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How much is the maintaining balance of Chinabank ATM Card?

The required maintaining balance of Chinabank ATM card is Php1,000.

Chinabank ATM Card

Maintaining balance also refers to the Average Daily Balance (ADB) or the sum of the daily end-of-day balances in your account for a month divided by the number of days in that month.

ADB = Daily End-Of-Day Balance in Your Account ÷ Total Number of Days in That Month

If the balance of your account falls below the required ADB or the maintaining balance, Chinabank will charge a fee which is Php200.

So to avoid the charges, you must maintain the Php1,000 balance in your account.
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1 Sonny Santos Sulit   (17 March 2016 3:55 PM)
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