Listen, if you start dreading the sound of the phone because you know a debt collector is on the other end, or if you toss and turn all night worrying about ways to legally eliminate your debt, then it is time to consult with a bankruptcy attorney about your options and determine if you qualify.
Bankruptcy Debt Relief
Most people who are in a difficult financial situation make the grave error of avoiding the issue and then attempting to cover it up with debt consolidation services, rather than doing the necessary research to learn that the only legal way to eliminate debt is through bankruptcy. You are not protected against litigation or other forms of legal recourse by debt consolidation services. They will accept your money in advance, then vanish once you are sued by your creditors and debt collectors.
By taking the time to clarify your unique situation to a bankruptcy attorney, you can avoid rookie mistakes. An initial consultation is always provided gratis and in strict confidence. You can locate one by filling out a simple online form with information about yourself and your debts.
Chapter 7 Pros and Cons of Bankruptcy
Bankruptcy should be your final option, but bear in mind that it is the only legal way to discharge debts. The benefits of this step are that you will be debt-free within a couple of months, you can immediately begin rebuilding your credit, and best of all, you will find solace from having no debts, allowing you to regain your financial footing.
This will remain on your credit report for a few years, but if you are already mired in debt, your credit rating is likely already ruined, so you have nothing to lose.""
" - https://www.affordablecebu.com/