Let's get quick and easy. These are the steps on how to apply for Banco de Oro or BDO ATM Card, specifically the BDO ATM Debit Card.
Prepare and bring the needed requirements:
a.) At least two (2) valid id's (original copies and photocopies):
> school ID > Company ID > Driver's License ID > NSO Birth Certificate > Baranggay Clearance > NBI Clearance > Police Clearance > Postal ID > Passport > SSS ID > TIN ID > any other valid id...
b.) Two pieces 1x1 colored pictures
c.) P2,000 initial deposit
BDO may require you to present other valid id's to verify your identity. So don't forget to bring other ID's if necessary.
Go to a nearest or to your chosen BDO branch and tell a bank officer in the New Account section that you want to open a BDO ATM Debit Card. Prepare the requirements. A bank officer will give you some forms/documents to fill out.
After filling-out the forms, give P2,000 initial deposit and receive the deposit slip. The bank officer will tell you to come back after a week.
Claiming Your BDO ATM Card (Waiting Period)
You can claim your atm card after 7 days (1 week). Be sure to bring and present your deposit slip and your valid id upon claiming.
Below are pictures of a real BDO ATM Debit Card:
BDO ATM debit card with visa logo
BDO ATM Debit Card with MasterCard logo
If you receive your new BDO ATM Debit Card, congratulations! Happy banking with BDO!
BDO offers many types of accounts with ATM. Each has different required maintaining balance:
ATM Card with Passbook (Peso Passbook Savings Account): P5,000
ATM Card without Passbook: P2,000
If you open or apply for ATM card only (without passbook), then you are required to maintain at least P2,000 or else you will be charged a fee if you fall below the maintaining balance.
Falling Below Maintaining Balance Penalty
BDO charges P300 (per month) if your atm account falls below the required maintaining balance.
What you can do with your BDO ATM Card?
You can withdraw cash through any BDO, MegaLink, Expressnet, BancNet ATMs in the Philippines and through Visa/Plus, MasterCard/Cirrus ATMs worldwide.
You can inquire about your account balance, transfer money, pay bills, buy prepaid cellphone load anytime and anywhere using BDO ATMs and through BDO online banking.
You can use your BDO ATM Card to purchase on any malls (SM, Ayala, Robinsons, Gaisano, Emall, etc.) departments stores, convenience stores, gasoline stations that uses MasterCard and VISA swipe machine.
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Hello ! GOOD morning ,I visited your bank last saturday. I asked on how to open an account and they give me the requirements ..Can I ASK what is Junior Savers account? Is it for those who wants to open and account and they are still student?
Hi. I just want to ask how a student can open a new savings account. i only have here a student ID and a NSO birthcert. would i be able to qualify if i only provided those two? (together with the iniialdeposit billing statemnet and pictures)
kristina, you should get a Unionbank EON Card. You can use this card to receive money from Paypal. Online employers usually used Paypal as their payment option for online employees (online staff). You can also use Unionbank EON card to pay for products/services online.
Hi. I withdrew all of my money on my atm account because of an emergency. I checked my account through online banking and it stated there that my account is inactive. Do I need to apply for a new one? Or I just need to pay for the charges and deposit a minimum amount to reactivate my atm account.
Hi! I just have a concern and I hope you can help me. I opened an account last March 2015, however, due to an emergency I had when I was in vacation in Bicol I withdrew all of my money. Is it still active? Or is my account already closed? Thanks in advance! May you have a good one!
for the 1by1 picture its ok the background is white? or there is a requirement for the color of background? and this requirements for all nationwide branches? i hope someone answer my question thanks :D
I'm Rosalyn Indino of San Fernando, Cebu. I want to have ATM card for the remittance of my husband who works in Saudi. Is it really need to have 2 thousand pesos? I had a friend, she said she only deposit 100 pesos. Is it possible? Please answer me. Thanks.
I have a BDO atm debit card that has no mastercard logo on it. I saw my friend that his BDO atm debit card has one. Can I change my BDO atm debit card that has a mastercard logo in it? If yes, what would be the requirements? Thanks!
Ask lang po, what if may ATM Savings Account ka na tapos gusto mo bumili online. Nakita ko po kasi sa website ng BDO na may ATM Card sila w/ MasterCard/VISA logo, yung Card ko po kasi wala.. so pwede po bang i-upgrade yung card ko po?
Hi, ATM savings account for only 2000 pesos without passbook, halimbawa po after opening this kind of account after a month may 7000pesos na ako sa account ko tapos gusto kong mag-passbook pwedi po ba mag-acquire or mag-apply? THANKS ^_^
larry rallos, yes. But it still depends on how strict the bank officer is. If you know the bank officer or if you're a relative with the bank officer, your application will be accepted using those ID's.
In your case, it's recommended to bring also your NSO birth certificate (original copy and photocopy).
hello po ask ko lang po pano ko po kukunin ung atm ko sa bdo sabi kasi sa company namin pwede ko na daw kunin ung atm ko sa bdo kami na daw mismo ang kukuha dun newbie po kasi ako pagdating sa ganyan eh pahelp naman po pls ano po kelangan ko dalin at sabihin sa bank staff para makuha ung atm ko thank you po...
Just got the answer. Since it will be in dormant status or still active within 2 years. For the months that it was zero balance. Will you be charging me 300 per month? Since I have not used it for 4 months. Are u going to charge me 1.2k just to continue the service?
I think the best way to get answers to your questions is to call the BDO hotline which is 6318000. It's simple, just dial 6-3-1-8-0-0-0 then wait for a live person to assist you. Some answers are already on the post itself, just take the time to READ, for goodness' sake!
It is my 1st time to have an atm debit card, i just want to know if i will go shopping in malls like sm dept or supermarket, can i use to pay my bills with my atm debit card? if yes how and what is the process of this payment?
Hi, I just want to know if in case i don't have any withdrawals or deposits on my account, can my account debit card will still work? i haven't used it for two months, so i just want know if my account is still active or not...thank you
Good day! Nakapag-apply na po ako ng ATM card ko (Debit card). Pero sir, bakit wala pong Mastercard/Visa na logo sa harap. I wanted to use it sana to purchase online. Pwede ho bang palitan ito ng me logo ng visa or mastercard? Thank you very much.
Good day! Nakapag-apply na po ako ng ATM card ko (Debit card). Pero sir, bakit wala pong Mastercard/Visa na logo sa harap. I wanted to use it sana to purchase online. Meron po ba akong dapat inispecify nung pplication process? Thank you very much, sir.
sir, my tatanung lang ako tungkol dito sa atm bdo debit card ko, kung pwde ko pang gamitin ito, noong MAY po kasi nagwithdraw ako, lahat ng laman, kaya zero balance na sya, hangang ngayun, gusto ko lang pong malaman kung, valid paba eto
how much is the maintaining balance? is it 2000? what if i withdrawed all my money in my atm? will it be closed forever? or i can reopen it again? (atm account only)....whats the requirements to reopen the closed account?
mhaille, yes P2,000 (for ATM card only without passbook).
If you withdraw all the money, BDO will charge a service fee (P300) for falling below the required maintaining balance within that month. And if your atm account has below P2,000 balance or has zero balance until the next month, BDO will charge another P300. So if you deposit an amount of money to your atm account, BDO will automatically deduct service charges from your account.
Your account will not be closed if you're using it for at least once in two years.
Requirements to reopen the closed account: just bring at least two valid id's and pay for the service charges.
Good evening sir `maam I m still a young boy but iwant to have an cash card only 1 school id tobe present if you ask me a valid: d, uhmm I wish I have atm card by now , can you tell me how to get faster and easy application for me pls.
what are the requirements for the bdo kabayan savings acct? How much for the initial? For the id is it okay if company id where i work.. Im currently with greenwire global.. Its a BPO comp. And for the other ID is Pag-ibig ID yet it doesnt have a picture on it but its a govt id.. Would it be okay? And does it need maintaining balance? Does it have atm card or just a passbook? Hope you can answer all my queries.. Thank you so much for your time.
Hi. I would like to have an ATM. I only have a school Id and nbi clearance. would that be enough? Also, can i deposit money even without a passbook? If not, can you give me other options for that? first timer. thanks.
That's weird. I opened a savings account with BDO and the card have "ATM Debit Card" on it but it doesn't have MasterCard or Visa logo on it. Can I replace my card with a MasterCard logo on it instead? If so, how?
I am looking for a visa/mastercard debit card for my son whose attending a college in Malaybablay City, Bukidnon where he can purchase in any of a grocery stores or in case of emergencies if ever. I appreciate for a quick respond. Thank you and have a good day!