Examine Your Petition And Attachments. These documents should reveal all of your income, assets, and liabilities. In addition, they detail your financial transactions prior to registering for bankruptcy. Before the meeting of creditors, it is essential to peruse these documents with fresh eyes to ensure that they are truthful, accurate, and complete. If something is lacking or incorrect, it should be corrected before the big event.
Consult Your Lawyer. Your attorney has likely handled similar cases hundreds of times or more. When you speak with your attorney, you can gain a greater understanding of the potential questions and issues you may face.
Discover the Trustee. The bankruptcy trustee's name appears on the Notice of Commencement you received in the mail after filing the case. Use search engines to determine what others think of the trustee and whether he or she is likely to be asked any specific questions.
Consider Chapter 7 of the Trustee Handbook. The United States Department of Justice provides each bankruptcy trustee with a manual containing a list of queries they should pose at each meeting of creditors. Chapter 13 trustees typically pose the same questions as Chapter 7 trustees; therefore, reading the Handbook will be beneficial regardless of the type of bankruptcy you filed. If you do not have a copy, simply enter chapter 7 trustee handbook into Google.
Gather And Forward Your Documents. Your trustee is required by law to have a number of documents well in advance of the meeting of creditors. Consult with your attorney to ensure that all documents are collected and sent on time; if your attorney does not have everything, it is your responsibility to deliver it.
Place Your Identification Documents Inside Your Wallet Or Purse. At the meeting of creditors, you must have your photo identification and Social Security card with you. If you don't have it, your meeting might not take place; in that case, you'll have to return and squander another day.""
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