Know the Risks-Being aware of the risks is one of the best ways to prevent identity theft. It can involve devices that steal your credit card numbers when you make purchases, or a sophisticated hacking scheme, but there are also many low-tech methods. Sometimes thieves will comb through dumpsters, for example, to find your bank or investment account statements, or other confidential documents. If you believe this has happened to you or is similar to what you experienced, you should take immediate action.
Phishing: Don't Take the Bait-Phishing has been around for a while, but con artists keep coming up with new ploys, so it's wise to be on guard. Generally speaking, phishing involves receiving a fake email or other communication that appears to have come from your bank, another financial institution, or even a government agency and asks you to click on a link where you'll be asked to reveal some private financial information.
Monitor Your Credit Ratings with the Three Major Credit Rating Agencies (Equifax, Experian, and TransUnion) If you find accounts you've never heard of, you may be able to prevent some of the consequences of identity theft. Identity thieves don't just steal your credit card number; they may also set up completely separate accounts in your name, then neglect paying the bills they run up.
Don't Share Too Much on Social Media-Many people post their full birthdays and other personal information, like the names of their pets or schools, on Facebook or other social media accounts. Unfortunately, this is the kind of information that financial institutions and other organizations use to confirm your identity before granting you access to your account.
Act Quickly-If you discover that your identity has been stolen, there are a number of actions you should take right away, including filing a police report to document the theft and any consequences you have discovered, disputing any associated transactions with the merchants or financial institutions involved, and closing any accounts to which thieves may have had access.
Manley and his small staff at their Farmers Insurance agency in Omaha, Nebraska, have grown it into the second-largest Farmers Insurance agency in the entire Farmers Insurance region through hard work, dedication, and attending both passionately and professionally to the needs of clients.service Manley's to the community includes support of the Siena/Francis house, Restoration Exchange, Homeward Bound animal rescue, the R."""