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How to apply for BDO ATM Card?
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Let's get quick and easy. These are the steps on how to apply for Banco de Oro or BDO ATM Card, specifically the BDO ATM Debit Card.

Step 1

Prepare and bring the needed requirements:

a.) At least two (2) valid id's (original copies and photocopies):

     > school ID
     > Company ID
     > Driver's License ID
     > NSO Birth Certificate
     > Baranggay Clearance
     > NBI Clearance
     > Police Clearance
     > Postal ID
     > Passport
     > SSS ID
     > TIN ID
     > any other valid id...

b.) Two pieces 1x1 colored pictures

c.) P2,000 initial deposit

BDO may require you to present other valid id's to verify your identity. So don't forget to bring other ID's if necessary.

Step 2

Go to a nearest or to your chosen BDO branch and tell a bank officer in the New Account section that you want to open a BDO ATM Debit Card. Prepare the requirements. A bank officer will give you some forms/documents to fill out.

Step 3

After filling-out the forms, give P2,000 initial deposit and receive the deposit slip. The bank officer will tell you to come back after a week.

Claiming Your BDO ATM Card (Waiting Period)

You can claim your atm card after 7 days (1 week). Be sure to bring and present your deposit slip and your valid id upon claiming.

Below are pictures of a real BDO ATM Debit Card:


BDO ATM Card back

If you receive your new BDO ATM Debit Card, congratulations! Happy banking with BDO!

Maintaining Balance

BDO offers many types of accounts with ATM. Each has different required maintaining balance:
  • ATM Card with Passbook (Peso Passbook Savings Account): P5,000
  • ATM Card without Passbook: P2,000
If you open or apply for ATM card only (without passbook), then you are required to maintain at least P2,000 or else you will be charged a fee if you fall below the maintaining balance.

Falling Below Maintaining Balance Penalty

BDO charges P300 (per month) if your atm account falls below the required maintaining balance.

What you can do with your BDO ATM Card?
  • You can withdraw cash through any BDO, MegaLink, Expressnet, BancNet ATMs in the Philippines and through Visa/Plus, MasterCard/Cirrus ATMs worldwide.
  • You can inquire about your account balance, transfer money, pay bills, buy prepaid cellphone load anytime and anywhere using BDO ATMs and through BDO online banking.
  • You can use your BDO ATM Card to purchase on any malls (SM, Ayala, Robinsons, Gaisano, Emall, etc.) departments stores, convenience stores, gasoline stations that uses MasterCard and VISA swipe machine.
  • You can apply for BDO online banking through your BDO ATM Debit Card.

Do you have any concern or problem with your BDO ATM Card?

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Total comments: 1491 2 3 4 »
149 anne caingles   (12-January-2016 10:22 AM)
What if i only have one valid id(voter's id) ? And i want to apply for open an atm only..is my request will be accepted?

148 Czarine villablanca   (11-December-2015 12:22 PM)
Hi. I withdrew all of my money on my atm account because of an emergency. I checked my account through online banking and it stated there that my account is inactive. Do I need to apply for a new one? Or I just need to pay for the charges and deposit a minimum amount to reactivate my atm account.

147 Mark Tiu   (31-October-2015 9:11 AM)
Hi, i was informed that there are three different kinds which are mastercard, visa, and the local card only. Dies the teller or personnel in bdo asked you what do you want?

146 HAZEL MANATA PRESNO   (26-October-2015 11:19 AM)
is this use in payment lazada

145 abu tahet   (22-October-2015 11:57 PM)
student ATM

144 Jay-R Mendoza   (20-September-2015 9:46 AM)
Hi! I just have a concern and I hope you can help me. I opened an account last March 2015, however, due to an emergency I had when I was in vacation in Bicol I withdrew all of my money. Is it still active? Or is my account already closed? Thanks in advance! May you have a good one!

143 north alexander   (07-September-2015 11:42 AM)
how to open a BDO atm debit card (esp. master card) and what is the initial deposit required for it?

142 errol   (06-September-2015 6:44 PM)
hi..can we choose betweeen mastercard logo or visa??

141 rosita nacario   (18-July-2015 8:05 PM)
I want to open a new account here at bdo but im here in japan.is there possible that i can open while im at other country?and how?hope u can reply me.thank you in advance

140 Jonela Jane   (01-July-2015 1:21 PM)
Is there any age requirements? I'm 16 y/o and I'm planning to get a Debit Card instead of Power Teens Club hope you can help Thanks in advance

139 Archita E.Pastorpede   (30-June-2015 12:26 PM)
Good afternoon may I ask if you consider the Postal I.D from Dagupan City to get an ATM Card here in BDO Baguio city thanks..

138 jesel nillama   (14-June-2015 12:20 PM)
is there an age limit ?

137 Paul Peñaverde   (19-February-2015 1:47 AM)
This is very useful, thanks a lot!

136 Vivian Sadsad   (05-January-2015 6:36 AM)
does it requires you have to deposit every month?

135 Jero Alingog   (24-November-2014 2:09 PM)
Hi! I'm a 3rd year college student I'm 18 years old. Can I now apply for BDO ATM card?

134 Darren David   (23-November-2014 11:14 PM)
If my account reached zero because of balance penalty charge after 1 or to 2 months, will it become dormant account or it'll be subject for closure? Thank you

133 Tristan Diemsen   (16-November-2014 10:54 AM)
for the 1by1 picture its ok the background is white? or there is a requirement for the color of background? and this requirements for all nationwide branches? i hope someone answer my question thanks :D

132 Irine Guatno   (28-September-2014 8:35 AM)
Hi sir I have smartmoney card it's also bdo right if this ok to use payment online how well active using online payment, please please

131 Lovely   (08-June-2014 11:05 PM)
Sir, ma ba.block ba yung atm card kapag wala ng balance natira for how many months na..

130 Lovely Dialong   (08-June-2014 11:02 PM)
I have already two blocked ATM. When i enter my password it can't be opened anymore.

129 MARK   (06-June-2014 7:21 PM)
hi sir,

would like to ask if may managers check po ako tapos napangalan po sa akin. pwede po ba yung gamitin ko as initial deposit para pag open ng account

128 kelly   (06-June-2014 4:14 PM)
Hi, I wanted to ask if I can already deposit after completing all the process in opening a savings account, even if i still don't have an atm card? Thank you!!

127 Esey Guay   (30-May-2014 7:21 PM)
Hi, I want open an atm account in your bank, but do I really need to give 2k as initial deposit?
I also have a friend who had a bdo atm but she said she only give 100.00...tnx

126 Rosalyn Indino   (20-May-2014 1:33 PM)
Hello Sir/Madam,

I'm Rosalyn Indino of San Fernando, Cebu. I want to have ATM card for the remittance of my husband who works in Saudi. Is it really need to have 2 thousand pesos? I had a friend, she said she only deposit 100 pesos. Is it possible? Please answer me. Thanks.

125 ainsley   (12-May-2014 12:51 PM)
I would like to ask, can I link my bdo atm to paypal and shop online

124 Gena Roman   (11-May-2014 10:06 PM)
How to apply open account for single status but i am married already

123 Divine Diastan   (07-May-2014 6:33 PM)
Hi, my ATM account was inactive(no deposit at all) for almost 3 years, was it closed already? now i want to continue my savings do i need to apply for a new one? pls help me.tnx much

122 hillary sey   (06-May-2014 2:22 PM)
take note pag mag open account ka yong ATM card with Passbook maintining balance na is 10,000.00 dati 5000 lang start nung May 1,2014 ng incrase na daw.. pero okay pa din

121 Anabelle   (05-May-2014 11:37 AM)
what is the difference between an BDO ATM Card issued para sa salary and a personal BDO ATM Card?

120 Joy Adilein   (29-April-2014 11:16 AM)
Pag nag fall down yung account mo sa required na maintaining balance, may charge na 300 PER MONTH?
Kahit maibalik na uli sa 2k ang balance mo, may charge pa din?

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