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How to Get or Apply a UnionBank EON Card (bank account)?

UnionBank EON Card is useful for offline and online transactions. Though EON Card is not a credit card, it has more advantages than the credit card. EON Card (or EON Debit Card) has minimal fees and no maintaining balance. You can open an EON Debit Card Account for only 350 pesos. 350 pesos is its annual fee for the bank. You can initially deposit any amount for as little as 100 pesos. It has less documents required for opening the account.

The documents required to open an EON Debit Card are listed below. You can use EON Debit Card to purchase in any Unionbank affiliated stores such as SM, Robinsons, Ayala, Gaisano mall and many other major stores in the Philippines. You can also use this card to purchase products or services in the internet - "online shopping". Online shoppers and online entrepreneurs are using this card to purchase anything in the internet. Like me, I use this card when I purchase products in Ebay, Amazon or any other e-commerce websites. I also use EON Debit Card to purchase domain and hosting for my websites.
Below are pictures of a real Unionbank EON Card:

Unionbank EON Card - front view
Unionbank EON Card - front view photo

Unionbank EON Card - back view
Unionbank EON Card - back view photo

Opening an EON card is easy and simple. To apply for an EON Card, follow the steps below:

Step 1

Bring the needed requirements to open a Unionbank EON Card:
  • Only 350 pesos - initial deposit.
  • At least two (2) valid ID's:
    • School ID
    • Company ID
    • Postal ID
    • NSO Birth Certificate
    • Barangay Clearance/Certificate
    • Passport
    • Current Driver's License
    • Permit to Carry Firearms
    • New Social Security System (SSS) card
    • Government Services Insurance System (GSIS) eCard
    • Professional Regulation Commission (PRC) ID
    • New Tax Identification Number (TIN) Card
    • NSO authenticated Marriage Certificate
    • Original & unexpired National Bureau of Investigation (NBI) Clearance
    • Police Clearance
    • Digitized Voter’s ID
    • Philhealth card
    • Office of Senior Citizen Affairs (OSCA) / Senior Citizen card
    • ACR Identity Card (I-Card)
    • Consular ID
    • Philippine Overseas Employment Association (POEA) / Overseas Workers Welfare Administration (OWWA) Card
    • OFW ID
    • Seaman’s Book
    • Government office ID (e.g., Armed Forces of the Philippines, Home Development Mutual Fund [HDMF] IDs)
    • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
    • Department of Social Welfare and Development (DSWD) Certification
    • PRA Special Resident Retiree Visa (SRRV) ID
    • Other valid IDs issued by the Government and its instrumentalities
  • 2 pieces 1x1 or 2x2 ID pictures
Bring the original copies of the ID's and you must photocopy/xerox them. The bank requires a photocopy of the id's. Please note that the branch may require other documents and information such as your Tax Identification Number (TIN) and SSS Number so please have this ready.

Step 2

Go to a nearest or to your preferred UnionBank branch and submit a fully accomplished EON Cyber Account Application form. This form will be provided by the bank.

Step 3

Pay P350 for your first year annual fee. Bring your initial deposit (not required but recommended) so that you can start using your EON account. For me, I initially deposited 350 pesos. You'll be told by the bank to fill-out an application form. And pass the necessary requirements. 

Waiting Period for Claiming

You can claim your EON Debit Card after 1 week. After you receive your card, you need to wait 2 days. Then, enroll your EON card in Unionbank website (www.unionbankph.com/).

Enrolling Your EON Account to Unionbank's Online Banking

Go to the official website of Unionbank (http://www.unionbankph.com). Click the EON Cyber Account link on Unionbank's homepage. This where you are going to enroll for Unionbank's online banking.

After registering and logging in to their website, you can see your amount deposited there.


Unionbank EON card will expire in three (3) years. After 3 years, you should renew your EON card to continue using it. Here's an article on how to renew your expired EON account: "How to Renew Old Expired Unionbank EON Card?"

Using Unionbank EON on Online Transactions

Before you can do online transactions (online banking), it's very important and it's required to link your EON Cyber Account Debit Card to Paypal. Paypal lets you pay online transactions worldwide. Here is the video tutorial. When your EON Cyber Account Debit Card is already linked to Paypal, you can now use your EON in paying online transactions.

What are you waiting for? You should apply for an EON Debit Card now! For faster, easier and more convenient way of shopping and transacting business online, EON Debit Card is a must.

Frequently Asked Questions

Can a person below 18 years old open or apply an EON card?
  • No. 18 years old and above is the age requirement in opening an EON account.
Is EON card a credit card?
  • No. It's a debit card
Does EON card have a required maintaining balance?
  • No. It's a zero-maintaining balance
Can I transfer money from my Unionbank EON account to different bank (example, BDO, Metrobank, Landbank, BPI, etc.)?
  • No.
How to pay bills online with Unionbank EON account?
Does EON card act as an ATM card?
  • Yes. You can withdraw money from any ATM machines (with VISA, PLUS, Megalink logo) in the Philippines.

Note: I'm not endorsing Unionbank here. I'm just sharing my experience and the great benefits you can enjoy in using Unionbank EON Debit Card

Do you have any question or concern? Please tell me in the comment below.

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"How to Get or Apply a UnionBank EON Card (bank account)?" was written by under the Banking category. It has been read 79746 times and generated 167 comments. The article was created on and updated on 11 June 2015.
Total comments : 167
sandyuppala   (08 November 2019 3:32 PM)

hi im from india i want to know about transfer charges of money from india to php

Juliet bendoy   (02 October 2019 8:30 AM)

Hi, good day! I wanted to have a new EON card since my first EON card was stolen 5yrs ago.. How can i apply thru online?

Kitsie   (09 May 2019 12:47 PM)

Paano po ba itransfer yung paypal money sa eon card po?

Armilyn C. Dimla   (21 February 2018 12:46 PM)


Why it cant transfer fund to other bank?
How about if i will transfer funds from my other union debit card to my eon card? ( in vise versa )
when i save money, it will have an interest?
Thank you.

floremie evedientes   (21 December 2017 1:14 PM)

Hello, can anybody help me how to open an eon card in unionbank? Thank You.

Owen   (07 December 2017 4:47 PM)

Hi admin, what if i have my NSO and NBI but i don't have TIN and SSS. is that fine?

Calin Mar Y. Bolofer   (16 October 2017 3:23 AM)

Hello admin.bless day, i have a dormant eon card account for two years, what is the process to do renew my account? or open a new account to be able to use eon card again?

Jasmin Aure   (20 March 2017 7:28 PM)

Hi, I am a 19 years old 4th year student. I want to apply for an eon card. I don't have any id's other than my school id and NSO. Is that fine?

Jordan   (10 March 2017 1:40 AM)

Very informative. Thanks!

Sofia Ragay   (18 February 2017 3:29 AM)

Is there an over the counter deposit fee for this card?

Brando Ontong   (07 January 2017 3:55 PM)

I have apply for eon card . Now I don't have the time to pick up my eon card because of my hectic shecdule of my work. Can I allow someone from my relatives to pick up the eon card and I wil just make an authorization letter together with the requirements needed?

Glady   (13 October 2016 11:58 PM)

Can I use my eon card to pay something I bought at a mall at no extra charge?

florabel   (30 August 2016 7:25 AM)

Hello! I would like to know if WECHAT WALLET can be transferred in EON? thank you

dodong   (29 August 2016 12:42 PM)

I want to view my transactions but it doesn't give me any results, It keep saying No records fetched. Please advice. Ty

Ely   (17 August 2016 7:58 AM)

I'm 20 years old. Can i apply even if i'm just a student? Because I visited their page and it says that they require a proof of billing or income upon application, But I don't have a work yet but need an Eon card for my paypal account to work online. Thanks.

admin   (18 August 2016 1:16 PM)

Ely, yes. Tell the bank officer that you're a student.

Gemma   (22 July 2016 1:26 AM)

Hi! Do you require proof of billing upon application? If so, do you accept CEDULA as an alternative proof of billing? Thanks.

May   (16 June 2016 0:53 AM)

hi! just want to know if I can recieve money from Australia will send by my mom po using Eon? tsaka ang meron lang po ako dito na IDs are Tin, Philhealth, NSO, yung voters id ko po kc wala pa, even my UMID. thanks po

ROMMEL CO   (06 June 2016 4:17 PM)


Mellany C. Basco   (25 February 2016 9:24 PM)

Can I use this eon card to receive money from other countries?

admin   (27 February 2016 9:27 AM)

Yes, and that is through Paypal. Linking your EON card to your Paypal account will do that. Paypal registration is free. So, you don't need to worry about getting a Paypal account.

Cris   (11 January 2016 11:25 AM)

Good Day Admin.
I am a Virtual Assistant(Online Job) still No SSS or TIN Number, is it possible for me to acquire an EON card in UnionBank? I have here a Police Clearance and Barangay Clearance/Certificate (recent), 2 pieces of 1x1 picture (recent).

Looking for your response. Thank You. More Power.

Ateeq   (23 July 2015 8:24 PM)

Allied bank

joyce loria   (13 July 2015 10:34 PM)

do i have to pay other initial fee aside form the required 350?

ROGELIO SABALDAN   (02 July 2015 3:06 PM)


i already have my EON acct. but i did not registered it online. it will expire on 2016 & forgot my atm account number and ATM pin. How can i used this.

admin   (03 July 2015 8:00 AM)

Rogelio, you need to visit a Unionbank branch and request for the retrieval of your account number and atm pin. Don't forget to bring a valid ID for identity verification.

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Erika   (07 June 2014 3:55 PM)

Hi, How can I open an EON account even if I'm unemployed? I am 3 months jobless now and searching for a new work. I do have online work but my income there is not that high, It didn't even reach 100$ a month. Is that ok?

elephant   (21 April 2014 3:55 PM)

Im 17 and i badly need money on internet like paypal, I actually have a metrobank debit card but it is not approved by paypal. I'm just a year younger would this be possible? maybe? to have my eon account on unionbank

nikky   (11 March 2014 11:50 AM)

Hi already have eon account but inactive for the last 2 years. Can i just open another 1? i read that once the account is inactive you have to pay 500 per month, so its reasonably to open another account instead of paying 12000. Old card will expire this July 2014. Thanks in advance.

admin   (14 March 2014 2:10 PM)

nikky, you may open a new EON account.

mike edhel yusi   (06 February 2014 2:19 PM)

ok if 18 yrs old cant get an eon union bank account like me. Can my parents get an account but my paypal name and info will not match to my parents ? Can i still use or change my paypal name? Please help me..

admin   (11 February 2014 1:33 PM)

mike edhel yusi, your parents can apply and get an EON card. You can create another Paypal account which should be named to your parent(s). It's not possible to change your Paypal account name to another person's name according to Paypal's policy.

Jean Bermil   (14 October 2013 11:18 PM)

Hi, I just want to ask if SSS and tin numbers are required to get an EON card. I only have postal ID and NSO birth certificate! Hope to hear from you soon...

vanessa   (12 September 2013 5:14 PM)

hi, just wanna ask, i badly need an eon card for linking of my paypal account. i stopped studying so i dont have a valid student id, i only have a philhealth id. is that enough?.

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