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How to Get or Apply a UnionBank EON Card (bank account)?

UnionBank EON Card is useful for offline and online transactions. Though EON Card is not a credit card, it has more advantages than the credit card. EON Card (or EON Debit Card) has minimal fees and no maintaining balance. You can open an EON Debit Card Account for only 350 pesos. 350 pesos is its annual fee for the bank. You can initially deposit any amount for as little as 100 pesos. It has less documents required for opening the account.

The documents required to open an EON Debit Card are listed below. You can use EON Debit Card to purchase in any Unionbank affiliated stores such as SM, Robinsons, Ayala, Gaisano mall and many other major stores in the Philippines. You can also use this card to purchase products or services in the internet - "online shopping". Online shoppers and online entrepreneurs are using this card to purchase anything in the internet. Like me, I use this card when I purchase products in Ebay, Amazon or any other e-commerce websites. I also use EON Debit Card to purchase domain and hosting for my websites.

Below are pictures of a real Unionbank EON Card:

Unionbank EON Card - front view
Unionbank EON Card - front view photo

Unionbank EON Card - back view
Unionbank EON Card - back view photo

Opening an EON card is easy and simple. To apply for an EON Card, follow the steps below:

Step 1

Bring the needed requirements to open a Unionbank EON Card:
  • Only 350 pesos - initial deposit.
  • At least two (2) valid ID's:
    • School ID
    • Company ID
    • Postal ID
    • NSO Birth Certificate
    • Barangay Clearance/Certificate
    • Passport
    • Current Driver's License
    • Permit to Carry Firearms
    • New Social Security System (SSS) card
    • Government Services Insurance System (GSIS) eCard
    • Professional Regulation Commission (PRC) ID
    • New Tax Identification Number (TIN) Card
    • NSO authenticated Marriage Certificate
    • Original & unexpired National Bureau of Investigation (NBI) Clearance
    • Police Clearance
    • Digitized Voter’s ID
    • Philhealth card
    • Office of Senior Citizen Affairs (OSCA) / Senior Citizen card
    • ACR Identity Card (I-Card)
    • Consular ID
    • Philippine Overseas Employment Association (POEA) / Overseas Workers Welfare Administration (OWWA) Card
    • OFW ID
    • Seaman’s Book
    • Government office ID (e.g., Armed Forces of the Philippines, Home Development Mutual Fund [HDMF] IDs)
    • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
    • Department of Social Welfare and Development (DSWD) Certification
    • PRA Special Resident Retiree Visa (SRRV) ID
    • Other valid IDs issued by the Government and its instrumentalities
  • 2 pieces 1x1 or 2x2 ID pictures
Bring the original copies of the ID's and you must photocopy/xerox them. The bank requires a photocopy of the id's. Please note that the branch may require other documents and information such as your Tax Identification Number (TIN) and SSS Number so please have this ready.

Step 2

Go to a nearest or to your preferred UnionBank branch and submit a fully accomplished EON Cyber Account Application form. This form will be provided by the bank.

Step 3

Pay P350 for your first year annual fee. Bring your initial deposit (not required but recommended) so that you can start using your EON account. For me, I initially deposited 350 pesos. You'll be told by the bank to fill-out an application form. And pass the necessary requirements. 

Waiting Period for Claiming

You can claim your EON Debit Card after 1 week. After you receive your card, you need to wait 2 days. Then, enroll your EON card in Unionbank website (www.unionbankph.com/).

Enrolling Your EON Account to Unionbank's Online Banking

Go to the official website of Unionbank (http://www.unionbankph.com). Click the EON Cyber Account link on Unionbank's homepage. This where you are going to enroll for Unionbank's online banking.

After registering and logging in to their website, you can see your amount deposited there.


Unionbank EON card will expire in three (3) years. After 3 years, you should renew your EON card to continue using it. Here's an article on how to renew your expired EON account: "How to Renew Old Expired Unionbank EON Card?"

Using Unionbank EON on Online Transactions

Before you can do online transactions (online banking), it's very important and it's required to link your EON Cyber Account Debit Card to Paypal. Paypal lets you pay online transactions worldwide. Here is the video tutorial. When your EON Cyber Account Debit Card is already linked to Paypal, you can now use your EON in paying online transactions.

What are you waiting for? You should apply for an EON Debit Card now! For faster, easier and more convenient way of shopping and transacting business online, EON Debit Card is a must.

Frequently Asked Questions

Can a person below 18 years old open or apply an EON card?
  • No. 18 years old and above is the age requirement in opening an EON account.
Is EON card a credit card?
  • No. It's a debit card
Does EON card have a required maintaining balance?
  • No. It's a zero-maintaining balance
Can I transfer money from my Unionbank EON account to different bank (example, BDO, Metrobank, Landbank, BPI, etc.)?
  • No.
How to pay bills online with Unionbank EON account?
Does EON card act as an ATM card?
  • Yes. You can withdraw money from any ATM machines (with VISA, PLUS, Megalink logo) in the Philippines.

Note: I'm not endorsing Unionbank here. I'm just sharing my experience and the great benefits you can enjoy in using Unionbank EON Debit Card

Do you have any question or concern? Please tell me in the comment below.
This article was written by under the Banking category. It has been viewed times and generated 151 comments. The article was created on .
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Total comments: 151
151 Gemma   (22 July 2016 1:26 AM)
Hi! Do you require proof of billing upon application? If so, do you accept CEDULA as an alternative proof of billing? Thanks.

150 May   (16 June 2016 0:53 AM)
hi! just want to know if I can recieve money from Australia will send by my mom po using Eon? tsaka ang meron lang po ako dito na IDs are Tin, Philhealth, NSO, yung voters id ko po kc wala pa, even my UMID. thanks po

149 ROMMEL CO   (06 June 2016 4:17 PM)

147 Mellany C. Basco   (25 February 2016 9:24 PM)
Can I use this eon card to receive money from other countries?

148 admin   (27 February 2016 9:27 AM)
Yes, and that is through Paypal. Linking your EON card to your Paypal account will do that. Paypal registration is free. So, you don't need to worry about getting a Paypal account.

146 Cris   (11 January 2016 11:25 AM)
Good Day Admin.
I am a Virtual Assistant(Online Job) still No SSS or TIN Number, is it possible for me to acquire an EON card in UnionBank? I have here a Police Clearance and Barangay Clearance/Certificate (recent), 2 pieces of 1x1 picture (recent).

Looking for your response. Thank You. More Power.

145 Ateeq   (23 July 2015 8:24 PM)
Allied bank

144 joyce loria   (13 July 2015 10:34 PM)
do i have to pay other initial fee aside form the required 350?

142 ROGELIO SABALDAN   (02 July 2015 3:06 PM)

i already have my EON acct. but i did not registered it online. it will expire on 2016 & forgot my atm account number and ATM pin. How can i used this.

143 admin   (03 July 2015 8:00 AM)
Rogelio, you need to visit a Unionbank branch and request for the retrieval of your account number and atm pin. Don't forget to bring a valid ID for identity verification.

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140 Erika   (07 June 2014 3:55 PM)
Hi, How can I open an EON account even if I'm unemployed? I am 3 months jobless now and searching for a new work. I do have online work but my income there is not that high, It didn't even reach 100$ a month. Is that ok?

139 elephant   (21 April 2014 3:55 PM)
Im 17 and i badly need money on internet like paypal, I actually have a metrobank debit card but it is not approved by paypal. I'm just a year younger would this be possible? maybe? to have my eon account on unionbank

137 nikky   (11 March 2014 11:50 AM)
Hi already have eon account but inactive for the last 2 years. Can i just open another 1? i read that once the account is inactive you have to pay 500 per month, so its reasonably to open another account instead of paying 12000. Old card will expire this July 2014. Thanks in advance.

138 admin   (14 March 2014 2:10 PM)
nikky, you may open a new EON account.

135 mike edhel yusi   (06 February 2014 2:19 PM)
ok if 18 yrs old cant get an eon union bank account like me. Can my parents get an account but my paypal name and info will not match to my parents ? Can i still use or change my paypal name? Please help me..

136 admin   (11 February 2014 1:33 PM)
mike edhel yusi, your parents can apply and get an EON card. You can create another Paypal account which should be named to your parent(s). It's not possible to change your Paypal account name to another person's name according to Paypal's policy.

134 Jean Bermil   (14 October 2013 11:18 PM)
Hi, I just want to ask if SSS and tin numbers are required to get an EON card. I only have postal ID and NSO birth certificate! Hope to hear from you soon...

133 vanessa   (12 September 2013 5:14 PM)
hi, just wanna ask, i badly need an eon card for linking of my paypal account. i stopped studying so i dont have a valid student id, i only have a philhealth id. is that enough?.

132 leen van roosele   (23 August 2013 11:53 PM)
My question is ....

can i use the paypall

131 Claire Q   (08 August 2013 4:36 PM)
I went to Unionbank SM Cebu branch few months ago. The lady in charge (who was rather grumpy) told me I couldn't get an EON card because I need to present a proof of income or whatever. I told her still a student so she suggested I should ask my parents and have them apply instead. My parents are not in the country and they are very busy they can't attend to such small matter. She told me I need someone that has a JOB in order to apply for this. I also told her I've read stuff on the net about other people who are students (without showing proof of income) being able to get this card.
I should have got that lady's name and reported her, she has a severe attitude problem. UGH. Well, anyway, I hope you guys can help me. I wanted to purchase something online and my parents don't trust me with CC anymore because I maxed out

130 ian   (02 August 2013 10:05 AM)
it is so easy to get the EON debit card on Union Bank as long as you have all the requirements needed for apply.. like me.. its just 1-2 hours only, it will take 2 hours if there are many customers waiting.. :)

129 Jaysan Cabag   (10 July 2013 6:48 PM)
Can I get my 100 pesos in paypal?

128 jess   (04 July 2013 1:13 AM)
debit card offunionbank, I am in online trading or trader. Can I withdraw in Unionbank's debit card? or via wire transfer? please reply

127 Erick   (03 July 2013 3:12 PM)
Nice instructions, EON Card is the easiest card to use when it comes in online shopping, most important thing is that you can use it with your PayPal Account..

Hope this helps other people...

126 bernzz   (27 June 2013 10:42 PM)
i wanna ask.. how to get a reference number? can anybody tell me the steps on how to get the number.. thanks..

125 Ji Yan   (23 June 2013 3:11 PM)
Hi. Can I use passport size or 1.5x1.5 recent pictures rather than the written 2x2 or 1x1? Thanks!

124 Chris   (20 June 2013 11:37 AM)
Hi, thanks for the helpful post. I just graduated and the only ID I have is the official alumni ID issued by the college. If I bring an NSO Birth Certificate and a Barangay Clearance/Certificate together with my alumni ID, would these be enough? Thanks.

123 vlad   (17 June 2013 0:06 AM)
I want to ask if is it possible to get an EON card for my friend. He's credit card is being denied even if it's legitimate. For whatever reasons maybe he's block listed in the credit cards companies previously...He wants this card because this kind of card will also help discipline himself in terms of finances.

122 wolfa   (16 June 2013 0:26 AM)
I want to ask if I'm living abroad. How can I get my Eon Debit Card? Can I get it through my family or representative?

121 Legitperson   (08 June 2013 8:50 PM)
Can I apply online? I'm a student and I'm afraid something is required for a student to submit.

119 Legitperson   (08 June 2013 8:11 PM)
Postal I.D and a Voter's I.d
Voter I.D and Birth Certificate
and 350 Pesos

Are there any requirements?

120 admin   (08 June 2013 8:20 PM)
Legitperson, 2 pieces 1x1 recent pictures.

117 Legitperson   (08 June 2013 5:52 PM)
Can an unemployed apply for this? I'm a studnet in TESDA. Can I successfuly get an EON Card?

Occupation : Student - what are the requirements as students
Do I need to submit TIN/SSS/UMID?

118 admin   (08 June 2013 7:32 PM)
Legitperson, yes. Just present your school ID and another 1 valid id such as Barangay Clearance, Police Clearance, NBI Clearance, Postal ID, NSO Birth Certificate, etc.

115 Silhoutte   (06 June 2013 4:31 PM)
Hello Good afternoon..I went to Unionbank a while ago...I asked if what's the requirements for applying a EON(Debit Card). The lady told me to bring two valid ID's and a Reference Number..Where I can get the Reference Number?

116 admin   (07 June 2013 9:05 AM)
Silhoutte, did you ask the lady in the bank where to get the reference number? What type of reference number did the lady referring to?

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