Icloud activation lock removal

There's no way around it you need the username and password

"Review this Apple TN: iOS: Forgot passcode or device disabled.

In addition review this writeup by the Verge: Apple's iPhone lock stops thieves, but has unintended consequences.

Bottom line here is the phone is bricked ;-{"

"Do not let Artur to mislead you ...

When your iPhone or iPad is locked it can not be unlocked by anyone, only by Apples Recover Password service!

Someone has already cheated you once when you bought this locked iPhone don't let them deceive you again here too!"

The person you bought it from must unlock it. There is no way around.

All you might be able to do is a bypass