Home » Articles » Banking

How to Apply for Banco de Oro (BDO) Savings Account

Banco de Oro (BDO) is one of the largest banks in the Philippines and has received several awards and recognitions

Your money is safe and secured if you open or apply a BDO Savings Account.

Here's the procedure on how to apply for a Banco de Oro (BDO) Savings Account:

Step 1

Prepare the needed requirements:
a.) At least 2 valid id's. Bring at least 1 or 2 photo-bearing valid id's and 1 or 2 non photo-bearing valid id's:
> Photo-bearing Valid ID's:
- Postal ID
- Driver's License
- Voter's ID
- Company ID
- School ID
- Passport
- Senior Citizen ID
- Government-issued id's:
UMID card
PhilHealth ID
> Non photo-bearing Valid ID's:
- NSO Birth Certificate
- Barangay Clearance/Certificate
- Police Clearance
- NBI Clearance
- Marriage Certificate
- etc...
b.) 2 pieces of 1x1 recent colored pictures of yourself
c.) Initial deposit (2,000 pesos for ATM only  and 5,000 pesos for Passbook with ATM)

Step 2

Go to your chosen or nearest Banco de Oro (BDO branch).

Step 3

Inside the bank, go to New Accounts section and tell a bank officer that you want to apply for a new account.

Step 4

The bank officer will process your application, do some paperworks, and you will fill out an application form.

Step 5

After filling out the form completely, ask the bank officer when will your ATM or Passbook savings account will be released.
BDO Passbook Savings Account
Photo of my BDO Passbook Savings Account
After the application process, the bank officer will give you a deposit slip that confirms your initial deposit transaction.

Claiming Your BDO ATM/Passbook (Waiting Period)

Usually BDO will release your ATM or Passbook after 7 days (1 week). So, you should go back to your bank after a week and don't forget to bring your deposit slip to claim your ATM or Passbook savings account.


  • If you want to access your BDO account online, you should enroll to BDO online banking. With this facility, you can inquire your account balance online, pay your bills (utility, landline, electric bills, etc.) online, or transfer money to other bdo accounts online. You can also load your mobile phone online with this facility.
  • You can also invest in stock market with BDO's online banking service.
Happy banking with Banco de Oro (BDO)!
Help your friends and family in making their BDO savings account application less hassle. Share this post to them.

Share This Post

If you like this article, we would really appreciate if you share this on Facebook, Twitter, or on any social media channels. Every share makes a huge difference and helps us write more articles like these. Thank You!

--- NOTICE ---
If you want to use this article or any of the content of this website, please credit our website (www.affordablecebu.com) and mention the source link (URL) of the content, images, videos or other media of our website.
"How to Apply for Banco de Oro (BDO) Savings Account" was written by under the Banking category. It has been read 163950 times and generated 176 comments. The article was created on and updated on 10 March 2018.
Total comments : 176
Irish Datuin   (18 December 2018 11:34 AM)

pano po makapag apply po ng BDO cashcard?

walterlaraga30   (08 January 2017 10:04 AM)

i want to apply BDO passbook....thank you

Marie   (07 November 2016 6:51 PM)

Is it possible to apply an account if you only have one valid ID for now ? And im a student .. Is it possible ?

Marie   (07 November 2016 6:50 PM)

Hello po im a student and my sister told me to open an account yet i only have one valid ID for now is it fine to open for 1 valid ID ??

ma.christina patricio   (22 October 2016 8:06 AM)

pwede po ba high school student ang mag open account? salamat po.

Jackie Ramiscal   (22 July 2016 12:55 PM)

Ma-help po ba ninyo ako

Jackie Ramiscal   (22 July 2016 12:52 PM)

Paano po wala po ako id na kahit ano my id ako sa work po gusto ko talaga po mag-open ng atm ko po

mariaj   (24 June 2016 4:21 PM)

good day. if i have a passbook savings account with atm, can i still deposit in my account without having to bring my passbook?
also, can i withdraw in my account using only the atm card without bringing my passbook?
thank you!

Rosemarie De Guzman   (05 May 2016 7:58 PM)

Hi I want to open an account

Cristelle mae acena   (20 April 2016 10:23 AM)

Hi. I just got a new job and i do not have valid id's yet like sss philhealth. Can i use my nso birth cert and nbi clearance? Thank you

Ibrahim   (11 March 2016 8:36 AM)

I want to open an account with the passbook here in the Philippines. How? And what are the requirements?
I am a foreigner with a Filipino wife and want to stay here for good.
Thank you

ma. mitzel flores   (10 March 2016 2:36 PM)

my son is 16 years old. Can he open a junior savers account?

amie   (13 December 2015 11:27 AM)

how can i apply bdo account? i am working in malaysia right now.

Jennifer Rotas   (24 November 2015 4:41 AM)

hi there,
i would like to open account while i am here in australia it is possible thankyou

ross   (29 September 2015 12:43 PM)

I already have two valid ID's. Is billing statements still needed? Thank you

edzie mendoza   (26 September 2015 4:37 PM)

Hi, would like to ask if it is possible to open an account if I'm in here in Malaysia. I would like to open one, but I don't know what are the requirements. Would really appreciate if you can help me. Thanks

Andrea   (25 September 2015 4:55 AM)

Good day maam and sir
How can I apply atm saving accounts? Im working out of country

amalia gandangan   (03 September 2015 11:24 AM)

hi i just want to know if i can possibly apply for peso savings account if i have only one photo bearing i.d like SSS and PhilHealth ID And for non photo bearing such as NSO and brgy. clearance any answer will be so much appreciated

Annalyn F. Tabo-tabo   (27 August 2015 4:12 PM)

I'm here in Kuwait as OFW. I want to open an account. But how? Is it possible to process online? And deliver it to me here my account?

Jasmin Ortega   (23 August 2015 9:57 AM)

Do you have savings account for children age 10?

Juvy Luzon   (10 August 2015 2:38 PM)

I want to open ATM savings account but I'm here in Malaysia working, can you help me pls how?

azel s zapico   (29 July 2015 1:48 PM)

I want open account..

Marilou onas   (29 July 2015 0:57 AM)

Good day I am working here at he'd da Saudi Arabia I want to open an account to your company I keep on searching, could you help me sir/ma'am how to open an account online. Hoping for your kind consideration and hoping you could help to save I live at midsayap cotabato your company have a branch there. Thank you

Arkhie   (15 July 2015 6:03 PM)


I would liketo open savings account on my name but i am in myanmar do you have any online application?

Xian jane   (13 July 2015 8:11 AM)

Is it possible to open bank account if the only identification i have is NSO birthcertificate and NBI clearance only??please response immediately.. thank you..

Evelyn f.mesobre   (11 July 2015 3:43 AM)

Hello mam im ofw now at Russian Moscow.. I would like to open account for online ....to check Mr here my savings?
How can I process here

angel zaragoza   (08 July 2015 10:40 AM)

hi good afternoon. I want to apply a bank account to your bank. but I do have Phil health id,pay ibig I'd and student driver license id. is that enough? or what else should I bring when i applying to your bank? thanks.

Cynthia   (04 July 2015 11:31 PM)

Hi,I want to open saving account online so went I go back to Philippines I have money safe from the bank like banko due oro, I can't open personally their please help me to apply online how to so I really want thank you I waiting your reply Banko de oro.

Jeanethe A Puno   (04 July 2015 2:30 PM)

Good day,i am ofw,i would like to inquire open account,but i dont have any valid ID,i have only passport,is it ok if thats the only documents i can present..??


steffanie romar castillo   (28 June 2015 12:38 PM)

hi, good day!!!!i just want to ask if there is a possibility to be a closed account if I already withdraw all my savings in my account due to emergency????I highly appreciated your reply,,thanks

1 2 3 4 5 6 »