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How to Get or Apply a UnionBank EON Card (bank account)?

UnionBank EON Card is useful for offline and online transactions. Though EON Card is not a credit card, it has more advantages than the credit card. EON Card (or EON Debit Card) has minimal fees and no maintaining balance. You can open an EON Debit Card Account for only 350 pesos. 350 pesos is its annual fee for the bank. You can initially deposit any amount for as little as 100 pesos. It has less documents required for opening the account.

The documents required to open an EON Debit Card are listed below. You can use EON Debit Card to purchase in any Unionbank affiliated stores such as SM, Robinsons, Ayala, Gaisano mall and many other major stores in the Philippines. You can also use this card to purchase products or services in the internet - "online shopping". Online shoppers and online entrepreneurs are using this card to purchase anything in the internet. Like me, I use this card when I purchase products in Ebay, Amazon or any other e-commerce websites. I also use EON Debit Card to purchase domain and hosting for my websites.
Below are pictures of a real Unionbank EON Card:

Unionbank EON Card - front view
Unionbank EON Card - front view photo


Unionbank EON Card - back view
Unionbank EON Card - back view photo

Opening an EON card is easy and simple. To apply for an EON Card, follow the steps below:

Step 1

Bring the needed requirements to open a Unionbank EON Card:
  • Only 350 pesos - initial deposit.
  • At least two (2) valid ID's:
    • School ID
    • Company ID
    • Postal ID
    • NSO Birth Certificate
    • Barangay Clearance/Certificate
    • Passport
    • Current Driver's License
    • Permit to Carry Firearms
    • New Social Security System (SSS) card
    • Government Services Insurance System (GSIS) eCard
    • Professional Regulation Commission (PRC) ID
    • New Tax Identification Number (TIN) Card
    • NSO authenticated Marriage Certificate
    • Original & unexpired National Bureau of Investigation (NBI) Clearance
    • Police Clearance
    • Digitized Voter’s ID
    • Philhealth card
    • Office of Senior Citizen Affairs (OSCA) / Senior Citizen card
    • ACR Identity Card (I-Card)
    • Consular ID
    • Philippine Overseas Employment Association (POEA) / Overseas Workers Welfare Administration (OWWA) Card
    • OFW ID
    • Seaman’s Book
    • Government office ID (e.g., Armed Forces of the Philippines, Home Development Mutual Fund [HDMF] IDs)
    • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
    • Department of Social Welfare and Development (DSWD) Certification
    • PRA Special Resident Retiree Visa (SRRV) ID
    • Other valid IDs issued by the Government and its instrumentalities
  • 2 pieces 1x1 or 2x2 ID pictures
Bring the original copies of the ID's and you must photocopy/xerox them. The bank requires a photocopy of the id's. Please note that the branch may require other documents and information such as your Tax Identification Number (TIN) and SSS Number so please have this ready.

Step 2

Go to a nearest or to your preferred UnionBank branch and submit a fully accomplished EON Cyber Account Application form. This form will be provided by the bank.

Step 3

Pay P350 for your first year annual fee. Bring your initial deposit (not required but recommended) so that you can start using your EON account. For me, I initially deposited 350 pesos. You'll be told by the bank to fill-out an application form. And pass the necessary requirements. 

Waiting Period for Claiming

You can claim your EON Debit Card after 1 week. After you receive your card, you need to wait 2 days. Then, enroll your EON card in Unionbank website (www.unionbankph.com/).

Enrolling Your EON Account to Unionbank's Online Banking

Go to the official website of Unionbank (http://www.unionbankph.com). Click the EON Cyber Account link on Unionbank's homepage. This where you are going to enroll for Unionbank's online banking.

After registering and logging in to their website, you can see your amount deposited there.

Expiration

Unionbank EON card will expire in three (3) years. After 3 years, you should renew your EON card to continue using it. Here's an article on how to renew your expired EON account: "How to Renew Old Expired Unionbank EON Card?"

Using Unionbank EON on Online Transactions

Before you can do online transactions (online banking), it's very important and it's required to link your EON Cyber Account Debit Card to Paypal. Paypal lets you pay online transactions worldwide. Here is the video tutorial. When your EON Cyber Account Debit Card is already linked to Paypal, you can now use your EON in paying online transactions.

What are you waiting for? You should apply for an EON Debit Card now! For faster, easier and more convenient way of shopping and transacting business online, EON Debit Card is a must.

Frequently Asked Questions

Can a person below 18 years old open or apply an EON card?
  • No. 18 years old and above is the age requirement in opening an EON account.
Is EON card a credit card?
  • No. It's a debit card
Does EON card have a required maintaining balance?
  • No. It's a zero-maintaining balance
Can I transfer money from my Unionbank EON account to different bank (example, BDO, Metrobank, Landbank, BPI, etc.)?
  • No.
How to pay bills online with Unionbank EON account?
Does EON card act as an ATM card?
  • Yes. You can withdraw money from any ATM machines (with VISA, PLUS, Megalink logo) in the Philippines.

Note: I'm not endorsing Unionbank here. I'm just sharing my experience and the great benefits you can enjoy in using Unionbank EON Debit Card

Do you have any question or concern? Please tell me in the comment below.
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"How to Get or Apply a UnionBank EON Card (bank account)?" was written by Mary under the Banking category. It has been read 91356 times and generated 168 comments. The article was created on and updated on 11 June 2015.
Total comments : 168
Reymart [Entry]

I am 20 years old already sir, but don't have TIN and SSS number yet. Can I apply for EON Account in Union Bank?
Guest [Entry]

Reymart, yes.
Reymart [Entry]

What if I don'y have SSS and TIN Number, since I am applying for now? Is it okay to submit only the ID? because I don't have TIN and SSS yet... Thanks in advance for the response sir..
Guest [Entry]

Quote (Reymart)
Is it okay to submit only the ID?

Yes.
Raymond [Entry]

khen, even to other cities? I'm from Zamboanga del Sur and will go to Cebu next. So even I used my eon card in Cebu still no fees?
Guest [Entry]

Raymond, where are you going to use it? Do you want to use it to purchase in Cebu? or something else?

If you use it in a department store or grocery store in Cebu, I'm not sure if there are charges or fees.

In my opinion, I think there are no fees when you purchase here in Cebu using your EON. A bank card carrying the VISA logo (like Unionbank EON Card) is usually free of charge (no transaction or service fees) when you use it to purchase anywhere in the Philippines. The same principle applies in online shopping using your EON. No fees.
Raymond [Entry]

Hello,

What are fees or how much when you used eon card to go shopping. Fees for not online shopping and fees for online shopping.

Thanks
Guest [Entry]

Raymond, using Unionbank EON card is free offline and online.
Leo de Mesa [Entry]

Hi sir, I have a question. My EON will expire next month. After renewal and getting my card, do I need to re-enroll in the Cyber Account then add new card to Paypal?

Please help. I have payment dues in Paypal every month.

Thank you!
Guest [Entry]

Leo, I didn't renew yet my Unionbank EON card. Much better to ask your Unionbank branch. But in my opinion, Unionbank might not require you to re-enroll your renewed EON card. It will take more time (to waste) to re-enroll you in their online banking. Unionbank is smart enough not to waste time. Time is money.
anne [Entry]

yes i already saw the vid. i tried to do the steps but i still can't. the message is still there. i typed the right numbers but i still can't
Guest [Entry]

Anne, make sure you take note of these:

The billing address of your card should match the address of your bank has on file.

Expiration date and security code should exactly match.

Any of this can cause Unionbank to reject Paypal request to register the card. If all of this information matches, you'll definitely want to check with Unionbank to see why they're declining Paypal authorization.



Hope this helps,
anne [Entry]

hi! i tried to link my eon card to paypal but upon registering, paypal can't accept my card. there's a message "This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer's customer service department. Or, you may want to try adding a different credit card."

what should i do? i'm already enrolled on unionbank's cyber account
Guest [Entry]

anne,you can follow this video tutorial: How to Open or Apply Paypal Account Video Tutorial

If you failed to link your EON to Paypal, just reply here in the comment.
julianne [Entry]

thank you again!
julianne [Entry]

from my paypal account how will it go to my eon account?

thanks for answering my questions :)
Guest [Entry]

julianne, I think this might help you: How to Open or Apply Paypal Account Video Tutorial. There's a video in this article on how to withdraw funds from your Paypal account into your EON account.
julianne [Entry]

hi! thank you so much this! a big help!
but i have a question, does union bank eon require a charge when you connect it to paypal? or vise versa?
also when you receive a money from your paypal account does it automatically go to your union bank eon account?
if you withdraw your money is there also any charge?

sorry i have a lot of questions, it's just that it's my first time to have an eon account.

thank you!
Guest [Entry]

Quote (julianne)
does union bank eon require a charge when you connect it to paypal? or vise versa?
No.

Quote (julianne)
when you receive a money from your paypal account does it automatically go to your union bank eon account?
No.

Quote (julianne)
if you withdraw your money is there also any charge?
No.
Ma. Loribelle Perales [Entry]

Hello. I just would like to verify if this Eon Debit Card also acts as an ATM Card? I mean could I withdraw money from it from any ATM machines? Thanks.
Guest [Entry]

yes Loribelle. It also acts as an ATM Card. You can withdraw money from any ATM machines.
reynald [Entry]

thanks!
reynald [Entry]

hi, how to pay online using eon debit card?
Guest [Entry]

reynald,you can pay any international online stores affiliated with Paypal and local merchants affiliated with Unionbank. You can pay your bills such as PLDT, Globe, SMART etc. An good example is given here: How to Pay Your Bills Online through Unionbank.
Daisy [Entry]

Hi there Khen! Thank you for the post. It's very helpful. I am doing a home based job as a virtual assistant and needs to open an account in unionbank because I have heard a lot of good feedbacks about using eon. I need an account since my salary will be sent in paypal. Thank you for the infos here. Glad that I can have the necessary requirements ready before going personally into the bank.
Guest [Entry]

Daisy, you're welcome.
orange [Entry]

THANKS SA INFO KHEN!!!!
Guest [Entry]

Orange, you're welcome.
orange [Entry]

hi there! just want to ask if TIN and SSS are really needed? Without those, can I still be accepted?
thanks in advance...
Guest [Entry]

orange, if you're a student and you present your student ID and birth certificate, it's acceptable. But if you're not a student, you should have at least either an SSS number or a TIN number.
Tala [Entry]

thank you so much..=)
Tala [Entry]

Can i deposit in account of Unionbank to any bank? Example to BDO...?
Guest [Entry]

Tala, if what you mean is to deposit money to BDO using your Unionbank account, it's not possible. It also applies to other banks.
radrex valera [Entry]

Hi. just wanna ask about this statement

"Before you can do online transactions, it's very important and it's required to link your EON Cyber Account Debit Card to Paypal. Paypal lets you pay online transactions worldwide. Here is the video tutorial on how to do that: Click here. When your EON Cyber Account Debit Card is already linked to Paypal, you can now use your EON in paying online transaction."

What if I'll make an online purchase which accept Visa Credit/Debit card ONLY, not Paypal? Is it possible to use this EON card w/o the use of Paypal?
Guest [Entry]

radrex valera, which website are you referring to that accepts payments through Visa Credit/Debit card only and not Paypal?
Aya [Entry]

I am planning to open an EON bank account as a college student and as I was reading your article the school ID isn't listed on the requirements. I currently have my school ID, NSO certificate, but my recent passport was taken abroad yet I asked my parents to send me a scanned copy of it. Will my NSO & school ID suffice or do current students have another set of requirements?

Thank you.
Guest [Entry]

Aya, I sent all your queries to a Unionbank Customer Service. They require you to make personal appearance to a Unionbank branch.
Marylyn [Entry]

I'm from Biliran Province (near Leyte)...

There's no branch of Unionbank in Biliran but I want to be a part and have an account of it.
As for now, I'm here in Cebu City taking my OJT for only 3 months and afterwards, I'll be home.
Can I still able to join Unionbank here in Cebu?

I'm very much appreciated with your immediate response.
Thanks in advance!
Guest [Entry]

Marylyn, yes. You can open an EON account here in Cebu. It only takes 1 week to claim your Unionbank EON card. Be sure to prepare at least 350 pesos for the minimum deposit (much better if you deposit large amount) and the needed requirements: your school ID, company ID, SSS receipt or card (if you have) or any other IDs listed in the article above.
Ranz Daren Castillano [Entry]

I'm 17, can I open an account for EON???
Guest [Entry]

Ranz, because you are 17 years old, you cannot open an EON Account in Unionbank. You need to be 18 years old and above.

This is an email I received from Unionbank's Customer Service when I asked them what's their age requirement in opening an EON Account:

Quote

Dear Sir/Madam:

Greetings from UnionBank!

Please be advise that 18 years old and above is the age requirement to open an EON account.

Best Regards,

Romeo Ramirez
UnionBank Customer Service
Email: customer.service@unionbankph.com
Website: www.unionbankph.com

If you are very eager to open an EON Account despite your age, it might be helpful to open an EON Account with the help of your parents or sisters/brothers or relatives who are 18 years old and above and whom you can trust. But you need to use their names and have them visit personally to any Unionbank Branches.
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