How to Get or Apply a UnionBank EON Card (bank account)?
UnionBank EON Card is useful for offline and online transactions. Though EON Card is not a credit card, it has more advantages than the credit card. EON Card (or EON Debit Card) has minimal fees and no maintaining balance. You can open an EON Debit Card Account for only 350 pesos. 350 pesos is its annual fee for the bank. You can initially deposit any amount for as little as 100 pesos. It has less documents required for opening the account.
The documents required to open an EON Debit Card are listed below. You can use EON Debit Card to purchase in any Unionbank affiliated stores such as SM, Robinsons, Ayala, Gaisano mall and many other major stores in the Philippines. You can also use this card to purchase products or services in the internet - "online shopping". Online shoppers and online entrepreneurs are using this card to purchase anything in the internet. Like me, I use this card when I purchase products in Ebay, Amazon or any other e-commerce websites. I also use EON Debit Card to purchase domain and hosting for my websites.
Below are pictures of a real Unionbank EON Card:
Unionbank EON Card - front view photo
Unionbank EON Card - back view photo
Opening an EON card is easy and simple. To apply for an EON Card, follow the steps below:
Bring the needed requirements to open a Unionbank EON Card:
Government office ID (e.g., Armed Forces of the Philippines, Home Development Mutual Fund [HDMF] IDs)
Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
Department of Social Welfare and Development (DSWD) Certification
PRA Special Resident Retiree Visa (SRRV) ID
Other valid IDs issued by the Government and its instrumentalities
2 pieces 1x1 or 2x2 ID pictures
Bring the original copies of the ID's and you must photocopy/xerox them. The bank requires a photocopy of the id's. Please note that the branch may require other documents and information such as your Tax Identification Number (TIN) and SSS Number so please have this ready.
Go to a nearest or to your preferred UnionBank branch and submit a fully accomplished EON Cyber Account Application form. This form will be provided by the bank.
Pay P350 for your first year annual fee. Bring your initial deposit (not required but recommended) so that you can start using your EON account. For me, I initially deposited 350 pesos. You'll be told by the bank to fill-out an application form. And pass the necessary requirements.
Waiting Period for Claiming
You can claim your EON Debit Card after 1 week. After you receive your card, you need to wait 2 days. Then, enroll your EON card in Unionbank website (www.unionbankph.com/).
Enrolling Your EON Account to Unionbank's Online Banking
Go to the official website of Unionbank (http://www.unionbankph.com). Click the EON Cyber Account link on Unionbank's homepage. This where you are going to enroll for Unionbank's online banking.
After registering and logging in to their website, you can see your amount deposited there.
Unionbank EON card will expire in three (3) years. After 3 years, you should renew your EON card to continue using it. Here's an article on how to renew your expired EON account: "How to Renew Old Expired Unionbank EON Card?"
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I'm 20 years old. Can i apply even if i'm just a student? Because I visited their page and it says that they require a proof of billing or income upon application, But I don't have a work yet but need an Eon card for my paypal account to work online. Thanks.
hi! just want to know if I can recieve money from Australia will send by my mom po using Eon? tsaka ang meron lang po ako dito na IDs are Tin, Philhealth, NSO, yung voters id ko po kc wala pa, even my UMID. thanks po
Good Day Admin. I am a Virtual Assistant(Online Job) still No SSS or TIN Number, is it possible for me to acquire an EON card in UnionBank? I have here a Police Clearance and Barangay Clearance/Certificate (recent), 2 pieces of 1x1 picture (recent).
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Hi, How can I open an EON account even if I'm unemployed? I am 3 months jobless now and searching for a new work. I do have online work but my income there is not that high, It didn't even reach 100$ a month. Is that ok?
Im 17 and i badly need money on internet like paypal, I actually have a metrobank debit card but it is not approved by paypal. I'm just a year younger would this be possible? maybe? to have my eon account on unionbank
Hi already have eon account but inactive for the last 2 years. Can i just open another 1? i read that once the account is inactive you have to pay 500 per month, so its reasonably to open another account instead of paying 12000. Old card will expire this July 2014. Thanks in advance.
ok if 18 yrs old cant get an eon union bank account like me. Can my parents get an account but my paypal name and info will not match to my parents ? Can i still use or change my paypal name? Please help me..
mike edhel yusi, your parents can apply and get an EON card. You can create another Paypal account which should be named to your parent(s). It's not possible to change your Paypal account name to another person's name according to Paypal's policy.
I went to Unionbank SM Cebu branch few months ago. The lady in charge (who was rather grumpy) told me I couldn't get an EON card because I need to present a proof of income or whatever. I told her still a student so she suggested I should ask my parents and have them apply instead. My parents are not in the country and they are very busy they can't attend to such small matter. She told me I need someone that has a JOB in order to apply for this. I also told her I've read stuff on the net about other people who are students (without showing proof of income) being able to get this card. I should have got that lady's name and reported her, she has a severe attitude problem. UGH. Well, anyway, I hope you guys can help me. I wanted to purchase something online and my parents don't trust me with CC anymore because I maxed out
it is so easy to get the EON debit card on Union Bank as long as you have all the requirements needed for apply.. like me.. its just 1-2 hours only, it will take 2 hours if there are many customers waiting.. :)
Hi, thanks for the helpful post. I just graduated and the only ID I have is the official alumni ID issued by the college. If I bring an NSO Birth Certificate and a Barangay Clearance/Certificate together with my alumni ID, would these be enough? Thanks.
I want to ask if is it possible to get an EON card for my friend. He's credit card is being denied even if it's legitimate. For whatever reasons maybe he's block listed in the credit cards companies previously...He wants this card because this kind of card will also help discipline himself in terms of finances.
Hello Good afternoon..I went to Unionbank a while ago...I asked if what's the requirements for applying a EON(Debit Card). The lady told me to bring two valid ID's and a Reference Number..Where I can get the Reference Number?
joe, you have to go to the bank first? Everything is not done if you went to the bank. Online enrollment is different from applying an account. You have to apply an EON account first before enrolling it to Unionbank's website.
Hello. If i present my school i.d, do i also have to present my study load? or just the i.d, and if i work online and transfer my money on eon bank account, is it possible? i'm freelancing and i need to transfer my money from odesk to eon bank account. its possible right?
Hi Mr. Khen, I registered 2 days ago, had claimed my card yesterday, and had enrolled in the EON Account in the UnionBank Website just today. I can't access my account. So as I review your responses to everyone and also your article above, you said to wait 1 week for the card & we have to wait 2 days before enrolling. In my case, I received it earlier that 1 week so I though I can immediately enroll. So what will happen now? Do I have to enroll again? Thanks.
sir Khen, I've indicated N/A under the nature of work/business box and also under the employers business address. But when I click submit, a notification appeared that it is required to fill out the postal code of employer/business address. Please help sir.
Hi! I've been having problems logging in sa eon cyber account, did all the steps and waited over 2 days but its been 2 weeks and still I can't log in. did you ever have the same problem? that's why I can't link my Paypal.
hello there,i really want to open an eon unionbank for the reason i wanted to claim my money through paypal cause only EON UNIONBANK they will accept.....the only problem is that i dont have TIN no.# or SSS no.# to present there as documents you needed.......please can you help me in an easy way?? is there other way i can open an EON UNIONBANK where is easy???and no hard documents needed?
I'm planning to register for EON right now but "Nature of Work/Business" and "Employer/Business Address" are required to be filled-out. I'm just a student and I don't know what should be written on those fields. Please help.
hello..im just confused po..if ever i am an online seller po then ang buyer ko po ay choose niya magbayad though bank..pwede ko ba magamit ang Union EON Bank account ko to receive money from him/her?..am i going to give them my account number sa EON para dun nalang sila magdeposit sa payment??then papanu po ang withdrawal?..automatic na ba siya ??
hope i dont sound stupid..so confused lang regarding EON..hope to hear from you..thanks
mavis, you can try but it's not guaranteed. Each Unionbank branch has different policies regarding presenting ID's. Make sure to bring at least 2 more ID's such as baranggay clearance or postal id for back-up.
Baranggay clearance is the easiest way to get. Baranggay offices nowadays have photo-bearing certificates.
Raymond, where are you going to use it? Do you want to use it to purchase in Cebu? or something else?
If you use it in a department store or grocery store in Cebu, I'm not sure if there are charges or fees.
In my opinion, I think there are no fees when you purchase here in Cebu using your EON. A bank card carrying the VISA logo (like Unionbank EON Card) is usually free of charge (no transaction or service fees) when you use it to purchase anywhere in the Philippines. The same principle applies in online shopping using your EON. No fees.
Leo, I didn't renew yet my Unionbank EON card. Much better to ask your Unionbank branch. But in my opinion, Unionbank might not require you to re-enroll your renewed EON card. It will take more time (to waste) to re-enroll you in their online banking. Unionbank is smart enough not to waste time. Time is money.
The billing address of your card should match the address of your bank has on file.
Expiration date and security code should exactly match.
Any of this can cause Unionbank to reject Paypal request to register the card. If all of this information matches, you'll definitely want to check with Unionbank to see why they're declining Paypal authorization.
hi! i tried to link my eon card to paypal but upon registering, paypal can't accept my card. there's a message "This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer's customer service department. Or, you may want to try adding a different credit card."
what should i do? i'm already enrolled on unionbank's cyber account
hi! thank you so much this! a big help! but i have a question, does union bank eon require a charge when you connect it to paypal? or vise versa? also when you receive a money from your paypal account does it automatically go to your union bank eon account? if you withdraw your money is there also any charge?
sorry i have a lot of questions, it's just that it's my first time to have an eon account.
reynald,you can pay any international online stores affiliated with Paypal and local merchants affiliated with Unionbank. You can pay your bills such as PLDT, Globe, SMART etc. An good example is given here: How to Pay Your Bills Online through Unionbank.
Hi there Khen! Thank you for the post. It's very helpful. I am doing a home based job as a virtual assistant and needs to open an account in unionbank because I have heard a lot of good feedbacks about using eon. I need an account since my salary will be sent in paypal. Thank you for the infos here. Glad that I can have the necessary requirements ready before going personally into the bank.
"Before you can do online transactions, it's very important and it's required to link your EON Cyber Account Debit Card to Paypal. Paypal lets you pay online transactions worldwide. Here is the video tutorial on how to do that: Click here. When your EON Cyber Account Debit Card is already linked to Paypal, you can now use your EON in paying online transaction."
What if I'll make an online purchase which accept Visa Credit/Debit card ONLY, not Paypal? Is it possible to use this EON card w/o the use of Paypal?
I am planning to open an EON bank account as a college student and as I was reading your article the school ID isn't listed on the requirements. I currently have my school ID, NSO certificate, but my recent passport was taken abroad yet I asked my parents to send me a scanned copy of it. Will my NSO & school ID suffice or do current students have another set of requirements?
There's no branch of Unionbank in Biliran but I want to be a part and have an account of it. As for now, I'm here in Cebu City taking my OJT for only 3 months and afterwards, I'll be home. Can I still able to join Unionbank here in Cebu?
I'm very much appreciated with your immediate response. Thanks in advance!
Marylyn, yes. You can open an EON account here in Cebu. It only takes 1 week to claim your Unionbank EON card. Be sure to prepare at least 350 pesos for the minimum deposit (much better if you deposit large amount) and the needed requirements: your school ID, company ID, SSS receipt or card (if you have) or any other IDs listed in the article above.
If you are very eager to open an EON Account despite your age, it might be helpful to open an EON Account with the help of your parents or sisters/brothers or relatives who are 18 years old and above and whom you can trust. But you need to use their names and have them visit personally to any Unionbank Branches.