You may believe you have complete protection against your creditors, but this is not the case, and there are exceptions to the automatic stay. Even if you have filed for Chapter 7 bankruptcy, you may be able to discharge your obligations if you are aware of the applicable exceptions.
If you owe child support or alimony, you must pay it as these obligations are not discharged by Chapter 7 bankruptcy. Such payments are exceptions to the automatic stay, and you are responsible for them even if your unsecured debts are automatically discharged. These exceptions also include loans from your pension plans, for which you must continue to make payments.
You may still be prosecuted if a criminal proceeding is pending against you in a court of law, as bankruptcy cannot protect you in this situation. Any payments you made prior to filing for bankruptcy that are covered by government regulations that are not primarily related to debt collection will continue.
For instance, you may have your professional license revoked as a result of a malpractice suit, but there may be a delay in suspending your license if you cannot pay for your liabilities deriving from an automobile accident. In brief, exceptions to the automatic stay result from the need to collect debt repayment or the regulation of other legal matters.
If your bankruptcy petition was dismissed within the past twelve months or if you are facing eviction and state law prohibits you from reinstating the lease, additional exceptions to the automatic stay may apply. In the second scenario, bankruptcy cannot help you avoid eviction. Despite the fact that this may appear harsh, you should understand that these exceptions exist solely to provide you with some respite while your case is pending. If your petition is granted, you will become debt-free and independent from your creditors.""
" - https://www.affordablecebu.com/
