Sir, if the e-Teller ATM hasnt been maintained and zero balanced for 4 months, can it still be used? Do we need to pay additional fees to put funds into it?
Jason, you can still use it. But you need to pay the P300 service fee for falling below maintaining balance. So, if you deposit money (let's say P2,000) in your account, your account will be automatically deducted by P300. Therefore, your account balance would be P1,700.
Sir, Immediate implication ba ang service fee after mag fall below maintaining balance or after a month pa na walang deposit? pwede ko bang withdraw for now and deposit it back within a week without having any service fee?
Badjao, the service charge will be imposed on active accounts that falls below the required monthly Average Daily Balance (ADB) for at least two (2) consecutive months.
I don't know the details of your deposit-withdrawal transactions and the average balance within a month. If the average balance falls below the maintaining balance, Metrobank will deduct or charge P300.
Sir, panu ho kung mga 10 months nang zero balance ung atm, per month ba ang magiging charge nila o one time 300? Kelangan din ba ang ihulog kung mgkano ang maintaining balance nung type ng account?
Sir anu cutoff ng atm card sa pagchck bg maintaining balance?? Is it every end of the month or the 1 month after mo mabelow maintaining balance?? Thank yoh sir
Hi sir ask ko lang po kapag 6 months po ba na ngzero balance ang metrobank atm savings account hindi na po ba e2 pwd magamit or auyomatically close na po ba eto?
I'm discourage now to put money to my ATM because there's is deduction, is that true ?bcoz my sister when she went in the Phil, they deduct 3000 and also one of my sister 7000 when they withdraw.
jg, inactive accounts within 2 years will not be closed. After 2 years, your account will be regarded as dormant and a corresponding dormancy fee will be deducted to your account balance. It's recommended that you should make at least one transaction in a year.
Hi i have an atm account at metrobank and the last time i deposited money was last july and now is december so its been 5months i didnt put money in there do they consider that as a dormant i mean do they charge me for that?i have almost 200k maitaining balance and now im woried they keep charging me if i will not deposit any money for 6months,pls i will wait for reply,thanks
Jo, your account is still considered active (not dormant). Dormant accounts are those that are inactive (no withdrawal, no deposit, no pay bills, no transfer funds or without any transaction) for two years.
