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How to apply for BDO ATM Card?

Let's get quick and easy. These are the steps on how to apply for Banco de Oro or BDO ATM Card, specifically the BDO ATM Debit Card.

Step 1

Prepare and bring the needed requirements:

a.) At least two (2) valid id's (original copies and photocopies):

     > school ID
     > Company ID
     > Driver's License ID
     > NSO Birth Certificate
     > Baranggay Clearance
     > NBI Clearance
     > Police Clearance
     > Postal ID
     > Passport
     > SSS ID
     > TIN ID
     > any other valid id...

b.) Two pieces 1x1 colored pictures

c.) P2,000 initial deposit

BDO may require you to present other valid id's to verify your identity. So don't forget to bring other ID's if necessary.

Step 2

Go to a nearest or to your chosen BDO branch and tell a bank officer in the New Account section that you want to open a BDO ATM Debit Card. Prepare the requirements. A bank officer will give you some forms/documents to fill out.

Step 3

After filling-out the forms, give P2,000 initial deposit and receive the deposit slip. The bank officer will tell you to come back after a week.

Claiming Your BDO ATM Card (Waiting Period)

You can claim your atm card after 7 days (1 week). Be sure to bring and present your deposit slip and your valid id upon claiming.

Below are pictures of a real BDO ATM Debit Card:

BDO ATM debit card with visa logo

BDO ATM Card back

BDO ATM Card - Mastercard
BDO ATM Debit Card with MasterCard logo

BDO ATM Card back-rear view

If you receive your new BDO ATM Debit Card, congratulations! Happy banking with BDO!

Maintaining Balance

BDO offers many types of accounts with ATM. Each has different required maintaining balance:
  • ATM Card with Passbook (Peso Passbook Savings Account): P5,000
  • ATM Card without Passbook: P2,000
If you open or apply for ATM card only (without passbook), then you are required to maintain at least P2,000 or else you will be charged a fee if you fall below the maintaining balance.

Falling Below Maintaining Balance Penalty

BDO charges P300 (per month) if your atm account falls below the required maintaining balance.

What you can do with your BDO ATM Card?
  • You can withdraw cash through any BDO, MegaLink, Expressnet, BancNet ATMs in the Philippines and through Visa/Plus, MasterCard/Cirrus ATMs worldwide.
  • You can inquire about your account balance, transfer money, pay bills, buy prepaid cellphone load anytime and anywhere using BDO ATMs and through BDO online banking.
  • You can use your BDO ATM Card to purchase on any malls (SM, Ayala, Robinsons, Gaisano, Emall, etc.) departments stores, convenience stores, gasoline stations that uses MasterCard and VISA swipe machine.
  • You can apply for BDO online banking through your BDO ATM Debit Card.

Do you have any concern or problem with your BDO ATM Card?
This article was written by under the Banking category. It has been viewed times and generated 159 comments. The article was created on .
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Total comments: 159
159 Manelskie 1903   (23 July 2016 12:15 PM)
The BDO branch near on our house required for a landline at home. Pag wala di daw pwede.

158 Mark Anthony M Requimin   (05 July 2016 0:09 AM)
Bakit po sa atm card ko wala akong pangalan doon,,kaka-apply ko lang kanina sa sm hypermarket fti,

157 Cristie Jamero   (08 June 2016 7:17 AM)
Hello ! GOOD morning ,I visited your bank last saturday. I asked on how to open an account and they give me the requirements ..Can I ASK what is Junior Savers account? Is it for those who wants to open and account and they are still student?

156 jay loid desoyo   (04 May 2016 6:05 PM)
hi!!! I just want to ask how a student can open a new savings account or debit card. i only have here a student ID and a NSO birth certificate. would i be able to qualify if i only provided those two?

155 Melchor B Tuazon Jr   (28 April 2016 10:59 AM)
i can use this card for paying in lazada philipines? if i can use this how?

154 marilen dobla   (13 April 2016 6:20 PM)
hi just wanna ask how to reactivate my atm

153 Marjorie Maceda   (29 March 2016 11:27 PM)
Hi. I just want to ask how a student can open a new savings account. i only have here a student ID and a NSO birthcert. would i be able to qualify if i only provided those two? (together with the iniialdeposit billing statemnet and pictures)

151 kristina   (26 February 2016 10:48 PM)
Hi I want to earn online What ATM Card should I choose Im beginner so I don't know

152 admin   (27 February 2016 8:57 AM)
kristina, you should get a Unionbank EON Card. You can use this card to receive money from Paypal. Online employers usually used Paypal as their payment option for online employees (online staff). You can also use Unionbank EON card to pay for products/services online.

150 jomel june ebreo   (14 February 2016 11:05 PM)
BDO Debit card can be use to purchase items in Lazada for installment?

149 anne caingles   (12 January 2016 10:22 AM)
What if i only have one valid id(voter's id) ? And i want to apply for open an atm only..is my request will be accepted?

148 Czarine villablanca   (11 December 2015 12:22 PM)
Hi. I withdrew all of my money on my atm account because of an emergency. I checked my account through online banking and it stated there that my account is inactive. Do I need to apply for a new one? Or I just need to pay for the charges and deposit a minimum amount to reactivate my atm account.

147 Mark Tiu   (31 October 2015 9:11 AM)
Hi, i was informed that there are three different kinds which are mastercard, visa, and the local card only. Dies the teller or personnel in bdo asked you what do you want?

146 HAZEL MANATA PRESNO   (26 October 2015 11:19 AM)
is this use in payment lazada

145 abu tahet   (22 October 2015 11:57 PM)
student ATM

144 Jay-R Mendoza   (20 September 2015 9:46 AM)
Hi! I just have a concern and I hope you can help me. I opened an account last March 2015, however, due to an emergency I had when I was in vacation in Bicol I withdrew all of my money. Is it still active? Or is my account already closed? Thanks in advance! May you have a good one!

143 north alexander   (07 September 2015 11:42 AM)
how to open a BDO atm debit card (esp. master card) and what is the initial deposit required for it?

142 errol   (06 September 2015 6:44 PM)
hi..can we choose betweeen mastercard logo or visa??

141 rosita nacario   (18 July 2015 8:05 PM)
I want to open a new account here at bdo but im here in japan.is there possible that i can open while im at other country?and how?hope u can reply me.thank you in advance

140 Jonela Jane   (01 July 2015 1:21 PM)
Is there any age requirements? I'm 16 y/o and I'm planning to get a Debit Card instead of Power Teens Club hope you can help Thanks in advance

139 Archita E.Pastorpede   (30 June 2015 12:26 PM)
Good afternoon may I ask if you consider the Postal I.D from Dagupan City to get an ATM Card here in BDO Baguio city thanks..

138 jesel nillama   (14 June 2015 12:20 PM)
is there an age limit ?

137 Paul Peñaverde   (19 February 2015 1:47 AM)
This is very useful, thanks a lot!

136 Vivian Sadsad   (05 January 2015 6:36 AM)
does it requires you have to deposit every month?

135 Jero Alingog   (24 November 2014 2:09 PM)
Hi! I'm a 3rd year college student I'm 18 years old. Can I now apply for BDO ATM card?

134 Darren David   (23 November 2014 11:14 PM)
If my account reached zero because of balance penalty charge after 1 or to 2 months, will it become dormant account or it'll be subject for closure? Thank you

133 Tristan Diemsen   (16 November 2014 10:54 AM)
for the 1by1 picture its ok the background is white? or there is a requirement for the color of background? and this requirements for all nationwide branches? i hope someone answer my question thanks :D

132 Irine Guatno   (28 September 2014 8:35 AM)
Hi sir I have smartmoney card it's also bdo right if this ok to use payment online how well active using online payment, please please

131 Lovely   (08 June 2014 11:05 PM)
Sir, ma ba.block ba yung atm card kapag wala ng balance natira for how many months na..

130 Lovely Dialong   (08 June 2014 11:02 PM)
I have already two blocked ATM. When i enter my password it can't be opened anymore.

129 MARK   (06 June 2014 7:21 PM)
hi sir,

would like to ask if may managers check po ako tapos napangalan po sa akin. pwede po ba yung gamitin ko as initial deposit para pag open ng account

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