Secret 1: Remove bankruptcy from credit report
You must first dispute the individual items specified within the bankruptcy using the standard dispute procedure. Then, you should contest incorrect names, dates, the amount of the discharge, and the case number. Once the accounts listed within the listing are eliminated, it will be simpler to expunge the bankruptcy. The bankruptcy records are held in the archives, making it more difficult for the credit bureau to investigate and respond to you within 30 days.
Secret 2: Remove bankruptcy from credit report
If the debt was discharged, your credit report must reflect a zero balance. Additionally, the account must indicate that it was included in the filing. Chapter 13 or 7 should appear in your listing. Some agencies still attempting to collect the debt may record it as open. The Fair Debt Collection Practices Act (a law that regulates collection agencies) and the bankruptcy code are being violated by these agencies. Notify the credit bureaus and collection agencies that you may employ an attorney and file a lawsuit against them for code violation.
When attempting to remove a bankruptcy from your credit report, you must exercise perseverance and self-control as the process can be lengthy. However, if you follow the above two principles, you will begin to see results.""
" - https://www.affordablecebu.com/
