ng mga magulang. xerox lang po Kasi ang hawak namin.

8 Richelle benabese   (04 November 2016 9:19 PM)
Ask ko lang po how long makuha ang land tittle? Nakisha na po sana namin but wrong spelling po name ng husband ko laya binalik ot takes 1 year na po kasi

7 Mayolyn R. Majaducon   (04 November 2016 8:20 PM)
Sir/Madame:

Good day!

Is transferring of land title free of charge or if not, how much will i'll be spending for this purpose?

Sincerely,

MRMajaducon

6 ofelia ulitin   (01 November 2016 7:07 PM)
tanong ko lng natapos ko na lakarin ung bayarin sa BIR, tapos naiprocess ko na sa RD kaya lang 3 months na hindi pa nila inirerelease. ung tanong ilang buwan ba ang processo pag nag transfer ng title?

5 jerome panganiban   (20 October 2016 1:01 AM)
magandang araw po, inquire ko lang po sana yung dating bahay ng mga magulang ko under ng SSS housing, ang address po nya ay WEST SPRINGVILLE 3 BLOCK 26 LOT 6B, BACOOR CAVITE. itanong ko lang po sana kung pwede ko pa siyang ipagpatuloy at kunin ang bahay?

4 ronnie m tamayo   (24 August 2016 11:20 AM)
good day.. may tanong po ako. according sa mother ko may property kami sa cebu. pero hindi pa namin nakikita at wala kaming tittle dahil sa wala na ang aking lolo at lola at wala na rin ang mga documents. maaari ko bang malaman if puede pa namin makuha ito if pupuntahan namin at kung malalaman ba namin ang exact na lugar nito.ang sabi ng mga tiyuhin ko at nanay ay sa may municipyo ng hagnaya ito matatagpuan..nakapunta na din po kc ang aking tiyuhin doon pero patay na sya ngayon.salamat po

3 rocam   (23 August 2016 11:28 AM)
How can I check if my property is still mine. I bought the property some ten years ago and I still have the title but have not checked the condition or if the property still exist. I also haven't paid any tax after I acquired the property. Is there any way I can check the legality of the property? How can I sell the property?

Thank you in advance.

2 geoorgeminoza   (29 July 2016 10:53 AM)
I have in my position the 80 square meters under the name of the republic of the philippines which is part of the provincial hiway. My question is do I need to give this to the register of deeds office of the province?

thank you,
my email is georgeminoza@gmail.com

1 imee concepcion senobago   (23 January 2016 4:15 PM)
very informative