There is one additional reason why you should give attention to this brief message. If you completely fail, can't do it for any reason, don't believe it's true, so why even attempt, you can always return to the phone book, look up ""best bankruptcy attorney in the state,"" and you'll only be out a few mouse clicks and eyeball skin.
This method is very effective for credit card debt and other unsecured debts, and it is simple to implement. Simply perform a search for """"FTC debt video"""" and view the best cartoon since Wylie Coyote began chasing the Road Runner in the 1950s.
If you missed the part at the beginning where the man is juggling as the sun rises and sets and the narrator says you can depend on this information just as you can depend on day turning to night and a ball falling to the ground when you throw it into the air, then you should watch the video again.
You're being informed of your rights under federal law governing debt collection, which is likely why you're considering bankruptcy. If the debt collector cannot provide evidence that you owe money, then you do not owe any.
If the collector cannot prove that you owe $100,000 in credit card debt, there is no sense in considering the B word. In the 1960s, when this Federal Trade Commission statute was drafted, digital accounting did not exist.
In this modern era, debt collectors cannot legally establish you owe them money. Now comes the difficult portion. When the time comes, you must write the two-paragraph letter, a demand for evidence sent via registered mail with return receipt to the collector.
This is without a doubt some of the finest bankruptcy help information you can use for a do-it-yourself debt collection. If he cannot establish your debt, you are free to leave. Enjoy your existence and have fun!""
" - https://www.affordablecebu.com/